Businesses Seeking Loan

Strategic location in Ragama, favorable for high-quality vanilla cultivation. - Launching the second round of vanilla cultivation, building on a successful first cycle initiated two years ago. - Anticipated profit generation from the first harvest expected within 3-5 years post-cultivation. - Targeting premium export market with top-tier Ceylon vanilla, positioning as a premium product amidst growing global demand. - Vanilla is recognized as the second-most expensive spice globally, presenting lucrative business opportunities. - Diverse product applications in industries including extraction for vanilla tea, vanilla sugar, and vanilla oil, enhancing market reach. - Stable demand for vanilla in commercial sectors such as perfumes, baking, and aromatherapy, driving consistent revenue streams. - All necessary cultivation permits secured, ensuring compliance and readiness for operational activities.

The focus of the business is on the trade of these commodities, ensuring high-quality products for its clients. - Sourcing is done directly from a network of 1,000 local farmers, ensuring both quality and sustainability in the supply chain. - The company provides these agricultural products to various industries, including lentil companies and other manufacturers that use the products to create value-added items such as edible oils and other food products. - Currently, the company serves a diverse client base of over 50 businesses, ranging from small to large-scale enterprises, across multiple sectors of the food and manufacturing industries. - The promoters bring 5 years of experience in the agricultural trading sector, demonstrating a deep understanding of market dynamics, supplier relationships, and customer needs. - The company is registered with the central government and also registered for goods and services tax (GST), further ensuring its legitimacy and tax compliance within the industry. - As we are solely focused on trading, we require only 15 employees to manage operations.

Based in Hyderabad, this educational institute caters to early childhood learning with SSC affiliation, ensuring standard compliance with the Telangana education system. - The institution operates with a small and dedicated team of 4 employees, focusing on providing personalized educational experiences, with 2 of the employees operating in shifts. - The preschool division hosts 20 students, offering a robust foundation in early education that is essential for young learners. The business has 8 students enrolled for the daycare facility. - Transportation services are provided, ensuring safe and convenient access for students to and from the school premises. - The school is dedicated to fostering educational growth from pre-primary through 7th class, making it a comprehensive choice for foundational learning. - By maintaining SSC affiliation, the school aligns its curriculum with recognized educational standards, enhancing its institutional credibility in Hyderabad.

Strategic location: Situated in Huzurabad, the business benefits from a strategic position in proximity to major markets like Hyderabad, enhancing logistics and distribution efficiencies for murrel fish. - Impressive yield potential: Operating on a one-acre fish farm, the business is poised to deliver an output of approximately 12 tons of murrel fish within the next six months, showcasing robust production capabilities. - Lucrative revenue model: With a selling price averaging INR 450 per kg and production cost at INR 200 per kg, the business enjoys a gross profit margin exceeding 50%, offering significant profitability in the aquaculture sector. - Diverse client base: Serving both wholesalers in Hyderabad and local retailers, the business maintains a diverse client portfolio, reducing dependency on any single market segment. - Graded product offering: The business employs a grading system where murrel fish above 1kg are targeted to wholesalers at premium prices up to INR 550 per kg, enhancing revenue potential. - Extensive industry expertise: Leveraging over 30 years of farming experience, the promoter ensures efficient and effective farm management, driving both operational efficiencies and sustainable farming practices.

Established and reputable printer sales and service business operational in Sangli for 13 years, catering to a robust and diverse client base. - Generates a steady average monthly revenue of INR 1.7 lakh, demonstrating consistent performance in the printer and service industry. - Business clientele includes varied sectors such as industries, government entities, colleges, and banks, underscoring a resilient business-to-business (B2B) model. - Maintains a healthy annual net profit margin ranging from INR 7 to 9 lakhs, reflecting operational efficiency and profitability. - Operations exhibit a balanced sales and service revenue distribution of 50:50, highlighting a well-rounded business model. - Serves an average of 50 B2B projects annually, indicating strong demand and repeat business with over 200 recurring clients to date. - Business is registered under MSME and GST, ensuring compliance and credibility in its operations within the Indian market.

Based in San Fernando, Trinidad and Tobago, specializes in hair extensions and beauty products. Established online 4 years ago, - Offers customizable wig units, hair bundles, clip-in, and tape-in extensions, complemented by professional installation services. - The business caters to high-profile events across the Caribbean, including Trinidad Carnival, emphasizing quality and personal confidence, especially for individuals with hair loss conditions. These relationships have enabled the studio to offer exclusive, high-quality products and services, ensuring clients receive the best available options in the market. - The studio operates entirely online, offering a range of premium hair extensions, wigs, and beauty products. Using various e-commerce platforms, including our instagram platforms and third-party sites like Etsy, to market and sell our products. We also engage in social media marketing to reach a broad audience. - We partner with reliable logistics companies to ship products globally, ensuring fast and safe delivery. Our fulfilment process is handled in-house, with orders being shipped from our south location which leads to high profit margin. - Over the years, the studio has earned multiple accolades and awards for its exceptional products and services. These awards, recognizing excellence in beauty and hair care, reflect the studio’s commitment to providing clients with premium, long-lasting results.

Project plan: 91 residential properties + 1 commercial space in a secure, master-planned gated community in Guyana. Revenue model: Sale of residential units + long-term commercial lease + property management/community fees. Target market: Local professionals, returning diaspora, and middle- to upper-income families. Projected clients: Over 300 residents and 1 commercial tenant upon full occupancy. Promoter experience: 20+ years in real estate development, brokerage, and project management (NYC & Guyana) NY state–certified appraiser, OSHA-30 certified, with cross-border deal experience. Business relationships: Partnerships with local contractors, engineers, and legal teams. Banking relationships to support mortgage financing for buyers. Early-stage coordination with Guyanese government agencies. Awards/recognition: Industry recognition from U. S. real estate firms, community service honours from United Way and BPI certifications. Exit strategy: Full sale of units within 36–48 months; long-term revenue from commercial lease and potential property management services.

The business is located in Alotau and operates primarily in the used car dealership industry, specializing in importing and selling pre-owned vehicles locally. - Under the current operations, the business successfully sells approximately 5-6 used cars each month to the local market in Alotau, ensuring a steady cash flow. - Diversifying into agriculture, the business has initiated a cocoa plantation on 2 hectares of land with 1,000 cocoa trees already planted, which are expected to start yielding harvests from next year. - Targets international markets, including India, Australia, and New Zealand, leveraging these regions' high demand for cocoa products. - The company currently is in the process of setting up a fermentery and plans to expand further by constructing a warehouse to enhance its cocoa product storage and management capabilities. - With the new cocoa initiative, the business is optimistic to achieve an annual revenue of approximately 5.8 million, estimating a robust 20% EBITDA margin, demonstrating significant growth potential. - Seeking investment to facilitate this expansion into cocoa cultivation, this venture illustrates innovative cross-industry growth from car sales to agricultural wholesale, enhancing its revenue streams and market presence. - Business has an operating license for both dealership and cultivation. - Business generates high EBITDA from car sales but the loan will be used solely for cocoa cultivation. - Both verticals of the business will be operated under the same legal entity.

Based in Salem, this business operates in the petrochemicals sector, supplying various oils to micro-scale industries across Tamil Nadu. - Core products include petrochemical oils used in cement plants, paint factories, and lamp oil production. - The company maintains a consistent monthly procurement of 300,000 liters of petrochemical oils from Gujarat. Since the business is involved only in trading, it does not need a high employee count. - Prominent clients include well-known names such as Malabar, Ramco, and Shankar Cements, reflecting industry trust. The business only deals in high ticket transactions to maintain higher sales and profit figures. - The business functions with a lean team of one, focusing on direct distribution and efficient operations. - Holds GST certification, ensuring regulatory compliance and enhancing business reliability.

Located in Indore, this women's apparel store specializes in manufacturing and retailing a trendy collection of western dresses. - Catering to women's fashion needs, the business draws 5-10 customers per day, establishing a loyal clientele within the local community. - The business offers both customized dresses made in-house and ready-made options to satisfy diverse customer preferences and requirements. - As an officially registered entity, the business holds a GST certificate. - The operation is managed by a single owner and supported by one employee, allowing for personalized customer service and attention to detail.