Businesses Seeking Loan

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

The school is being established in Sikar, catering to a growing educational need in the region. - The institution will offer classes from nursery through grade 12, providing a comprehensive education pathway for students. - The school is set to follow both the Rajasthan Board of Secondary Education (RBSE) and Central Board of Secondary Education (CBSE) curricula, appealing to a wider audience of parents and students. - The initial setup will be a two-floor building, designed to expand over time to accommodate more students and facilities. - Planned amenities include both indoor and outdoor playgrounds, as well as well-equipped laboratories to enhance practical learning experiences. - The school has secured RBSE affiliation and is in the process of obtaining CBSE affiliation, ensuring credibility and quality in education. - As a pre-revenue business, the school is seeking funds for the infrastructure development and operational setup, promising potential returns as enrollment increases.

The business is known for providing high-quality surveillance and security services, with a strong emphasis on problem-solving and effective representation in the industry. - Actively serves over 15 clients, emphasizing performance and reliability, with payments typically made on a cash-on-delivery basis. - It maintains a strong online presence with daily advertising on Facebook and the company’s page. - The business consistently works with government contracts as well. - Client retention is strong with some clients being with the company for 8 to 9 years. - Notable clients include Counter Global Trinity Power Ltd, Mayaro Rio Claro Regional Corporation, and Caribbean Gaming Technologies Limited Casinos. - Demand for the services is driven by increasing concerns for safety and security in Trinidad and Tobago. - Provides certified, licensed, insured, and bonded security officers, with a rigorous pre-employment background investigation process that exceeds industry standards. - Approximately 80% of revenue is derived from the supply of armed officers. - Charges an average of TTD 40 per hour with specific rates varying based on the type of service requested, such as armed officers, bodyguards, or K-9 units. - Cost is influenced by factors such as service duration, type of security detail, and location within Trinidad and Tobago. - Given the nature of our business, we hire manpower as full-time employees and hence the number of employees given is high. - Payments are made from clientele on forth nightly and monthly basis. - The business has the approval from the Ministry of National of Trinidad and Tobago W/Indies for its operation.

The business is focused on real estate development in the Maldives, specifically targeting the newly reclaimed Hulhumalé region known for its beachside properties. - The project is in the pre-revenue stage, indicating an opportunity for early investors to get involved before construction starts. - Plans include building residential villas consisting of 2BHK and 3BHK units, each approximately 1,500 square feet in size. - The estimated timeline for plot acquisition and construction completion is 1.5 years, after which the properties will be available for sale. - Revenue generation will primarily come from the sale of these residential villas, tapping into the growing demand for real estate in this popular tourist destination. - The promoter has a wealth of experience in the real estate industry, providing assurance of the project’s viability and management. - Target customers include both local residents and international buyers seeking vacation homes or investment properties in the Maldives.

Online platform specializing in EMACET preparation, providing a diverse array of practice questions, mock tests, and study resources. - Target consumers are pre-universities and 12th-grade students in AP and Telangana aiming to enter engineering colleges through the EMACET exam. - Promoters boast over 4 years of experience in the field and have obtained necessary licenses, incorporation, and GST. - Offers mock tests and exams for purchase, alongside a wide range of services tailored to the needs of 12th-grade students. - The company is currently negotiating with 2-3 local pre-universities for product procurement, with each contract estimated at a value of INR 2 lakhs. Once these deals are secured, we will be able to smoothly pay the interest on the loans.

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.