Businesses Seeking Loan

Company provides IT infrastructure, networking and maintenance services. Since inception, we have served 4 clients and at the moment we have 5 clients. Out of the current 5 clients, we have added 3 clients this year due to which our run rate revenue has increased. All our clients are internet based portals & website. We work on a contract basis ranging between 2-3 years. Our solutions are innovative and customized which are in demand by SMEs and private companies in Philippines. Founder has been in the IT industry for almost 7 years working in telecommunications, BPO, and private companies. We have grown to 20 employees and are looking forward to employ more IT professionals with exceptional talents. Our company was recognised by National Privacy Commission for data privacy. Business owned assets include laptops, services and office equipment.

Company providing injection moulded plastic parts to the electrical appliances industries. - Our main customers are OEMs and contract manufacturers of companies like Usha and Crompton. - We lay emphasis on quality and not quantity because aesthetics and shelf life are very important. - Our products are durable and are used in long-lasting electrical appliances. - The total output possible is 600 tons of PP products. - The production unit runs 24 hours and has 6 machines with 2 operators each. - Total 12 operators, 3 support operators, and 15 staff for factory housekeeping and product packaging. - Key-man risk as the owner/manager has to constantly supervise the operations. - The owner has been in this industry for 37 years now. - The company is established and reputed with its customers but is facing a liquidity crunch.

Company providing injection moulded plastic parts to the electrical appliances industries. - Our main customers are OEMs and contract manufacturers of companies like Usha and Crompton. - We lay emphasis on quality and not quantity because aesthetics and shelf life are very important. - Our products are durable and are used in long-lasting electrical appliances. - The total output possible is 600 tons of PP products. - The production unit runs 24 hours and has 6 machines with 2 operators each. - Total 12 operators, 3 support operators, and 15 staff for factory housekeeping and product packaging. - Key-man risk as the owner/manager has to constantly supervise the operations. - The owner has been in this industry for 37 years now. - The company is established and reputed with its customers but is facing a liquidity crunch.

The company specializes in real estate rental and investment, offering a range of services including property purchasing, renovation, and management, providing investors with guaranteed monthly income while handling all aspects of property management. - With a focus on attracting working and middle-class investors, the company has successfully raised over £250,000 and returned £350,000 to investors, highlighting a track record of successful investment and management. - Operating with a lean team of 3 employees, the company undertakes an average of 10-12 property projects annually, leveraging contract-based workers for renovations and maintenance, thus optimizing operational efficiency. - Demonstrating a prudent approach to property investment, the company conducts comprehensive research and due diligence on potential properties, considering factors such as location, crime rates, proximity to facilities, stations, and schools to inform investment decisions. - With a portfolio of over 100 properties acquired throughout the UK in the past 4 years, the company has established a strong presence and expertise in the real estate market, providing investors with diversified opportunities for property investment. - Company positions itself as offering higher returns to investors within a year, appealing to individuals seeking enhanced investment opportunities in the real estate sector. - The company generates the majority of its revenue from rental projects, and it's commitment to professionalism and client satisfaction is evident. - The business holds TDS, PRS, and ICO licenses, as required by regulations.

The business currently operates an FMCG retail store and plans to expand into the laundry services sector in Hyderabad. - The promoter has over 7 years of industry experience and expects to generate INR 2.5 lakh in monthly revenue from the new venture. - Services will include washing, folding, steam ironing, saree rolling, and shoe cleaning, targeting both individual and bulk commercial clients. - Operations will begin with a compact team of 2 employees to ensure cost efficiency and personalized service. - The laundry unit is planned in a local industrial area of Hyderabad, tapping into rising demand from hostels, hotels, and offices. - The laundry business will complement the existing FMCG store by leveraging local customer networks and regional familiarity. - The business holds a valid GST certificate.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

Organic farming business located in Ahmednagar. - Currently growing sugarcane, grains, and seasonal crops. - The business plans to specialize in growing organic grains, fruits, vegetables and further disinfection by irradiation for better quality and hygiene. - One of the business wing has a valid GST certificate.