Businesses Seeking Loan

The business is an IT support provider based in Lorengau, with operations primarily focused in the Province of Manus. - Serves a diverse client base, including individuals, small businesses, large corporations, government agencies, and non-profit organizations. It has established relationships with approximately 20 clients across the Province of Manus. - The company generates revenue through various models, including charging clients based on specific projects or deliverables, consulting fees for providing expertise & advice, software licensing, and ongoing support and maintenance contracts. - On average, the business serves 8-10 clients per month, with an average service fee of PGK 175 per hour. - The founder is an IT Support Tech bringing over 20 years of experience in the field, emphasizing the importance of building strong relationships with clients, partners, suppliers, and other stakeholders for the success of the business. - The company has been recognized with awards for innovation, customer satisfaction, technological advancements, and industry leadership, demonstrating its commitment to driving growth and innovation in the IT support sector. - The business needs 5 permanent employees to run the operations, which includes admin, management and support staff.

The business is an IT support provider based in Lorengau, with operations primarily focused in the Province of Manus. - Serves a diverse client base, including individuals, small businesses, large corporations, government agencies, and non-profit organizations. It has established relationships with approximately 20 clients across the Province of Manus. - The company generates revenue through various models, including charging clients based on specific projects or deliverables, consulting fees for providing expertise & advice, software licensing, and ongoing support and maintenance contracts. - On average, the business serves 8-10 clients per month, with an average service fee of PGK 175 per hour. - The founder is an IT Support Tech bringing over 20 years of experience in the field, emphasizing the importance of building strong relationships with clients, partners, suppliers, and other stakeholders for the success of the business. - The company has been recognized with awards for innovation, customer satisfaction, technological advancements, and industry leadership, demonstrating its commitment to driving growth and innovation in the IT support sector. - The business needs 5 permanent employees to run the operations, which includes admin, management and support staff.

Business Highlights. 1. Client Base and Market Demand. • Current Client Base: The business serves parents working night shifts, single-parent families, military families, and other working professionals with irregular schedules. • Growth Potential: With the increasing demand for nighttime childcare in Okinawa and limited competition, the projected number of clients is expected to grow significantly year over year. 2. Revenue Model. • Primary Revenue Streams: • Nighttime childcare services (fixed hourly or nightly rates). • Premium add-ons, such as custom sleep routines and dietary plans. • Emergency or short-term care with premium pricing for flexibility. • Projected Annual Revenue: ¥4,000,000, with additional growth anticipated as the business expands to include sleep center services. 3. Promoter Experience. • The business founder has a strong understanding of both childcare and community needs, backed by extensive experience working with diverse families and minority groups. • A proven ability to establish and lead initiatives, including organizing diversity groups and addressing underserved markets, ensures confidence in business operations. 4. Business Relationships. • Local Partnerships: Collaboration with local businesses, military organizations, and healthcare facilities to support working families and refer clients. • Future Collaborations: Potential partnerships with sleep specialists, therapists, and wellness centers for the planned sleep center expansion. 5. Awards and Recognition. • While the business is newly established, it has already gained community support and recognition for addressing a critical gap in Okinawa’s childcare services. • Anticipated recognition as a pioneer in nighttime childcare and sleep solutions as the business scales. 6. Competitive Edge. • Safety First: Comprehensive security measures, including monitored facilities and trained staff. • Unique Offering: Focus on children’s sleep quality and long-term health, addressing a niche yet essential need. • Community Impact: Contributing to work-life balance for families and supporting parents who work in 24/7 industries. These highlights underscore the business’s potential to be both profitable and impactful, creating trust and confidence for investors and clients alike.

Business is an MVP of a hyperlocal super app that combines ride booking, food delivery, parcel services, and gamified rewards to empower local businesses and engage daily users. - We are a DPIIT-recognized startup with 50+ shopkeepers already onboarded in Rajpura. - We will offer services like rides, food, and parcel delivery with gamified rewards. - Revenue will be generated from scratch card sales, ads, and service commissions (the shopkeepers will pay us). - MVP is ready and we will launch within the next 2 months and run a 3 month pilot in Rajpura. - Complete in-house development of the app, the team has developed Android and an iOS app. - The founder has prior business experience and strong local partnerships. - Business has a Certificate of Incorporation and DPIIT Startup India recognition.

We are cloud-based service provider providing multiple business solutions for different target customers established from Chennai in the year 2018. The company has six verticals: 1. "IT and ITES for SaaS, PaaS & IaaS products & services", 2. "Research and development" in the energy sector. 3. Electronic devices for aviation and investors. 4. Digital marketing and social marketing for all types of businesses in eCommerce. 5. Transportation services. 6. Import & export rice, mushrooms, cereals, spices, and dry fruits. We offer a wide range of IT-related services starting with the initial setup and configuration of any type of virtual office environment, hardware and finishing with the installation of niche-specific software. Have developed our own products, those are 3D printing, security devices for data communication, autonomous transport using drones or UAVs for eCommerce product deliveries, Pan India eCommerce business collaboration from different vendors from Panicha. In portal, free energy metal mixture solution for power generation from available light sources, and the other is an AI-powered platform that leverages the strength of machine learning to drive insightful and engaging service experiences. Most of the revenue contribution is through our software products. Our assets include a website, licenses, Intellectual properties, laptops, client database, software, electronic devices, batteries, and drone motors. Currently, we have tied up with Amazon for warehousing and selling products online, also we are looking for collaborated long-term business customers. And others are nearly 300+ reliable customers available through social marketing. We participated in Fintech Challenge and received a runner-up certificate with a cash Price of Rs. 25,000/-. The business will have a commission-based revenue model. We charge of % of total sales that have been done through our integration platforms. We currently have 2 employees. Our revenue is less as we still are at an early stage. We are planning to hire more employees. The company is registered in Kancheepuram, but our office is in Chennai. Since we are an early-age start-up and have diverse services, we are currently operating at a loss.

The business specializes in offering holistic health coaching and a variety of products related to health, understood in a way that means not only symptoms but also well being on all levels of experience. - We provide Ayurvedic health coaching with recommended tools to serve a healthy lifestyle, activating your authentic balanced self, and reflecting focus on holistic wellness and balance. - The products and services offered include holistic health coaching, recommendations for living habits, eating habits, and various Ayurvedic products such as herbs, spices, plant medicine, natural incense, creams, jewelry, and artwear. - Additionally, the business will operate a website where it sells these products. - The business model includes organizing events and workshops in Pisac, Peru, and offering online services to the people met there, with a vision to expand into a community center with retreats and various healing modalities. - Uses Calendly for scheduling 44-minute calls, available daily, at a charge of 44-77€ per session, enabling potential clients to book appointments conveniently. - Receive about 1 to 4 orders per week for the Alchemical products. These are sourced from the USA from Blue Emerald Alchemy, for whom we are official European distributors. - There is a focus on sustainability and holistic well-being, with a potential for growth into a larger community center and retreat space, combining online services with physical events and workshops. - The business is registered in Germany, but the owner is currently in Peru for the business.

Offer ERP solutions, aids in the development of applications and offers consultation to businesses. More than 90% of the business' revenue comes from providing ERP solutions, specifically, to the education sector. - We have currently tied up with over 300 - 400 schools and colleges in 6 states across south India. Some institutions that we have tied up with include Achariya College of Engineering Technology in Pondicherry, Tapasya Education Institutions, Ramadevi Public School in Hyderabad and many more. - The business enters into long term agreements with their clients and their clients provide recurring yearly payments. - We have served over 1,000+ educational institutions till date. - Our ERP solutions are priced on the basis of the number of users and modules. On average, the prices range from INR 150 to INR 250 per student. - The value of the physical assets involved in the transaction includes the owned premises, internal furnishings, computer systems, servers. - Promoter is willing to offer his personal property as a collateral for the loan. The value of this property is around INR 70,00,000. - Business has an outstanding debt of INR 30,00,000 to INR 40,00,000 with an interest rate of 14% to 15%. The new loan won't be used as a top up.

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

1. It is a loyalty and lifestyle app with multiple components. Our current value is estimated to be approximately BBD $400K. 2. Prototype, Version 1 is completed. 3. Our Rubix is our native "point" and is an internal currency for in-app transactions/purchases. 4. Has amassed a pre-registered user base of 20,000 users, just 20 pre-registered businesses so far, 100 expected by the end of next month. 5. Our projected revenue streams are from advertising, merchant subscriptions, micro loan fees, revenues from investments, and our matrix program.