Businesses Seeking Loan

Wholesale business trading fruits and vegetables in Ramnagara. - Vegetables & fruits are purchased from 20 - 25 suppliers and sold to around 200 retailers in the APMC market. - The promoter sells about 25 - 50 crates of fruits and vegetables per day. - These are perishables and are sold on a day to day basis. - Seeking to expand our trading portfolio by adding coconut wholesale trading. - The coconuts will be sourced from Mysore and sold in Bangalore. - We expect our turnover to increase to INR 4 lakh per month with the addition of coconuts. - However, our overall operating margins are expected to drop to 10% from 25% as coconut wholesale is a low-margin business. - Promoter has experience of 8 years in agricultural produce wholesale.

Our company sells patented & automated cleaning equipment & machines across India. We are the official partners of a Netherland-based company who manufactures these products. - We purchase the products, import them back to India, and store them at our warehouses. We are the only company that possesses this exclusive contract. - The products are manufactured in the Netherlands and sold under our own trademarked brand names in India. We do not possess patents for any of the products. Currently, we are dealing in 27 different products. - We sell our products by establishing distributions networks. Our distributors further sell the products to independent households, hospitals, restaurants, hotels, resorts, etc. - The sales are primarily recorded from Delhi, Bangalore, Kochi, Pune, and a few other states across India. We have our offices in these states to easily sell our products to the distributors. - We also have the direct clientele to whom we provide these products as per their purchase orders. A few include Reliance, L&T, etc. We have recently received a purchase order from Reliance amounting to over INR 1 crore which is yet to be fulfilled. - Our products are completely automated, and are more durable, technologically advanced, and effective than other competitors in the market. - The company is registered in Ernakulam, Kerala. However, the company is headquartered in Kochi, Kerala. - Our company is entirely debt-free with no outstanding business loans, overdue, or defaults. - The company has 2 directors & 2 promoters. One of the directors owns 90 percent of the company. The remaining 10 percent is proportionally & equally between the other director and the two promoters. There are no outside investors or shareholders.

Representing a world renowned brand in Home Audio / Video in India for the last 16 years with established partners network through out the country. - We import these products every month from Malaysia. - Have offices in all metro cities and reach PAN India through our distribution centers and our dealers. - We have 74 active dealer across. - We also have tie up with Reliance Digital. - All our products are sent via roadways and have logistic partner with Blue Dart.

1. Scale & clientele. 1,000+ Clients Served at present – Including retail homebuyers, NRIs, investors, and institutional partners. 20+ Completed projects – Spanning residential, commercial, and plotted developments across Chennai. 2. Revenue model. Primary revenue streams: Direct sales of residential/commercial units (80% revenue). Plot sales & land monetization (15%). Approval/consulting services for developers (5%). Pricing strategy: Competitive yet premium positioning for townships; affordable segment focus for apartments. 3. Promoter expertise and employees. Late Founder & CEO: - 20+ years in real estate development and construction. Hands-on leadership in land acquisition, approvals, and customer-centric projects. Legacy of ethical business practices and community-driven development. - The business is functioning well, with 20 employees managing both the operational tasks and managerial responsibilities, ensuring smooth operations. 4. Strategic relationships. Government & regulatory: Strong ties with RERA, municipal authorities for swift approvals. Financial partners: Collaborations with leading banks/ HFCs for buyer financing. B2B alliances: Trusted vendor network (construction, materials, marketing). The business sells turnkey real estate solutions with clear value propositions: For Homebuyers: Ready-to-move-in flats (1–3 BHK; INR 25 lakh – INR 1.5 crore) – Target: Middle-class families. For Investors: Plotted developments – Fully approved layouts with 20–30% appreciation potential. Commercial spaces – Steady rental yields (8–10% annually). For partners/developers: Land Banks with Approvals – Ready for JVs or bulk sales. Regulatory advisory – Expertise in RERA, land conversion, and zoning. Awards: Indian achievers award: Presented at Dubai by former Hon’ble Governor of Tamil Nadu. Participated in the Indo -Gulf Friendship & Economic Co-operation Conference held at Dubai. Pride of India award: Presented at Bangalore. Building industry leadership award: Presented at New Delhi, Governor of Tripura for Outstanding individual achievements & distinguished service to the nation. Honorary Doctorate Award was conferred by “ World Classical Tamil University ” London, United Kingdom, on for social activities.

The business has a vast spectrum of services to offer across different domains creating multiple streams of revenue. The primary source of revenue for the business is through its HR consulting services such as recruitment and organisation restructuring. The HR services contribute towards roughly 60-65 percent of the total revenue. The other important revenue stream stems out of the strategy and process consulting services offered by the business like idea validation and internal audits. The process consulting services contribute to over 30 percent of the total revenue. The business has diversified and hired experts to provide digital marketing and branding services. These services contribute to a little over 5 percent of the total revenue but have massive growth potential. The business caters to over 6 clients in each of the domain of services but the numbers have reduced due to the pandemic. Currently the business has 2 clients each in the HR services and process consulting services domains. The average length of each project undertaken by the business is anywhere from 6 months to 2 years. The payment collection criteria adopted by the business varies from one kind of service to another. A single and complete payment structure for HR recruitment services and a monthly payment structure for other HR services throughout the life of the project. A monthly or a project base payment structure for strategy and process consulting services along with a monthly payment structure for digital marketing services is adopted by the business. Apart from cold calling and online advertising, the business has various other sources to gather work. The business is a member of the Hyderabad Management Association (HMA). The fellow members of HMA provide work opportunities to the business in the domain of HR services via referrals. The member of HMA who provides work opportunities to the business takes up to 20% of the net proceeds as a commission. The business is also a member of Business Networking International (BNI) group. The fellow members of the BNI group provide work opportunities to the business in the domain of strategy and process consulting via referrals but charge no commission for the same. The business also holds a membership to the esteemed Federation of Telangana Chamber of Commerce and Industry (FTCCI). The FTCCI is an important asset for the business as its other participating members provide work opportunities to the business in all three domains (HR, process consulting and digital marketing) in exchange for up-to 20% commission from the net proceeds. The business holds a contract with a firm in Bangalore to provide HR services. The contract has no expiration. The business outsources ERP projects through a collaboration with an ERP vendor in Chennai. For every ERP project undertaken by the business, 70 percent of the proceeds go to the vendor in Chennai and rest of the 30 percent is incurred by the business. This collaboration also has no expiration. The business halted its operations about 15 months back. The investment is required to restart the operations.

Company is a job works manufacturer for domestic clothing brands based in Bangalore. - Our manufacturing unit is based in Tumkur and has a maximum production capacity of 15,000 pieces per month working on an 8-10 hour shift. - We source the fabrics from local suppliers and provide contract manufacturing for 6+ domestic brands. - We are planning to launch our own brand of clothing which will be sold through distributors across Karnataka. - The promoter has over 5 years of experience in the apparel manufacturing industry and his father has over 35+ years of industry experience. - Business does not have any previous liabilities.