Businesses Seeking Loan

Our restaurant is established in a prime tourist location. - We receive a weekly footfall of 1,000 walk-in customers. - Our restaurant is also listed on Zomato and Swiggy. 30% of the orders received by us are through online channels and 70% through offline. - Currently, we have a seating capacity of 80 people. - Our restaurant is established on a historical land. We are seeking a loan to renovate the facility and buy the land from the current owner. - This is a family-owned business having three partners. - Company has not taken any loans previously.

Our business focuses on high-demand food products such as honey, Belona ghee, cardamom, pepper, and coffee, catering to a diverse consumer base through both physical retail and a robust online platform. - Strategically located in Kunnamangalam, the company leverages local resources, optimizing supply chain efficiency within the e-commerce spices industry. - On average, our retail store attracts 10 to 12 customer walk-ins daily, while our e-commerce website processes 20 to 26 orders per day, showcasing a strong online engagement. - With a rapidly growing customer base of 300 to 800 active users on our e-commerce platform, our reach in the digital spices market continues to expand. - Our business is fully certified, holding all necessary registrations, including FSSAI, MSME, and GST, ensuring compliance with industry standards and strengthening consumer trust. - The dual-channel strategy, engaging both retail and online consumers, enables us to maximize market penetration and capitalize on the evolving e-commerce food products landscape. - With only two employees, the business showcases a streamlined operational model that effectively manages retail store operations and e-commerce sales, supported by efficient online marketing strategies.

Number of clients: Over 300 clients, including wholesalers, distributors, and manufacturers, across Europe, North Africa, and the Middle East. Revenue model: Commission-based income on transactions. Margins are generated through direct trading of soft commodities. Additional revenue from value-added services like logistics optimization and supply chain management. Promoter experience: Decades of expertise in international trade, asset management, and soft commodities markets. Leadership with a proven track record of reinvesting profits to generate €4+ million in real estate assets. Business relationships: Long-standing partnerships with reliable suppliers and buyers across key jurisdictions. Strong networks in Europe, Africa, and the MENA region ensure seamless trade and market access. Awards and recognition: Industry acknowledgement for operational excellence and innovation in supply chain management. Recognized as a trusted partner for sustainable and scalable trading operations. With the core team, we also hire agents and contractual employees to support our operations. The company is built on a foundation of expertise, reliability, and strategic vision, making it a standout in the global soft commodities market. One of the shareholders of the company is currently operating in Spain.

Cafe operates in Zamboanga with a dedicated team of 8 employees focused on delivering premium quality beverages. - The business boasts a robust client base of over 5,000 loyal customers, with 70% accounting for repeat business. - Current revenue streams include beverage and food sales constituting 70%, supplemented by catering (15%), events/workshops (10%), and merchandise (5%). - With a 15% year-on-year growth, the cafe demonstrates strong financial performance. - The staff comprises 10 skilled baristas, cooks, and customer service representatives, operating under experienced hospitality management. - Positioned in a high-traffic area, the cafe offers a seating capacity of 50, aiming to cater to both individual customers and community events. - The cafe plans to expand its menu, open additional locations, enhance its digital presence, and increase its events/workshops to drive growth. - Financial projections: 1. Revenue growth: PHP 2,500,000 (year 1), PHP 2,875,000 (year 2), PHP 3,306,250 (year 3). 2. Net income: PHP 500,000 (year 1), PHP 875,000 (year 2), PHP 1,306,250 (year 3). 3. Break-even point: 6-9 months. 4. ROI: 30% within 3 years.

Restaurant is located in a tourist zone. - The seating capacity of the restaurant is 30 pax. - We receive around 100 customers daily. - The average order value is LKR 1,000. - Chef has 10 years of experience. - Have a registered food license.

24-hour restaurant located in the main town of Langkawi. - The restaurant serves a diverse range of cuisines, including North Indian and South Indian, catering to a broad spectrum of tastes and preferences. - With an average of 700-900 orders per day, the business demonstrates a strong demand for its offerings, reflecting the popularity and appeal of its menu. - The restaurant caters to a wide range of customers with average bill values ranging from MYR 10-30. - In addition to walk-in customers, the business leverages online delivery platforms.

Prior to closing after a fire 6 years ago, we had 200 sit-in customers per day. As new investors came in soon and refurbishing work started in Jan 2020, Covid struck and the project to restart was shelved. We are now looking to restart the operations under a new model with other arms of revenue added such as home deliveries, catering and external contractual operations. Conservative projections still estimate a regular seating of 210 customers per day. The promoter has been with the business for 33 years of operations and 5 expansions starting from 65 sq mts to the current 1,000 sq mts size. Most staff have been with the business for between 15 to 33 years. This is based on our original proprietary 15-SRP = 15 Steps Restaurant Program which includes our documented CDVS = 27 Core Values embedded in our Comprehensive Documented Value System. These above two points make us uniquely scalable as a handcrafted cuisine restaurant. Business relations all around have been sound and mutually beneficial. We have a passionate customer following evidenced on Google Maps and social media. Has local and international recognition in publications and receives inquiries about reopening from customers continue to this day.

The business is a cloud kitchen based in Allahabad, specializing in Indian cuisine. - Main products include chicken biryani and butter chicken, which are popular among customers. - The business processes 15-20 orders daily through food delivery platforms like Swiggy and Zomato. - With only one employee, the operation remains lean and cost-effective. - It benefits from high profitability by maintaining minimal expenses and efficient operations. - The kitchen holds an FSSAI certification, ensuring food safety and quality.