Businesses Seeking Loan

Seeking senior secured lender on a $1.5 million short-term commodity trade finance facility for a Turkish tobacco trader. - Each deal amount is approx $750,000 on shipment of tobacco leaves from India to Antwerp, Belgium. - Up to 2 deals may overlap but cannot exceed $1.5 million in aggregate. - Each deal is for a total duration of approx 60 – 90 days and is on an uncommitted, transactional basis and continuously recurs. - Each deal is comprised of 2 phases. First phase is voyage finance from India load port to a warehouse in Antwerp, Belgium for a duration of up to 60 days. - Second phase is warehouse finance in Antwerp, Belgium for a duration of up to 30 days. - Shipped tobacco is pledged as collateral to the Lenders. - Senior secured lender to provide 85% of each loan. - The company will provide 15% of each loan as a junior secured lender and document the agreements and book/administer the loans. Senior lender interest rate is SOFR + 12%pa. Current SOFR is approx 5.35%pa. Thus, all in rate is 17.35% pa (=12% + 5.35%) currently. - There will be a floor SOFR of 3.5% pa. - Established 16 years ago and headquartered in Istanbul, Turkey, promoter is a tobacco producer and trader. The company has over 120 employees of which 30 employees are in Turkey. - There are 100 clients, globally located but most of them are in Europe. - The company has 7 years of strong relationship with the Indian supplier, ITC. Purchases 4 - 5 shipments from ITC every year with satisfactory performance on quality and quantity. - Company's total assets are $4.5 million, and annual sales are $2.8 million. - The promoter is New York based and is currently in Tokyo, the business is headquartered in Istanbul.

Our company has close business relations with state energy companies of Montenegro. - Over the past 2 years, we have prepared 4 investment projects for amounts from EUR 1.5 million to EUR 50 million. - The business takes care of manufacturing these plants. - The raw materials for this solar park will be obtained from our supplier in China. - The business will be selling 1 watt of power for about EUR 0.11 - EUR - 0.15. - The energy will be sold both to government and private clients. - The owner of the business has previous experience in building private solar stations in Germany. - All proper licensing has been obtained to start the projects, once the investment is brought in we will be taking a decision on the land area and will start building the plant. - The expected IRR from these projects will be 15% to 30%.

Based in Kochi, this small advertising agency employs a team of 4, specializing in media productions and brand building. - The business primarily drives revenue through advertising and branding services targeted towards corporate clients, with a strong focus on manufacturing companies. - In addition to corporate branding, the agency has a keen interest in film production, including movies, documentaries, short films, reels, and motion graphics, with a portfolio that includes 3 produced short films. - Before the COVID-19 pandemic, the company generated yearly sales of INR 30 lakh and efficiently served 12 diverse clients, including two international contracts, indicating a robust demand for its services. Impacted by the pandemic, the company stopped its operations. - Currently, the agency is actively negotiating with two potential clients to relaunch its operations, signifying resilience and strategic planning. - Founded and led by a promoter with 30 years of experience in the advertising industry, the company has a deep-seated knowledge base and expertise in media and brand communications, aiding in delivering quality productions for both client-based and self-initiated projects. - Despite not being independently certified by INS, the firm holds a valid GST registration, ensuring compliance with national taxation requirements.

The 27 enterprise clients working with us include Shoppers Stop, Indian Terrain, Celio, boAt, Eastman Exports, Celebrity Fashion Group, Radiant Finserv, and Mintify. The company grew 8x Y-o-Y on the back and improved sales and marketing through online channels like LinkedIn. The company has a SaaS model where each client pays an annual license fee of INR 9 lakh that needs to be renewed annually. The product has been in the market for the 3 years and has been tried and tested. Promoters come with experience of more than 15 years in the IT industry.

The business creates AI-powered advertisement videos, enhancing business marketing through high-quality, efficient, and collaborative solutions, and is based in Colombo, Sri Lanka. - Currently, we are in the development stage, with a focus on acquiring small to medium-sized businesses as clients upon product launch. - We are in the process of establishing strategic partnerships with industry leaders for beta testing and market entry. - We are also planning to hire a top marketing company in the USA to enhance market penetration and brand recognition. - Revenue Model: * Subscription Plans: Offering tiered pricing based on the level of customization and features. * One-Time Service Fees: For clients who prefer project-based engagements. * Customized Packages: Tailored solutions for larger campaigns and long-term projects. - We have plans to participate in industry competitions and seek awards for excellence in video production technology as the product matures. - Promoter Experience: The Founder is an AWS-certified solutions architect with extensive experience in IT and AI technologies. His expertise drives the innovative approach of company products. - We are a duly certified company with all the necessary certifications and licenses. - The business has not generated any revenue as of yet and has started its operations this year.

We have formed a strategic partnership with a company based out of Jhansi for IOCL projects on a profit-sharing basis. (Expected Completion in 6 months) - We also are in discussion with a client to manage his Real Estate Asset which is worth INR 4 Crore and we are expecting a fee of 20% on it. (Expected Completion 18 months) - We have identified places to start our first Real Estate Development Project. (Expected Completion 24 months) - On investment of this INR 2 Crores, we estimate sales (worst case scenario) of INR 4 Crore and a Gross Profit of around 2 crore. - We believe our project will earn enough turnover to be able to pay a 20% interest rate due to our strong suit of promoter experience. One of our promoters has 30 + years of experience working as an Executive Director in a construction company. He has led and executed projects in nuclear power plants, aviation fuel centers, LPG bottling plants, petroleum plants, and thermal power plants. Our other promoter has 15+ years of experience working in the senior management department of a construction company. - However, 20% is the maximum interest rate we are willing to pay, and also open to a loan for a lesser rate and longer tenure.