Businesses Seeking Loan

Based in Iligan City, the business has been operational for four years, focusing on the cultivation of abaca plants, a renowned natural fiber known for its strength and durability. - The company currently supplies raw abaca fibers, with a processing capacity of 30 tons per month, capable of scaling to 60 tons per month with additional investment. - The business serves three main distribution clients across the Philippines, primarily supplying to pulp mills with monthly orders, ensuring stable revenue streams. - The business holds a license as a farming establishment and is in the process of securing an export license, aimed at expanding its market reach globally. - Currently, the company generates profits ranging from PHP 4.5 million to PHP 5 million monthly but projects an increase to PHP 10 million to PHP 12 million with the expansion of operations. - Plans are underway to establish an in-house pulp mill to enhance value-added manufacturing, producing pulp paper tailored for the production of tea bags and specialty papers, which are in high demand in countries like the United States, Canada, Germany, Japan, and South Korea.

1. Overview & location: Boutique resort strategically located near the world-renowned Radhanagar Beach in Havelock Island, Andaman & Nicobar Islands. The resort caters to both domestic and international tourists seeking comfort, cleanliness, and authentic island hospitality. 2. Accommodation capacity: Total Rooms: 12 well-maintained units, including air-conditioned and non-air-conditioned rooms, designed for couples, families, and solo travellers. In-house restaurant serving Indian, Continental, and fresh seafood delicacies. 3. Revenue model: Room Revenue: Daily room rentals under EP, CP, MAP, and AP plans. F&B sales: From the restaurant serving in-house and walk-in guests. Travel services (optional extension): Partner commissions from ferry bookings, island tours, scuba diving, and bike rentals. Online OTA listings: Active partnerships with platforms like Booking. com, Agoda, Goibibo, and MakeMyTrip ensure a steady flow of bookings. 4. Client base & volume: Serves approximately 4,000–5,000 guests annually, with a seasonal peak between October and March. Repeat clients and high online ratings ensure steady footfall. Diversified clientele from India, Europe, and Southeast Asia. 5. Promoter background: Family-owned and professionally managed by an experienced operator with hands-on expertise in operations, guest relations, and strategic growth. Deep understanding of tourism trends in the Andaman Islands and strong local relationships. 6. Business relationships & network: Tied up with leading OTAs (Online Travel Agencies) and local tour operators. Relationships with scuba diving centres, cab services, and ferry operators enhance guest experience and generate referral income. 7. Recognition & guest reviews: Highly rated on TripAdvisor and Google Reviews for: ✓ Personalized service. ✓ Proximity to the beach. ✓ Delicious local cuisine. ✓ Clean and peaceful ambience. 8. Future potential: Room for expansion on adjacent land or adding premium cottages. Opportunity to host yoga retreats, honeymoon packages, or curated island experiences. Scope for digital marketing and brand collaboration to tap into premium travelers and influencers.

Located in Doha, this business operates within the vehicle rental and used car dealership industry, catering primarily to business individuals and high-net-worth individuals (HNIs). - Offering short-term vehicle rentals as its flagship service, the business provides convenient and flexible transportation solutions for corporate clients and luxury car enthusiasts. - The company trades in premium used cars, providing a value-driven alternative for customers seeking high-quality vehicles at a competitive price point. - Apart from the automotive sector, the business diversifies its offerings by dealing in fire and safety materials, contributing steady sales throughout the year. - Generating an average of 800k+ QAR in monthly sales, the company achieved a notable annual revenue exceeding 10 million QAR, underscoring its strong market presence. - Operating with a workforce of 15 employees, we are able to generate high sales due to rental of cars in the premium segment to HNIs and business owners. While short-term rentals are our main service, some of our clients extend it on a longer term, ensuring consistent sales. - The business boasts a healthy EBITDA margin of 12-15%, demonstrating efficient cost management and profitability in its operations.

The resort is in the pre-revenue phase. We have secured the land and are yet to build infrastructure to achieve our vision. The plan of our expansion is as follows: 1) Business plan: - Year 1: Begin basic operations and promotions. - Year 2: Initiate profit sharing with investors as the breakeven point is expected to be achieved. - Phase 1: Construct 7 lodging units and establish 5 camping ground points. - Phase 2: Activate cultural programs and train local staff. 2) Revenue model: - Daily rental of lodging rooms (via OTA and direct booking). - Cultural tourism activity packages (batik making, trekking and, cooking). - Rental of camping and gathering areas (community, school and retreat). - Sales of food & beverages from local mini cafes. 3) Target customers & number of potential clients: - Domestic tourists (families, climbing communities and students). - Foreign tourists seeking authentic experiences. - Estimate: 250–400 guests per month during peak season based on analysis of neighboring lodging trends that are always full. 4) Promoter experience: - The core team consists of experienced locals in the fields of hospitality, construction, and tourism. - Main promoters have been active in the local tourism community and have managed trips & homestays. - Has relationships with farmer groups, batik artisans, and local tour guides. 5) Business relationships & local support: - Have established communication with tourism actors, village governments, and surrounding MSME actors. - Land and infrastructure support from family/promoters. - Potential for collaboration with nature schools, hiking communities, event organizers, and travel organizers. 6) Licenses and registrations: - We operate as a sole proprietorship and have a valid NIB license from the government.

Specialty bakery business offering themed and personalized custom cakes for birthdays, weddings, corporate events, and other celebrations. - Also provides catering-style dessert packages for events, including dessert tables, tastings, and pastry assortments. - Serves a growing customer base of parents, brides and grooms, event planners, and businesses seeking unique, high-quality confections. - Revenue is generated through direct in-store sales, custom event orders, online offerings (with delivery and subscriptions), and additional income from pastry workshops and classes. - The business delivers more than 50 custom cakes a month and has more than 20 walk-ins a day. - Currently experiencing steady monthly growth in customer volume, driven by word-of-mouth, event exposure, and targeted marketing efforts. - Led by a manager with deep expertise in baking and business operations, supported by a passionate team focused on innovation and customer satisfaction. - Maintains strong relationships with premium ingredient suppliers and collaborates with local cafes and grocery stores to expand reach. - Actively participates in industry events and fairs to boost visibility and networking. - Recognized in local baking competitions and consistently praised by customers for quality, creativity, and service.

The company is a trusted name in event management with over 25 years of industry experience. - We specialize in organizing corporate events, weddings, product launches, etc. - Our experienced project teams ensure the smooth execution of events across Kerala and PAN India. - We provide complete event solutions including venue booking, entertainment programs, venue décor, sound and lighting, catering, and celebrity management. - Our revenue model works on a post-service payment basis, with payments typically received within 90 days. - With a strong client base of over 50, including regular work with SBI Life, we continue to grow through word-of-mouth referrals. - A significant number of our orders also come through our active presence on Google and social media platforms. - We operate as a sole proprietorship and hold valid GST and MSME certifications.

Business: photocopier reseller and service provider located in Gampaha, specializing in multi-brand used office copiers and multifunction printers (3-in-1, 4-in-1). - Products: refurbished multi-brand office copiers, multifunction printers (print/scan/copy/fax), and replacement parts for office printing equipment. - Services: installation, on-site servicing, preventative maintenance, and technical support for corporate and government offices. - Customers: serves ~100 active clients including corporate offices, factories, government offices, and reseller wholesalers. - Sales volume: sells 25–30 machines per month, generating recurring revenue from consumables, maintenance contracts, and spare parts. - Distribution & wholesale: supplies machines both direct-to-end-user and via wholesale channels to other dealers, supporting B2B sales and inventory turnover. - Owner/operator: single-employee operation run by a promoter-technician with 20 years’ experience in copier repair, maintenance, and sales. - Licensing: holds an import license and a telecommunications license enabling legal importation of used copiers and compliant connectivity/telemetry installations. - Competitive strengths: deep technical expertise, local market presence in Gampaha, fast turnaround on repairs, and cost-competitive refurbished equipment for budget-conscious offices.

The business is currently managing 9 active machines under rent-to-own contracts with 36-month terms. - Our revenue is derived from monthly rental instalments and maintenance service fees. - The founder has extensive experience in vending & F&B equipment supply, with a strong network in the local foodservice industry. - We have established relationships with trusted machine manufacturers and local service technicians, ensuring quality and reliability for clients. - We have 3 permanent staff, including the 2 shareholders. - We plan to hire paid interns to handle maintenance for the 37 additional units, which we plan to acquire.