Businesses Seeking Loan

Client base: - Over 100 loyal customers, with a repeat purchase rate of over 70%. - 48+ active buyers through 4 running customer kitty groups. Revenue model: - Direct retail sales through a boutique store in Gurgaon. - Made-to-order bespoke jewelry (high-margin custom products). - Supplemented by festive gold coin sales, and repair & polishing services. Financial growth: - Sales have tripled over the past eight quarters: from INR 8.26 lakhs to INR 25.9 lakhs per quarter. - Profit margins improved from 4% to over 9% during the same period. - Stock investment grew 8x, from INR 27 lakhs to INR 212 lakhs. Promoter's experience: - Certified gemologist with a 50-year family legacy in jewelry. - Seasoned entrepreneur with strong operational and business acumen. - The business is efficiently operated by two directors, ensuring streamlined management and decision-making. Vendor & industry relationships: - Strong network of trusted jewelry manufacturers for cost-effective, quality production. - End-to-end vendor relationships for sourcing, design, hallmarking, and timely delivery. Brand positioning: - Positioned between traditional jewelers and large organized brands. - Focused on lightweight, contemporary, and certified jewelry.

We facilitate the transactions between Indonesia and Malaysia as there is no direct way for customers in Malaysia to buy products from Indonesia. - Our services are marketed in SEO and the traffic comes from google search. - Currently, we receive around 80 orders on a monthly basis. - We purchase the orders for Indonesia on behalf of our customers and ship them using 3rd party shipment services. - Our revenue model is commission basis. We charge a 10% commission over the entire cost of the order including order cost and the shipment charges.

Business located in Seremban, a paddy farming enterprise with SSM and agriculture registrations. - Currently non-operational since 5 years due to COVID-19; planning to restart cultivation and processing operations. - Core activity is paddy cultivation using high-technology farming methods (precision agriculture and mechanized planting) to increase yield and reduce labor costs. - Vertical integration plan to move from selling paddy to rice mills toward acquiring rice mill and performing in-house rice milling and processing. - Product line includes harvested paddy, milled rice (white/specialty grades after processing), and potential by-products (rice bran and husk) for added revenue streams. - Customers primarily were government buyers and institutional buyers (public procurement contracts), plus wholesale distribution channels for processed rice. - All machinery is procured from Japan, ensuring advanced technology, high efficiency, and reliable farming and processing operations. - When operational, historical quarterly revenue ranged between MYR 500,000 and MYR 1.2 million depending on harvest cycles and seasonality. - Planned revenue model is to sell milled rice through distribution and government tenders, plus possible contract farming and bulk supply agreements; additional income from value-added rice products and by-product sales. - Competitive advantages are tech-enabled paddy planting for higher yields, existing regulatory registrations, and established government buyer relationships.

We are mainly engaged in onion trading but also supply tomato, soybean, cabbage, and maize. - We are authorized vendors in the APMC market and directly source from the products from farmers in the market. - Currently, we supply the products to 12 to 15 companies. Few of our key clients are Reliance Retail Limited, Trent - Star Bazar, Big Bazar, Ninja Cart, Onato, Bijak and Praman. - Our sales have dropped this year because the business supplied to more companies directly last year as well as due to lack of funds to purchase the products. - Business has no loan and is run by a sole owner.

We deal in home furnishing products under our own brand name. - We deal with Flipkart, Amazon, Naaptol, Snapdeal and offline retailers. - We want to expand our business as we have good sales and relations in all the companies. - Number of weekly orders: 5,000 orders. - Have stocks worth Rs. 1.8 crore.

We have already reached 500+ clients. - Owner has 17 years of experience in this Industry. - 40% growth per year order-wise. - We have customers all over India. - We have cash, cheque, online or DD payment transition modes. - We always do Transparent trade practices, with complete customer satisfaction. - We have tied up with different e-Commerce websites like Indiamart, Tradeindia, where we get more customers online. - At present, we also have dealers in Nagpur. We want to increase our dealers count throughout India.