Businesses Seeking Loan

We are a marine logistics company based in Maldives. - We transport fuels to government stations and resorts. - Have tie up with over 10 resorts in total. - Our business sees a very high demand and we operate 27 days a month. - We provide complete custom clearance and forwarding service. - Fuels are transported via wooden boats. We own 1 boat and hire rest as per the demand. - Founder of the company has 7 years of industry experience.

We are a marine logistics company based in Maldives. - We transport fuels to government stations and resorts. - Have tie up with over 10 resorts in total. - Our business sees a very high demand and we operate 27 days a month. - We provide complete custom clearance and forwarding service. - Fuels are transported via wooden boats. We own 1 boat and hire rest as per the demand. - Founder of the company has 7 years of industry experience.

Have more than 100 reputed clients all over Kerala. - Business is growing steadily every month. - Relationship with Govt. Cyber Park, Baby Memorial Hospital, MIMS Hospital, State Bank of India, Canara Bank etc. - Have 600 security personnel under us.

Kerala based training institute that to offer competitive exam coaching such as SSC (Staff Selection Commission for central Government jobs), IBPS – For bank jobs, SET – For school teachers job in Kerala, UGC NET – For college teachers jobs across India and UPSC exams (IAS, IPS, IFS etc). We also offer courses in soft-skill training, interview preparation, business communication, leadership, team building, public speaking and marketing and sales. Computer courses – Cyber security, Artificial Intelligence, Animation, Digital Marketing etc. We are also planning for courses in Oil and Gas, shipping and logistic etc. - The infrastructure is fully set and admissions will be started as soon as the Government removes the restrictions for educational institutions imposed due to the COVID-19 pandemic. Operations are expected to begin by next month in Kerala. - The institute has already hired 15 highly talented teaching faculties and 10 non-teaching and administrative staff. - The teaching faculties of the institute are professionally experienced and proven professors and lectures including Phd holders. Non teaching departments includes General Manager, Manager, accounts team, counselors, marketing team and helpers. - The institute has digitally enabled class rooms with a seating capacity of 30 students per class. - Classes will be offered in two batches (first batch: 9am – 1pm and second batch: 2pm – 6pm) and thus we expect to be able to have about 300 students. - The syllabus has already been developed in-house with the help of subject experts. - The typical duration of a course would be 2 - 9 months and the average fees per course per month will be INR 5,000. - Plan on partnering with various universities and Skill India by central Government. We also have plan to apply for the accreditation of the British Council in the near future which would allow us to offer internationally recognized certificate courses. - Have already conducted marketing campaigns and over 500 individual candidates and several IT firms in Cochin have expressed interest in our offerings. - The promoter has over 22 years of experience in the educational training space.

Business manufacturing aluminium powder coating ovens, based in Ernakulam, Kerala that started operations in 2008. - Our clients include coating job providers, who require these ovens to operate. - Currently selling to 25 such businesses in Kerala. - 1 oven costs approximately INR 10 lakh, and takes 3 months to complete manufacturing. - Receive an average of 4 orders per month. - Our capacity is making a maximum of 4-5 machines per year. - Physical assets include land and manufacturing unit, machinery and raw material. - We are looking to start a new line of business where we take on aluminium powder coating jobs. Funds will be used to set up this business.

Have completed 5 residential construction projects till date. - The projects are mainly done in Kerala with a few being done in Coimbatore. - We are now seeking funds for a new residential construction project in Kerala that will have 10+ villas constructed on the land. - The location of the land is still being identified by our team. - We are also open to a joint venture where the investor will invest in selected land, so the investment is safe in the investor's name. We will then create a profitable joint venture with a decided profit sharing ratio. - Our company has separate departments for sales, marketing, construction, quality control, CRM, accounts and liaison.

Our company has proudly served over 30 homeowners, providing them with top-notch residential construction services. - We generate income through a diverse revenue model that includes residential construction, architectural and interior design services, and comprehensive project management. - Our promoter brings a wealth of experience to the table, with 7 years dedicated to residential construction and an additional 8 years in the oil and gas industry. - We have established strong business relationships with local suppliers, architects, and real estate developers, ensuring a robust network for our operations. - The majority of the revenue is generated from the residential construction projects that we take up. - Currently, we are seeking funds to support our working capital needs to continue delivering exceptional service and expand our reach. - Business has a valid registration license and a GST.

Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.

Started this firm a few years ago and we provide services only to Vodafone Idea. We provide all sorts of technical solutions like surveying, coverage testing and internet download speed. Our services fare in Tamil Nadu and Kerala region. The owner is in this field for more than five years. We are registered with MSME.

Company based in Kerala started with selling concrete vibrators through eCommerce platforms. We have registered on more than 4 eCommerce websites. Some of them are Amazon, Flipkart & Snapdeal. We receive 35-40 orders on monthly basis. Have 3 vendors in China from whom we procure these products. Seeking funds to add more products to our portfolio. Promoter has more than 5 years of experience in e-commerce platforms.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.