Businesses Seeking Loan

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.

The business is a non-operational sports facility containing multi-ice surface, gymnasium, indoor golf driving range, restaurant, and shops and is located in Halifax, Canada. The business is partially developed and does not generate any revenue. The business will cater to 2 of the country's most popular sports hockey and golf. Bringing a social twist to the sports with an informal gathering area makes the already popular sports even more so. The project's property is accessed at over CAD 8.2 million in its present form. The projected valuation upon completion is over CAD 20 million. The project is estimated to be completely operational in 12 months after receiving the loan and we will be able to service the loan after a few months of starting the operations. The company has all the necessary licenses and licenses.

1. The business is a nonoperational hotel in the Maldives, located on the local island of V. Thinadhoo. - The planned establishment will have 13 rooms, a restaurant, a rooftop bar, and a lounge, catering to tourists visiting the Maldives. 2. Location and market: - The business is strategically located on a tourist hotspot island, offering scenic views and access to watersports, diving, excursions, and health and wellness retreats. - The target market primarily comprises tourists visiting the Maldives, positioning the business as a prime tourism destination. 3. Operational status: - Currently, 10% of the construction is completed, with full construction expected to be finished within a year after securing funding. - Business aims to offer accommodation, watersports, diving, excursions, and health and wellness retreats as its primary services. 4. Revenue model: - Business plans to charge MVR 2,700 per night for its 13 rooms, presenting a revenue model based on accommodation services. 5. The loan repayment can commence 6 months after the operation begins. 6. The company is registered, and the licenses, and approvals for operations will be obtained once the construction of the hotel is completed.

1. The business is a nonoperational hotel in the Maldives, located on the local island of V. Thinadhoo. - The planned establishment will have 13 rooms, a restaurant, a rooftop bar, and a lounge, catering to tourists visiting the Maldives. 2. Location and market: - The business is strategically located on a tourist hotspot island, offering scenic views and access to watersports, diving, excursions, and health and wellness retreats. - The target market primarily comprises tourists visiting the Maldives, positioning the business as a prime tourism destination. 3. Operational status: - Currently, 10% of the construction is completed, with full construction expected to be finished within a year after securing funding. - Business aims to offer accommodation, watersports, diving, excursions, and health and wellness retreats as its primary services. 4. Revenue model: - Business plans to charge MVR 2,700 per night for its 13 rooms, presenting a revenue model based on accommodation services. 5. The loan repayment can commence 6 months after the operation begins. 6. The company is registered, and the licenses, and approvals for operations will be obtained once the construction of the hotel is completed.

The business is a non-operational industrial sweet potato processing plant based out of Brazil. * Market and competition analysis. - Target market: - Food and beverage industry. - Cosmetics industry. - Bioplastics industry. * Competition. - Direct competitors: companies processing sweet potatoes and other starchy vegetables. - Indirect competitors: corn and sugar cane producers, which are traditional alternatives for the production of alcohol and starch. * Competitive differentials. - sustainability: sustainable and ecological production. Innovation: Diversified products with high added value. - Quality: strict quality control standards. * Risk mitigation strategies: - Mitigation: diversification of products and target markets, strategic partnerships for distribution and sales. * Operational risks. - Mitigation: Investment in advanced technologies and automation to increase efficiency and reduce failures. * Financial risks. - Mitigation: Strict financial management, with cost control and resource optimization, in addition to capital reserves for contingencies. * Regulatory risks. Mitigation: Compliance with all local and international regulations, implementation of governance and sustainability policies. - The processing plant will have a capacity of processing 30 tons of sweet potato per day. - Every 10,000 sq m planted, generates 80 to 100 tons of industrial sweet potatoes. - All production is already pre-sold. - The business can commence its operations 5 months after receiving the funding and can start repaying the loan 6 months after receiving the funding. - The company is registered and is yet to obtain licenses to commence operations. - Annual Growth Projection. * Year 1: Annual revenue of BRL 22,464,000.00. * Year 2: Growth of 20%, totaling BRL 26,956,800.00. * Year 3: Growth of 30%, totaling BRL 35,043,840.00. * Year 4: Growth of 40%, totaling BRL 49,014,976.00. * Year 5: Growth of 50%, totaling BRL 73,592,448.00.

The business is a newly established cosmetics manufacturing company located in Baku, Azerbaijan, with a focus on producing anti-acne and blemish serum. - The promoter, who holds a bachelor's degree in chemistry and is pursuing a master's degree in advanced cosmetic science, formulated the product as a chemist. The products are currently being produced through outsourcing to Turkey. - The products are priced at USD 10 to 15. - Despite being in the early stages of its operations and not yet registered, the business has already established a distribution channel through a local dealer. - The business is positioned as a first-of-its-kind cosmetics company in Azerbaijan, offering a unique and innovative product in the local market. - The company has significant growth potential and the ability to expand its product line in the future. - The promoter's academic background and expertise in chemistry and cosmetic science provide a strong foundation for product development and innovation within the cosmetics industry.

Nail salon located in Mesa that serves a diverse clientele of approximately 200-250 clients per month. - The business specializes in providing manicure and pedicure services for both male and female customers of all ages. - Positioned as a unique and creative space, the salon offers a relaxing environment for its customers, setting it apart from traditional nail salons. - The average service price ranges from $25 to $110 for manicures and pedicures.

The company operates in the agriculture wholesale industry in Pune and started its operations a few months ago, with a team of 10 employees. - Its primary products include curd, milk, ghee, grains, and vegetables, with a focus on second-line trading and distribution of Amul products to last-mile delivery companies such as Zepto, Swiggy, and Blinkit. - The business has a direct procurement model for vegetables and grains from farmers in the Nagar district, which are then supplied to various delivery apps. - With a focus on efficiency, the company receives weekly payments and orders, contributing to a stable cash flow. - The company has plans for expansion, aiming to set up a dairy factory in the near future. - Company is registered with MSME and GST certificates and is in the process of obtaining an FSSAI license.

Established EPC contractor located in Navi Mumbai, focusing on high-value road construction projects with a proven track record. - Currently managing four active construction projects, showcasing robust operational capabilities and project management skills. - A dedicated team of 16 professionals ensures efficiency and expertise in delivering quality services. - Strong client portfolio with established relationships with over 12 prominent industry players, including L&T, TIIC, PNC, and JSW. - Specialization in advanced construction services including geosynthetics, technical textiles, geogrid, gabion works, and beam installation, driving competitive advantage. - Strong growth potential with a pipeline of 8 prospective projects that indicate expanding market opportunities and demand. - Fully compliant with industry standards, holding necessary certifications including GST and UDYAM, assuring commitment to quality and regulatory requirements. - Leadership from a promoter with over 15 years of industry experience, providing strategic insights and fostering innovation within the road construction sector.

Real estate advertising platform in Lebanon, with a focus on both local and international property listings. - The platform proudly serves a diverse portfolio of approximately 100 satisfied clients, including brokers, developers, individuals, and third-party agencies such as media companies and banks. - Offering a streamlined revenue model, the business generates income through subscription-based listings without taking additional commissions from buyers and sellers. - Clients commit to a minimum of a 6-month subscription term with advance payment, ensuring consistent revenue flow for the business. - The company employs 10 permanent staff members, with additional agents being outsourced, demonstrating flexibility in workforce management. - Fully compliant with local regulations, the business holds a trade license, registration with the ministry of finance, and VAT registration. - There is a slight drop in sales this year as compared to previous year due to the war situation.