Businesses Seeking Loan

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

1. It is a loyalty and lifestyle app with multiple components. Our current value is estimated to be approximately BBD $400K. 2. Prototype, Version 1 is completed. 3. Our Rubix is our native "point" and is an internal currency for in-app transactions/purchases. 4. Has amassed a pre-registered user base of 20,000 users, just 20 pre-registered businesses so far, 100 expected by the end of next month. 5. Our projected revenue streams are from advertising, merchant subscriptions, micro loan fees, revenues from investments, and our matrix program.

Business involved in structural steel trading, purchasing various steel products such as angles, pipes, plates, tubes, and bars from numerous manufacturers in the UAE. - We have tie-ups with around 20 -30 producers in the region. - Additionally, the company stocks steel from all the Various Countries like China, India, Turkey, Korea, Japan, Ukraine, and Russia. - It has a customer base consisting mainly of small businesses and workshops across the UAE, with some notable larger clients. - With a strong domestic market base, the company also exports to neighboring countries such as Oman and Saudi Arabia, with 90% of its sales originating within the UAE. - The business has a long-standing presence in the industry, with over 20 years of experience, and currently serves over 2,000 active clients. - Notably, the company has a solid credit history, having never defaulted on a loan in its 20-year history and maintaining an impressive credit score as verified by Al Etihad Credit Bureau. - Key clients include notable companies in the fabrication industry, as well as those involved in fire door manufacturing, bolt production, furniture manufacturing, steel rack manufacturing and other related sectors. - Our team of 35 is highly efficient and well-equipped to generate significant revenue, given the nature of our business. - Despite some invoices not yet being generated, the ongoing projects and pending deliveries worth 4 million AED demonstrate that the business activity and sales pipeline remain strong. This aligns with the average monthly sales from the previous year, suggesting that there has not been a drop in sales.

Business involved in structural steel trading, purchasing various steel products such as angles, pipes, plates, tubes, and bars from numerous manufacturers in the UAE. - We have tie-ups with around 20 -30 producers in the region. - Additionally, the company stocks steel from all the Various Countries like China, India, Turkey, Korea, Japan, Ukraine, and Russia. - It has a customer base consisting mainly of small businesses and workshops across the UAE, with some notable larger clients. - With a strong domestic market base, the company also exports to neighboring countries such as Oman and Saudi Arabia, with 90% of its sales originating within the UAE. - The business has a long-standing presence in the industry, with over 20 years of experience, and currently serves over 2,000 active clients. - Notably, the company has a solid credit history, having never defaulted on a loan in its 20-year history and maintaining an impressive credit score as verified by Al Etihad Credit Bureau. - Key clients include notable companies in the fabrication industry, as well as those involved in fire door manufacturing, bolt production, furniture manufacturing, steel rack manufacturing and other related sectors. - Our team of 35 is highly efficient and well-equipped to generate significant revenue, given the nature of our business. - Despite some invoices not yet being generated, the ongoing projects and pending deliveries worth 4 million AED demonstrate that the business activity and sales pipeline remain strong. This aligns with the average monthly sales from the previous year, suggesting that there has not been a drop in sales.

Business Highlights. 1. Client Base and Market Demand. • Current Client Base: The business serves parents working night shifts, single-parent families, military families, and other working professionals with irregular schedules. • Growth Potential: With the increasing demand for nighttime childcare in Okinawa and limited competition, the projected number of clients is expected to grow significantly year over year. 2. Revenue Model. • Primary Revenue Streams: • Nighttime childcare services (fixed hourly or nightly rates). • Premium add-ons, such as custom sleep routines and dietary plans. • Emergency or short-term care with premium pricing for flexibility. • Projected Annual Revenue: ¥4,000,000, with additional growth anticipated as the business expands to include sleep center services. 3. Promoter Experience. • The business founder has a strong understanding of both childcare and community needs, backed by extensive experience working with diverse families and minority groups. • A proven ability to establish and lead initiatives, including organizing diversity groups and addressing underserved markets, ensures confidence in business operations. 4. Business Relationships. • Local Partnerships: Collaboration with local businesses, military organizations, and healthcare facilities to support working families and refer clients. • Future Collaborations: Potential partnerships with sleep specialists, therapists, and wellness centers for the planned sleep center expansion. 5. Awards and Recognition. • While the business is newly established, it has already gained community support and recognition for addressing a critical gap in Okinawa’s childcare services. • Anticipated recognition as a pioneer in nighttime childcare and sleep solutions as the business scales. 6. Competitive Edge. • Safety First: Comprehensive security measures, including monitored facilities and trained staff. • Unique Offering: Focus on children’s sleep quality and long-term health, addressing a niche yet essential need. • Community Impact: Contributing to work-life balance for families and supporting parents who work in 24/7 industries. These highlights underscore the business’s potential to be both profitable and impactful, creating trust and confidence for investors and clients alike.

We are cloud-based service provider providing multiple business solutions for different target customers established from Chennai in the year 2018. The company has six verticals: 1. "IT and ITES for SaaS, PaaS & IaaS products & services", 2. "Research and development" in the energy sector. 3. Electronic devices for aviation and investors. 4. Digital marketing and social marketing for all types of businesses in eCommerce. 5. Transportation services. 6. Import & export rice, mushrooms, cereals, spices, and dry fruits. We offer a wide range of IT-related services starting with the initial setup and configuration of any type of virtual office environment, hardware and finishing with the installation of niche-specific software. Have developed our own products, those are 3D printing, security devices for data communication, autonomous transport using drones or UAVs for eCommerce product deliveries, Pan India eCommerce business collaboration from different vendors from Panicha. In portal, free energy metal mixture solution for power generation from available light sources, and the other is an AI-powered platform that leverages the strength of machine learning to drive insightful and engaging service experiences. Most of the revenue contribution is through our software products. Our assets include a website, licenses, Intellectual properties, laptops, client database, software, electronic devices, batteries, and drone motors. Currently, we have tied up with Amazon for warehousing and selling products online, also we are looking for collaborated long-term business customers. And others are nearly 300+ reliable customers available through social marketing. We participated in Fintech Challenge and received a runner-up certificate with a cash Price of Rs. 25,000/-. The business will have a commission-based revenue model. We charge of % of total sales that have been done through our integration platforms. We currently have 2 employees. Our revenue is less as we still are at an early stage. We are planning to hire more employees. The company is registered in Kancheepuram, but our office is in Chennai. Since we are an early-age start-up and have diverse services, we are currently operating at a loss.

The business specializes in offering holistic health coaching and a variety of products related to health, understood in a way that means not only symptoms but also well being on all levels of experience. - We provide Ayurvedic health coaching with recommended tools to serve a healthy lifestyle, activating your authentic balanced self, and reflecting focus on holistic wellness and balance. - The products and services offered include holistic health coaching, recommendations for living habits, eating habits, and various Ayurvedic products such as herbs, spices, plant medicine, natural incense, creams, jewelry, and artwear. - Additionally, the business will operate a website where it sells these products. - The business model includes organizing events and workshops in Pisac, Peru, and offering online services to the people met there, with a vision to expand into a community center with retreats and various healing modalities. - Uses Calendly for scheduling 44-minute calls, available daily, at a charge of 44-77€ per session, enabling potential clients to book appointments conveniently. - Receive about 1 to 4 orders per week for the Alchemical products. These are sourced from the USA from Blue Emerald Alchemy, for whom we are official European distributors. - There is a focus on sustainability and holistic well-being, with a potential for growth into a larger community center and retreat space, combining online services with physical events and workshops. - The business is registered in Germany, but the owner is currently in Peru for the business.

Our company is equipped with an extensive local and overseas network, export permit, MECC EAB and Branson center incubators tie ups. - We are also in export conversations with major agencies, ministers and corporations including JAMPRO, AIC, RADA, etc, - The company has about three active clients at the moment. - Currently, the company sells products in Jamaica and also exports to United States and Canada with an aim to export to London and China eventually. - The company is a recognized by the Ministry of Agriculture of Jamaica.

Membership program offering significant savings with flat discounts ranging from 10% to 30% on dining. - B2B2C approach allows businesses to offer membership cards to their employees, enhancing company benefits while driving customer engagement. - The business presently serves 6,000 users, with a strategic plan to scale up to 1 million users within the current financial year. - Members enjoy benefits exceeding 10,000 INR per year across a network of 50+ partnered merchants in Pune. - Revenue is primarily generated through selling membership cards to corporates, who then distribute them as employee gifts. - The reason for high growth in sales is because the business has started operations in September of last year. - The company is setting sights on expanding its offerings in travel and shopping sectors, enhancing value for members. - The business holds an FSSAI license, ensuring compliance with food safety and standards for offerings related to dining discounts.

Located in Port Moresby, the business is set to operate in the chocolate and confectionery industry and will have a small team of 5 employees engaged in the downstream production of cocoa chocolate bars in various sizes and weights. - The business plans to sell cocoa chocolate bars to local supermarkets in the country while also targeting international markets for future expansion. - Alongside its focus on local and international markets, the company intends to export its products. - In the future, the business aims to diversify its product line by including vanilla essences. - The business will source its raw materials from Rabayul and aims to produce between five to seven metric tons of raw products per day at the outset. - The business possesses all the necessary registrations, including incorporation documents and land titles for commercial use, among others.

We provide turnkey solutions in the food and derivatives industry. - We develop product catalogs for B2B and B2C to be sold on credit by small businesses. - Also a retail company of electronic products to be sold through the website. - We have made different operations developing acquisitions for large retail chains, worth 30 million dollars for Grupo Exito. - We have other clients in the Colombian food industry. - The company has been in the market for 7 years.