Businesses Seeking Loan

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

• Home renovation and interior design services business catering primarily to individual homeowners. • Executes ~2 projects per month with consistent demand. • Current pipeline includes 2 ongoing projects. • Strong vendor connections ensuring smooth sourcing and execution. • Promoter brings 18+ years of experience in home renovation and interiors. • Registered with GST.

Established clothing retailer offering women’s, men’s, and children’s wear along with a wide range of accessories. - Product mix includes casual wear, formal wear, party wear, school uniforms, and swimwear. - Started over 30 years ago as a garment factory, transitioned into retail operations later on. - Expanded 10 years ago by merging four shop units into one large outlet, significantly growing customer reach. - Preparing to move into a bigger building with a modern, futuristic interior to match brand identity. - Mission is to provide stylish, high-quality, and affordable clothing with excellent service in a welcoming environment. - Strong supplier network with established vendors offering goods on credit. - Founder brings deep industry knowledge, fashion sense, and experience in trend-spotting and product selection. - The business operates with a valid operations license.

Business type: Small software development and business consultancy firm based in Seoni, providing web development and business consulting services. - Core services: Website design and development for e-commerce stores and company websites, plus business strategy and consultancy for digital transformation. - Website development helps us to generate maximum revenue in our business. - Product offerings: Custom e-commerce websites, corporate websites, responsive web design, CMS integration, and basic SEO-friendly development. - Target customers: Small and medium-sized businesses, local companies and entrepreneurs needing e-commerce platforms and business process consulting. - Customer base: Actively serves 10–15 recurring clients, focused on local and regional markets. - Team and capacity: Operates with 8 employees covering development, design, and consulting functions; scalable for small to medium projects. - Revenue model: Project-based fees for website builds, recurring maintenance/hosting contracts, and hourly or retainer consulting fees. - Competitive advantage: Promoter with 7–8 years industry experience offering combined technical development and practical business consultancy. - The last year's annual revenue is missing because we were not operational last year due to the promoter's health issues.

Solar module manufacturing company based in Bengaluru with an installed capacity of 90 MW per annum. - Manufactures both Topcon and Mono PERC panels, with DCR and non-DCR compliance under the new BIS norms. - ALMM listing expected by December this year to strengthen market positioning. - Began operations in March; currently engaged in OEM supply for a leading client. - Planning to expand into a B2B model by supplying wholesalers and distributors under its own brand. - Signed MoUs with two major Bengaluru operators for 25 MW and 40 MW annually. - Revenue streams: OEM contracts and branded product sales. - Presently operating at 30% capacity with strong order visibility for OEM projects from industry leaders. - Promoter holds an MBA in Marketing and 2 years’ experience in the renewable energy sector.

Business: small ship repairing and marine maintenance service based in Dubai, operating under an active trade license and port license. - We have been working with stock warrior and NOSSOS as client and we generate income through the services we provide. - The business started operations about 7 months ago. - Team: lean crew of 3 employees providing on-site ship repair, maintenance and tank cleaning services. - Services: ship tank cleaning, and routine maintenance. - Market: serves commercial vessels, cargo ships, tankers and marine operators calling Dubai ports and nearby regional harbours. - Customers: existing clients include Stock Warrior, NOSSOS and a relationship with Yes Marine, indicating repeat B2B contracts with ship owners and shipping companies. - Revenue model: generates income by charging service fees per job for one-off services right now. No recurring contracts. - Compliance & credibility: holds required port and trade licenses, enabling lawful port access and commercial marine services in Dubai. - Growth opportunity: scalable to larger contracts or subcontracting for shipyards, port operators and maritime logistics firms seeking reliable ship maintenance and repair services.

Business: photocopier reseller and service provider located in Gampaha, specializing in multi-brand used office copiers and multifunction printers (3-in-1, 4-in-1). - Products: refurbished multi-brand office copiers, multifunction printers (print/scan/copy/fax), and replacement parts for office printing equipment. - Services: installation, on-site servicing, preventative maintenance, and technical support for corporate and government offices. - Customers: serves ~100 active clients including corporate offices, factories, government offices, and reseller wholesalers. - Sales volume: sells 25–30 machines per month, generating recurring revenue from consumables, maintenance contracts, and spare parts. - Distribution & wholesale: supplies machines both direct-to-end-user and via wholesale channels to other dealers, supporting B2B sales and inventory turnover. - Owner/operator: single-employee operation run by a promoter-technician with 20 years’ experience in copier repair, maintenance, and sales. - Licensing: holds an import license and a telecommunications license enabling legal importation of used copiers and compliant connectivity/telemetry installations. - Competitive strengths: deep technical expertise, local market presence in Gampaha, fast turnaround on repairs, and cost-competitive refurbished equipment for budget-conscious offices.