Businesses Seeking Loan

The company's product line includes dryer machines, boiler laundry equipment, washing machines, as well as after-sales services, and maintenance. Its primary customer base consists of laundry businesses in Indonesia, presenting a significant market opportunity. - With a reputation for reliable products, the company has successfully served over 2,000 customers across Indonesia. It has established a strong presence in online marketplaces such as Tokopedia, Shopee, and OLX, in addition to maintaining an offline store. - The business generates approximately 90% of its sales through online channels, reflecting a robust e-commerce strategy, while the remaining 10% is attributed to offline sales. Furthermore, 90% of its clients are businesses, with the remaining 10% being the general public. - The company has secured relationships with 4 suppliers, indicating a network of support in its supply chain operations. - We hire some contract employees as well.

Established presence in the food wholesale industry, specializing in supplies for resort hotels and guesthouses in Malé. - Extensive client portfolio includes 3-5 star hotel chains, 34 resort clients, and 74 shops and supermarkets, ensuring strong B2B relationships. - Diverse product offerings include imported canned foods, juices, and spices catering to a variety of culinary needs. - Strategic sourcing from reliable suppliers in India, Malaysia, and Dubai to ensure high-quality products. - The business is facing financial constraints, which have hindered its ability to operate at full potential. This has led to a drop in sales. - Operates with a valid importing license and registration certificate from the local government, ensuring compliance and reliability. - Positioned to capitalize on the growing tourism sector in Malé, with potential for expansion in both product offerings and client base.

Based in Bandung, the business manufactures skincare products and sells through conventional and online channels. - Specializes in private label (makloon) manufacturing services for facial creams, toners, and lip balms. - Operates with a lean team of 3 permanent employees with additional contract employees, and follows a B2B model focused on strategic partnerships. - Manufactures and supplies skin care products to over 6 major clients across different industries. - Offers facial creams and lip balms tailored to various skin types, using customer insights for product development. - Sales volumes vary each year depending on market demand and client order size, with a high increase in sales as the business has signed contracts with 2 industry giants this year. - Operates with a valid operations license.

Chain of gyms with 4 branches in Bihar and Jharkhand. - The gym has a unique low Capex and low Opex model that allows it to operate profitably while never giving up on its clients. - We have 1 big branch that brings in about INR 1.5 lakh of monthly revenue and 3 small branches with a monthly revenue of INR 80 thousand. - All small branches have about 60-70 clients each and the monthly fees range from INR 300-500. - The big branch has 300 clients and they pay INT 700 per month. - All the branches are operated by us and we own the brand name as well. - Monthly expenditure on the salaries across all branches is INR 70 thousand. Low salary cost due as we are located in cities with extremely low labour costs and cost of living. - No licenses are required apart from basic business registration and GST.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Our business is a home appliances wholesaler and distributor of televisions, air conditioners, and home theatre. - Business has tie-up with a reputed company for television and home theatres. - The company is registered in Jharkhand, but we operate our business from Patna as most of our clients are based in Patna. - We distribute our products to 17 distributors in Bihar and 2 in Uttar Pradesh. - Business has seen a growth of 50% in the sales from last year. - The promoter has 6 years of experience in the electronics industry. - Once we secure more brands and companies, we can generate good revenue.