Businesses Seeking Loan

1. Established restaurant and bar based in Nhavare, Maharashtra. 2. We have a 40-50 seating capacity and receive 100 customers per day. 3. Average Order Value (AOV) of INR 400 per table. 4. Located in a commercial area with all necessary licenses (Bar License and FSSAI License). 5. Offer a wide range of liquor drinks and vegetarian/non-vegetarian food. 6. Built a strong reputation in the locality for their quality products and services.

70% of the market share of beverages comes from water. - No 1 and no 2 brand awareness in Tangerang are Aqua Danone and Leminerale. - We sell water products with all packaging cups, bottles (330 ml), bottles (600 ml), bottles (1,500 ml), and gallons (19 liters). - Our sales are now IDR 550 million and will grow to IDR 1 billion per month as customers are increasing. Sales have increased due to an increase in customers. - The promoter has experience of more than 20 years in the water business.

70% of the market share of beverages comes from water. - No 1 and no 2 brand awareness in Tangerang are Aqua Danone and Leminerale. - We sell water products with all packaging cups, bottles (330 ml), bottles (600 ml), bottles (1,500 ml), and gallons (19 liters). - Our sales are now IDR 550 million and will grow to IDR 1 billion per month as customers are increasing. Sales have increased due to an increase in customers. - The promoter has experience of more than 20 years in the water business.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Located in Lucknow, the company specializes in manufacturing hospital garments, offering products such as aprons, doctor coats, gowns, and bed sheets. - Established three years ago, the company has quickly developed an impressive clientele across both the private and government sectors. - With a compact team of 10 employees, the business efficiently caters to the high demand for quality healthcare garments. - We have successfully supplied to over 50 vendors and private hospitals, demonstrating a robust market presence and trust in quality deliverables. - Provide significant strategic advantage to clients by delivering both general and specialized garments, enhancing the operational efficiency of healthcare providers. - Have a strong growth potential in the healthcare apparel segment, with proven capability to serve both large institutions and smaller healthcare facilities. - Consistent flow of repeated clients, and there's also been an increase in the number of our new clients which significantly impacted our sales. - We have MSME, GST certificates.

We craft fully personalized wedding rings and fine gold jewelry for over 200 clients annually. - The revenue model is built on custom orders with advance deposits. - With over 16 years of experience in handcrafted goldsmithing, the founder has developed strong relationships with returning customers and collaborators. - The business is recognized for its quality craftsmanship, attention to detail, and tailored customer service. - Each piece is created using traditional techniques and customized to suit individual client preferences. - The atelier operates from Chișinău, Moldova, with plans to expand production capabilities and establish a stronger presence in EU markets.