Businesses Seeking Loan

FMCG wholesale business in Bangladesh. - We have a total of 100 distributors available, and over 10,000 retail shops are selling our products. - The company operates in the food wholesale industry, with a focus on selling fast-moving consumer goods (FMCG) such as rice, oil, tea, and noodles. - Its primary customer base includes distributors and retailers, who then distribute the products to retailers and individuals. - The business is located in Dhaka and currently has 10 employees. - The top-selling products for the company are tea and oil, indicating a potential area of strength and market demand.

Home-based baking business specializing in cakes and chocolates for weddings, birthdays, anniversaries, and events. - Products sold directly to customers via Instagram and to bakeries as bulk buyers. - Built a loyal base of 300–400 regular customers through consistent quality and occasion-driven offerings. - Promoter has completed professional cake shop training, ensuring skilled production and decoration. - Business is registered with a valid FSSAI license, ensuring food safety compliance.

Business is involved in the design and manufacturing of carry bags for textile and telecom shops in Allahabad. - Have tie-ups with 3 manufacturing units who procure the materials and manufacture the bags. - We are currently printing 1,80,000 bags on a monthly basis. - Have 103 clients which include mostly retail shops in the textile and telecom industry. Of these, we design custom printed bags for 40 clients. - Revenue split: 55% from non-printed bags, and the rest from custom printed bags. - We receive most of our orders through calls and WhatsApp and are looking to expand to other cities by developing a mobile app. - Targeted cities include Lucknow and Kanpur and the app is expected to be launched in 2-3 months on both Android and iOS platforms. - We are seeking funds to increase the production capacity by purchasing machines and setting up our own manufacturing facility. The profit-margin is expected to be 30% once we set up the facility. - Business owned assets include the stock.

Operating as an online-only business, specializing in customized cakes, chocolates, and macaroons, alongside fulfilling orders for birthdays, weddings, and special occasions. - We began operations only 4 months ago and already have a steady and repeat clientele. - Currently leveraging a third-party cloud kitchen for production, with plans to transition to an owned kitchen facility in Dubai for increased control and profitability. - Sales generated through both the brand's website and newly begun collaborations with aggregator platforms, enhancing online visibility and reach. - Unique revenue sharing model with the current cloud kitchen setup, where the company retains 30% of AED 30,000 in total sales, translating to AED 9,000. - Streamlined customer experience through a variety of online payment methods, ensuring convenience in transactions for all customers. - Small yet dynamic workforce of 4 employees, allowing for agile operations and personalized customer service. - Strategic move towards self-sufficiency by identifying a location for an in-house kitchen, aiming to boost profit margins and streamline production efficiencies. - We currently do not have any licenses for the brand. Once we have the location confirmed and the tenancy contract signed, we can proceed with obtaining the necessary licenses.

Started as a cake shop to serve daily walk-in customers with a capacity to accommodate 30 customers at a time. Receive more than 50 footfalls on a daily basis and have 80% repeat customers. Our current plan is also to supply 3 types of cakes (carrot, mixed and plum) to supermarkets & food joints and have already spoken to 60+ supermarkets & food joints including Sulabha Hypermarket, More Supermarket and G-Mart. Our facility has the capacity to make 250 pieces of cakes. Assets owned in the business includes a mixing machine, 2 ovens, racks and gasoline.

We are traders of soft furnishing products in the UAE. - We source the products manufactured from 4 - 5 manufacturers and then sell them to hospital, retail store and hotels. - Founder has 15 years of industry experience.

A 12+ years old business of manufacturing and selling sweets and snacks, based in Nagapattinam, Tamil Nadu. - We make a wide range of sweets and snacks that include - ladoo, kaju katli, jalebi, murkku and other fried snacks. - Our business is only B2B. - We supply to other wholesalers in Nagapattinam, which includes 15 snacks & sweets shops. - Average weight of the order ranges between 200kg to 500kg and average value of order ranges between INR 5,000 to INR 10,000. - Raw materials are sourced from 3 to 4 local vendors. - The business has 3 permanent employees, involved in manufacturing and packaging.

Conservatively, we forecast an average of 300 customers per day during the first year with an average guest check expenditure for all items at USD 4.10. This figure was arrived at by surveying the customer traffic at the nearest competing coffeehouses which have a range of 150 – 500 customers per day and an average customer expenditure of USD 4.10. We have estimated its customer expenditure to be slightly higher (2.5%) due to the premium price we will charge for some of our items. The total cost of sales is approximately 25%. The company expects growth to occur across all categories at about 10% annually as the business becomes more established and well-known, reaching 400+ customers per day within a year and more than 500+ within three years. These estimates are likely conservative. However, it is possible we could attain a 1,000-per-day customer count within five years. First fiscal year gross revenues are expected to exceed USD 600,000 and after-tax net profits of approximately USD 99,000—increasing to more than USD 260,000 by the third fiscal year-end.