Businesses Seeking Loan

Residential real estate construction business with an ongoing residential village project. 1. Total area: - The residential village spans an impressive 40 hectares, offering ample space for long-term development and a vibrant community. 2. Houses built and planned: - 30 homes have already been completed and sold, providing a solid foundation for the growing village. - Remaining development potential: 230-330 homes, depending on the specific layouts and configurations of future projects. 3. Infrastructure: - Central utility hubs for electricity, sewage, and water supply have already been constructed, ensuring immediate availability for the next 20 unbuilt homes. - As additional roads and housing are developed within the village, the electricity lines will be extended in alignment with the project's needs. - This phased infrastructure approach ensures cost-efficiency and readiness for rapid scaling. 4. Financials and profitability: - Construction cost per house (excluding land): €115,000. - Selling price per house: €190,000. - Profit margin per house (after taxes): Approximately €15,000, equating to 14-15%. - The business model demonstrates a strong return on investment and scalability with increased funding. 5. Scalability potential: - The current pace of construction is limited by available resources, but with additional investment, the business can significantly scale operations, targeting the construction of 10-20 homes annually or more. We take on the full responsibility for construction and sales processes, ensuring a streamlined and efficient project execution. This approach provides the investor with security while enabling the village to grow at a pace of 10-20 homes annually or more, depending on the investment scale. The business holds land ownership certificates, adding significant value to its assets, and municipal approvals, and a registration certificate.

Cafe operates in Zamboanga with a dedicated team of 8 employees focused on delivering premium quality beverages. - The business boasts a robust client base of over 5,000 loyal customers, with 70% accounting for repeat business. - Current revenue streams include beverage and food sales constituting 70%, supplemented by catering (15%), events/workshops (10%), and merchandise (5%). - With a 15% year-on-year growth, the cafe demonstrates strong financial performance. - The staff comprises 10 skilled baristas, cooks, and customer service representatives, operating under experienced hospitality management. - Positioned in a high-traffic area, the cafe offers a seating capacity of 50, aiming to cater to both individual customers and community events. - The cafe plans to expand its menu, open additional locations, enhance its digital presence, and increase its events/workshops to drive growth. - Financial projections: 1. Revenue growth: PHP 2,500,000 (year 1), PHP 2,875,000 (year 2), PHP 3,306,250 (year 3). 2. Net income: PHP 500,000 (year 1), PHP 875,000 (year 2), PHP 1,306,250 (year 3). 3. Break-even point: 6-9 months. 4. ROI: 30% within 3 years.

Exclusive distributor of Hero Motocorp genuine spare parts in the Palakkad region, serving a robust automobile parts wholesale market. - Offers a comprehensive range of products, including scooter parts, bike spare parts, accessories, and oils, enhancing the product line portfolio. - Solid customer base with partnerships, including 160 retailers and over 200 technicians, catering to a significant portion of the local market. - Employs a motivated sales team focused on customer satisfaction and growth, boosting sales performance and client loyalty. - Recognized as a top-performing distributor in the state, reflecting a strong market presence and effective operational strategies. - Operations fully aligned with corporate policies, ensuring timely customer rewards and fostering strong customer relationships. - GST-certified business, maintaining compliance with industry standards and ensuring smooth, transparent transactions. - Efficient logistics with over 20 transactions processed per day, demonstrating capability in meeting consistent demand. The business does not require a high employee count as it is involved only in distributing.

Our retreat center in Uluwatu specializes in unique retreats and yoga training, tapping into the rapidly growing wellness tourism sector with significant market demand. - Offering a compelling standard ticket price of $1000 USD per week per person, the center caters to up to 24 guests, providing a serene and profitable hospitality experience. - We diversify our revenue through multiple offerings, including a full retreat center rental at $1400 per night. Breakfast is included, with additional chargeable meals and drinks enhancing guest satisfaction. - By leveraging platforms like Booking. com and Airbnb, we maintain high occupancy rates during non-retreat periods, thus driving additional revenue streams. - Our efficient team of 18 employees ensures high-touch, personalized guest services, which is crucial for maintaining high retention rates and glowing reviews. - Positioned in the picturesque location of Uluwatu, the retreat attracts international tourists seeking relaxation and wellness, expanding our market appeal and investment attractiveness. - The brand capitalizes on the natural beauty of Uluwatu and the Bukit, offering transformative experiences that align with global wellness trends, drawing a premium clientele committed to holistic well-being. - Our strategic pricing approach has contributed to a steady increase in monthly sales, which has been a reason for our high growth.

Agriculture consulting and cocoa farm management company, dedicated to empowering local farming communities. - Our focus is on community-based support for cocoa farmers, helping them increase their productivity and improve their livelihoods. - Currently, we manage over 5,000 cocoa trees across various farms. - We work closely with local farmers, providing them with essential farming tools, equipment, and high-quality cocoa seeds to enhance their cultivation practices. This also helps us procure the goods at a discounted price. - In addition to supplying resources, we offer expert consultation and continuous support, guiding farmers on sustainable farming methods and best practices in cocoa production. - Farmers who partner with us benefit from a structured post-harvest process. Once their cocoa is harvested, they supply the produce directly to us. - We manage the collection and quality control of the cocoa, ensuring it meets market standards. - The harvested produce is then sold exclusively to the Department of Agriculture and Livestock, which serves as our sole client. - This direct and transparent supply chain ensures that farmers receive a fair and stable income, while also fostering long-term agricultural sustainability in the community. - Our ambition is to scale this impact and reach the milestone of managing 100,000 cocoa trees by the next 5 years. - Through this expansion, we aim to support more farmers, boost local economies, and contribute significantly to the growth of the national cocoa industry. - Company has a valid tax and registration certificate in place. - The number of employees is high purposely to scale operations.

Strategic location: The vessel (mobile fuelling station) will be strategically positioned near Th. Vandhoo, making it easily accessible for fishing vessels and ferry speedboats operating around the Thaa Atoll. This remote location is ideal for marine fleet refuelling. - Versatile fueling services: Offering comprehensive mobile fueling from a vessel, which includes unleaded gasoline (87 Octane) and diesel fuel. This unique service caters to a variety of customers, including ships, boats, vehicles, fishing vessels, and ferry speedboats. - Innovative delivery method: The business will operate from sea vessels, enabling seamless and convenient refuelling services for any vessel that docks. The service extends to delivering fuel directly to destination points via small vessels. - Commitment to quality and price: will be known for supplying high-quality fuels, the business guarantees the best prices in the region, providing cost-efficiency and value to customers. - Advantageous discounts: Competitive advantage through additional discounts offered based on sales volume, ensuring customer loyalty and consistent demand. - Round-the-clock service: With the vessel on call for 24-hour service, the business will ensure reliability and accessibility for urgent refuelling needs at any time, boosting customer convenience and satisfaction. - Market focus: Primarily targeting the fishing industry and maritime transport services in Thaa Atoll ensures a steady and reliable demand for fuel, providing consistent revenue opportunities and long-term business sustainability.

Business began operations last year and currently have limited revenue to report. Currently, we operate from a small laboratory with a production capacity of 100 tons annually. - Our highly active humus fertilizer received the Gold Award for Innovative Solution in the Circular Economy. - We are also pioneers in sustainable agriculture with our natural humus concentrate that revitalizes degraded soils, reduces the need for chemical inputs, and boosts crop yields. Additionally, it helps sequester carbon, contributing to climate-resilient farming practices. - A key unique selling point of our manure is its ability to increase plant density, allowing growers to cultivate up to 30% more plants within the same square meter. - Our raw material is poultry manure, which we source at no cost—in fact, suppliers pay us to take it off their hands. - We are registered as a private limited company and have a coveted EU patent.