Businesses Seeking Loan

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Located in Lucknow, the company specializes in manufacturing hospital garments, offering products such as aprons, doctor coats, gowns, and bed sheets. - Established three years ago, the company has quickly developed an impressive clientele across both the private and government sectors. - With a compact team of 10 employees, the business efficiently caters to the high demand for quality healthcare garments. - We have successfully supplied to over 50 vendors and private hospitals, demonstrating a robust market presence and trust in quality deliverables. - Provide significant strategic advantage to clients by delivering both general and specialized garments, enhancing the operational efficiency of healthcare providers. - Have a strong growth potential in the healthcare apparel segment, with proven capability to serve both large institutions and smaller healthcare facilities. - Consistent flow of repeated clients, and there's also been an increase in the number of our new clients which significantly impacted our sales. - We have MSME, GST certificates.

We craft fully personalized wedding rings and fine gold jewelry for over 200 clients annually. - The revenue model is built on custom orders with advance deposits. - With over 16 years of experience in handcrafted goldsmithing, the founder has developed strong relationships with returning customers and collaborators. - The business is recognized for its quality craftsmanship, attention to detail, and tailored customer service. - Each piece is created using traditional techniques and customized to suit individual client preferences. - The atelier operates from Chișinău, Moldova, with plans to expand production capabilities and establish a stronger presence in EU markets.

Business: small ship repairing and marine maintenance service based in Dubai, operating under an active trade license and port license. - We have been working with stock warrior and NOSSOS as client and we generate income through the services we provide. - The business started operations about 7 months ago. - Team: lean crew of 3 employees providing on-site ship repair, maintenance and tank cleaning services. - Services: ship tank cleaning, and routine maintenance. - Market: serves commercial vessels, cargo ships, tankers and marine operators calling Dubai ports and nearby regional harbours. - Customers: existing clients include Stock Warrior, NOSSOS and a relationship with Yes Marine, indicating repeat B2B contracts with ship owners and shipping companies. - Revenue model: generates income by charging service fees per job for one-off services right now. No recurring contracts. - Compliance & credibility: holds required port and trade licenses, enabling lawful port access and commercial marine services in Dubai. - Growth opportunity: scalable to larger contracts or subcontracting for shipyards, port operators and maritime logistics firms seeking reliable ship maintenance and repair services.

The land proposed to be used to construct the hotel or guesthouse is located in a prime area in the south region of Male. - A startup company right now is engaged in renting accommodations. - Seeking funds for a tourism startup business in the Maldives that provides combo hotel packages, transfers, activities etc.

Manpower supply for construction business in Morowali Industrial Park. - Catering to seven different divisions of clients in the construction industry. - Expert categories range from fitter welders to non-skilled/ordinary workers. - Each expert has a specific price, e. g., an argon welder priced at IDR 900,000/day. - Maximum charge to workers set at IDR 550,000/day, ensuring profitability. - We employ contract laborers for the business. - Additional income potential with various experts like carpenters, drivers, translators, etc. - We have a valid business permit and licenses. - Funding is under strain due to the extensive workforce (300 to 500 employees). - Since we have existing clients, the interest payment will not be an issue.