Businesses Seeking Loan

The business is an IT support provider based in Lorengau, with operations primarily focused in the Province of Manus. - Serves a diverse client base, including individuals, small businesses, large corporations, government agencies, and non-profit organizations. It has established relationships with approximately 20 clients across the Province of Manus. - The company generates revenue through various models, including charging clients based on specific projects or deliverables, consulting fees for providing expertise & advice, software licensing, and ongoing support and maintenance contracts. - On average, the business serves 8-10 clients per month, with an average service fee of PGK 175 per hour. - The founder is an IT Support Tech bringing over 20 years of experience in the field, emphasizing the importance of building strong relationships with clients, partners, suppliers, and other stakeholders for the success of the business. - The company has been recognized with awards for innovation, customer satisfaction, technological advancements, and industry leadership, demonstrating its commitment to driving growth and innovation in the IT support sector. - The business needs 5 permanent employees to run the operations, which includes admin, management and support staff.

Business is an MVP of a hyperlocal super app that combines ride booking, food delivery, parcel services, and gamified rewards to empower local businesses and engage daily users. - We are a DPIIT-recognized startup with 50+ shopkeepers already onboarded in Rajpura. - We will offer services like rides, food, and parcel delivery with gamified rewards. - Revenue will be generated from scratch card sales, ads, and service commissions (the shopkeepers will pay us). - MVP is ready and we will launch within the next 2 months and run a 3 month pilot in Rajpura. - Complete in-house development of the app, the team has developed Android and an iOS app. - The founder has prior business experience and strong local partnerships. - Business has a Certificate of Incorporation and DPIIT Startup India recognition.

Business is an MVP of a hyperlocal super app that combines ride booking, food delivery, parcel services, and gamified rewards to empower local businesses and engage daily users. - We are a DPIIT-recognized startup with 50+ shopkeepers already onboarded in Rajpura. - We will offer services like rides, food, and parcel delivery with gamified rewards. - Revenue will be generated from scratch card sales, ads, and service commissions (the shopkeepers will pay us). - MVP is ready and we will launch within the next 2 months and run a 3 month pilot in Rajpura. - Complete in-house development of the app, the team has developed Android and an iOS app. - The founder has prior business experience and strong local partnerships. - Business has a Certificate of Incorporation and DPIIT Startup India recognition.

Business located in Guatemala City, specializing in innovative point-of-sale solutions for food, beverages, and supplies. - Offers a comprehensive range of vending machines. All the products are linked with electronic payment systems and electronic audit software at the point of sale. - Also offers after-sales support, maintenance and spare parts. - Exclusive importer and distributor of vending machines throughout Central America. - Serves approximately 400 high-profile clients in the Horeca industry, including major brands like PepsiCo and Coca-Cola. - Successful annual sales of approximately 50 vending machines in Guatemala alone, with plans to scale this number significantly. - Targeting an ambitious growth plan to expand the client base from 400 to over 1,000, with a focus on small and medium enterprises (SMEs). - Currently developing beer and coffee dispensing systems in response to growing consumer demand, opening new revenue streams. - There are 8 permanent employees and logistic services are outsourced.

Offer ERP solutions, aids in the development of applications and offers consultation to businesses. More than 90% of the business' revenue comes from providing ERP solutions, specifically, to the education sector. - We have currently tied up with over 300 - 400 schools and colleges in 6 states across south India. Some institutions that we have tied up with include Achariya College of Engineering Technology in Pondicherry, Tapasya Education Institutions, Ramadevi Public School in Hyderabad and many more. - The business enters into long term agreements with their clients and their clients provide recurring yearly payments. - We have served over 1,000+ educational institutions till date. - Our ERP solutions are priced on the basis of the number of users and modules. On average, the prices range from INR 150 to INR 250 per student. - The value of the physical assets involved in the transaction includes the owned premises, internal furnishings, computer systems, servers. - Promoter is willing to offer his personal property as a collateral for the loan. The value of this property is around INR 70,00,000. - Business has an outstanding debt of INR 30,00,000 to INR 40,00,000 with an interest rate of 14% to 15%. The new loan won't be used as a top up.

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

1. It is a loyalty and lifestyle app with multiple components. Our current value is estimated to be approximately BBD $400K. 2. Prototype, Version 1 is completed. 3. Our Rubix is our native "point" and is an internal currency for in-app transactions/purchases. 4. Has amassed a pre-registered user base of 20,000 users, just 20 pre-registered businesses so far, 100 expected by the end of next month. 5. Our projected revenue streams are from advertising, merchant subscriptions, micro loan fees, revenues from investments, and our matrix program.

Business involved in structural steel trading, purchasing various steel products such as angles, pipes, plates, tubes, and bars from numerous manufacturers in the UAE. - We have tie-ups with around 20 -30 producers in the region. - Additionally, the company stocks steel from all the Various Countries like China, India, Turkey, Korea, Japan, Ukraine, and Russia. - It has a customer base consisting mainly of small businesses and workshops across the UAE, with some notable larger clients. - With a strong domestic market base, the company also exports to neighboring countries such as Oman and Saudi Arabia, with 90% of its sales originating within the UAE. - The business has a long-standing presence in the industry, with over 20 years of experience, and currently serves over 2,000 active clients. - Notably, the company has a solid credit history, having never defaulted on a loan in its 20-year history and maintaining an impressive credit score as verified by Al Etihad Credit Bureau. - Key clients include notable companies in the fabrication industry, as well as those involved in fire door manufacturing, bolt production, furniture manufacturing, steel rack manufacturing and other related sectors. - Our team of 35 is highly efficient and well-equipped to generate significant revenue, given the nature of our business. - Despite some invoices not yet being generated, the ongoing projects and pending deliveries worth 4 million AED demonstrate that the business activity and sales pipeline remain strong. This aligns with the average monthly sales from the previous year, suggesting that there has not been a drop in sales.