Businesses Seeking Loan

Kolkata-based construction company that started its real estate venture successfully 4 years ago and is currently developing one of the fastest-selling residential projects in Kolkata. - Working on a project currently: an affordable mass housing project in Kolkata which will have 3000+ flats & 1,000+ bungalows on 100+ acre land. - Project will have the construction of 1 BHK / 2 BHK / 3 BHK and bungalows for LIG (Low Income Group) & MIG (Middle Income Group) people. - All modern facilities and amenities. - Club, school, college, hospital, market, and entertainment zone all adjacent to the project. Present Status: - Land acquisition of 85+ acres has been completed. - Phase - 1 sanction received from statutory authorities. Sales launched 4 years ago. Entire 610 units (540 flats & 70 Bungalows) sold in less than 10 months. Construction work has started. Part Handover started; Complete Handover by the end of next year. - Phase - 2 sanction received from statutory authorities. Sales launched 3 years ago. 806 units (708 flats & 98 bungalows). Around 700+ bookings in 18 months. Construction work started 2 years ago. Handover by June 2024. - Phase - 3 sanction received from statutory authorities. Sales launched 2 years ago. 519 units (519 bungalows). Around 300+ bookings in 24 months. Construction work started in 2 years ago. Handover by the 2 years. - Phase - 4 Project planning under progress. Sales are to be launched by the start of next year. Construction work is to start by the mid of next year. Handover by next 3 years. - Sale have increased due to an increase in projects.

We are a brick manufacturing factory with a good distribution channel. - We have served more than 1,200 customers from our distributors since our business inception. - We have 3 vendors who supply us with our raw materials. - Business manufacturing capacity is 50,000 bricks per month. - The business has a storage shed for manufactured bricks of up to 1.5 lakhs bricks at once. - The entire factory includes a fully operational chimney, 2 kilns (brick burning oven), mud transfer trolley, shed, and brick transfer trolleys. - We are also providing 4 rooms for the worker of the factory. - The entire property is in the 2 acres of land.

The company specializes in providing distressed asset management resolution services for banks, non-banking financial companies (NBFCs), and microfinance institutions (MFI). - Its primary services include debt collection and money recovery. - We serve notable clients such as SMFG (Fullerton), Mercedes-Benz, Bajaj, MoneyGuard, and Epay Later. - The company has two upcoming projects in the pipeline with Ola and Tata Capital, demonstrating its potential for further growth and expansion. - Its revenue model is based on an average of 15% of the amount recovered for its clients. - The business is newly established, having been founded towards the end of last year which is the reason it has no reported sales and is currently seeking funding to support its operations and growth plans. - The owner brings valuable experience to the business, with 23 years of expertise in the banking and financial sectors, including roles at prominent institutions such as IIFL, Bandhan Bank, Kotak Mahindra Bank, ICICI Bank, and HDFC Bank. - 10 of our employees are the managers of different teams, and these teams have a total of 10 ground staff under them. The ground staff are crucial for taking care of the operations and their heads are responsible for strategizing and guiding them. - We are confident that we can pay the interest amount of 10% on the loan since we expect to make a total of INR 2 crore by the end of the current financial year. This is because the average monthly revenue is anticipated to increase as we will have more funds to finance operating costs and hence take up more clients and increase our EBITDA.

• Clothes manufacturing and retail business that sells clothes under its own brand based in Kolkata, West Bengal. • The company has 25 employees who specialize in the manufacture of Kurta sherwani jackets, blazers, and Nehru jackets. • We have a manufacturing capacity of 60-70 pieces per day and is working with 3 suppliers. • The company has 20+ B2B clients and also manufactures for other brands. • We hold a trade license and is a fully legal business. • Our sales has increased from last year due to increase in manufacturing capacity.

Brick factory on 11 acres of leased land. - We have about 40-50 contract workers in our factory and 20 office staff. - Our factory produces red sandstone bricks and clay bricks and tiles. - Factory can produce 60 lakh units of bricks annually. - We have local customers like builders, brick traders, and contractors. - The business saw a high revenue growth rate last year where we doubled our sales from INR 50 lakh to 1 crore in just one year. - We hope to continue the same growth momentum this year.

School started in year 2016 with 40 students in play group. - College approved under PTU from the year 2011 to till date.