Businesses Seeking Loan

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

The business operates in the Facility Management and Manpower Security industry, with a focus on providing top-class protection services. - Located in Lucknow, the company currently has 6 employees and offers services such as security guard deployment and housekeeping to meet the needs of its clients. - With 3 active clients and 15 contract employees, the business has established itself in the market and has tied up with residential apartments to provide its services. - The company hires security and housekeeping personnel on a contractual basis. - The company generates an average of INR 2,000 per service deployed, indicating a steady revenue stream and potential for growth. - The business's focus on providing security and housekeeping services aligns with the growing demand for professional and reliable manpower in the industry. - The company's presence in Lucknow provides a strategic advantage, allowing it to tap into the local market and potentially expand its services to neighboring areas. - With a strong emphasis on top-class protection, the business is well-positioned to capitalize on the increasing need for security and facility management services in the region.

We are a food wholesale business. - We have been operational for 4+ years. - Import products from India and sell them to distributors in Qatar. - Have registered as a supplier in major stores. - Have 30-35 clients and each of our clients has 7-8 outlets. - Products are procured from 13-15 vendors located in Tamil Nadu, Kerala, and Karnataka. - Have excellent procurement capability and a strong business network. - Promoters have 4+ years of experience in the industry. - Business has a registration certificate.

We are a food wholesale business. - We have been operational for 4+ years. - Import products from India and sell them to distributors in Qatar. - Have registered as a supplier in major stores. - Have 30-35 clients and each of our clients has 7-8 outlets. - Products are procured from 13-15 vendors located in Tamil Nadu, Kerala, and Karnataka. - Have excellent procurement capability and a strong business network. - Promoters have 4+ years of experience in the industry. - Business has a registration certificate.

We are a men's and women's apparel store. - We sell our products through our website and through other retail stores. - Receive 25-50 orders weekly from our online store and the retail orders depend on the sales they have made. - We generate equal revenue from both verticals. - Have 5+ apparel stores that sell our products. - The products are designed in-house and the fabric is cut by our team while the stitching is done by a third party. - Have around 10 designers working with us for the past 4 years and our services are recognized for quality finished products. - We need more employees as we design and cut the fabric on our own. - Promoter has 10+ years of experience in the industry. - The business has a registration certificate.

Experienced management: The business is led by a husband and wife duo with a combined experience of 20 years in the real estate industry. Both directors are well-educated and come from a lineage of real estate entrepreneurs, bringing a wealth of knowledge and expertise to the business. Eco-friendly approach: The business prides itself on its eco-friendly practices and boasts a well-trained team of experts committed to sustainable development. This emphasis on environmental responsibility could appeal to socially conscious investors. Project pipeline: With a focus on both residential and commercial properties, the business has a track record of successful projects in the Sambhal region. The average project duration is 4-5 years, indicating a steady pipeline of development opportunities. Client base: The business has a substantial client base of 500+ customers, which speaks to its reputation and market presence within the region. This existing client base could provide a foundation for future sales and revenue generation.

A stock advisory firm located in Warsaw, Poland, providing consulting services and trading on our own company's capital via API keys for individual and institutional investors. - The company is registered in the Register of Virtual Currency Activities of Poland (RDWW) - With 78 clients for our advisory services alone, spanning across 30+ countries, the company has established a global footprint. - The owners have 4 years of experience in Blockchain, DeFi, and digital assets. - The company boasts an average annual yield of 56.37% based on its trading history, signaling strong performance in its investment strategies. - Our revenue model consists of two sources: 1. We receive income from the provision of advisory services, whereby the commission corresponds to 30% of the client's profit resulting from these consultations. 2. We provide trading on our own company's capital, thus obtaining a return, which is about 36% per year. There are about 10 traders currently.

High-quality consulting solutions startup with a focus on providing strategic insights, innovative solutions, and practical assistance to industrial and manufacturing companies across Portugal. - Additionally, the company is in the process of setting up a manufacturing plant and warehouse for wood & stainless steel products, with plans to engage in the trade of these products. Same clients can be utilized for both services. - The business is currently in the implementation phase and is gearing up to launch its operations in the near future. - It is noteworthy that both the consulting and manufacturing aspects will be under the same entity, with the current business registration covering both activities. - The business has projected an expected turnover of EUR 3 million in 5 years.

Company focused on manufacturing home furniture and supplying furniture plywood, exotic veneer, and furniture components to wholesalers and manufacturers. - Primarily engaged in serving 12 local clients, with a monthly supply frequency and an average client supply value of FJD 15,000. - With a current manufacturing capacity utilization of 20%, the company has the potential to generate FJD 3.6 million upon full utilization. - The company holds a forestry import license for raw materials, indicating its commitment to sourcing quality raw materials for its products.

Residential apartment project situated in the rapidly growing city of Kurnool, offering a strategic location for residential real estate development due to increasing urbanization and demand for quality housing. - The project has already achieved 25% completion, demonstrating progress towards its final stages. - Development consists of a single building with 15 flats, providing a manageable scale for construction and future management. - The project offers essential amenities including a generator, parking facilities, and CCTV security. - Upon completion, all 15 flats will be available for sale, providing a clear exit strategy for investors with the potential for capital appreciation.

Electrical services provider based in Orlando, Florida, - The company specializes in providing comprehensive electrical services for a wide range of clients, including residential and commercial establishments. - Service offerings encompass all aspects of electrical work, catering to the needs of small to mid-sized projects. - With a successful track record of 20 years in the industry, the business has solidified its position as a trusted electrical services provider in the Orlando area. - It serves a loyal customer base of approximately 50+ local clients, with a strong emphasis on commercial establishments while also catering to the residential segment. - The business has established a strong client base with a notable 99% rate of returning customers, showcasing a high level of customer satisfaction and loyalty. - The company's services extend to a diverse range of establishments including bars, restaurants (including specific mentions of Wendy's and IHOP), and even emergency service requirements, highlighting the versatility of their expertise. - There are 4 permanent employees, additional contract employees are hired on service basis. - Business has electrical contractor license.