Businesses Seeking Loan

The business is currently managing 9 active machines under rent-to-own contracts with 36-month terms. - Our revenue is derived from monthly rental instalments and maintenance service fees. - The founder has extensive experience in vending & F&B equipment supply, with a strong network in the local foodservice industry. - We have established relationships with trusted machine manufacturers and local service technicians, ensuring quality and reliability for clients. - We have 3 permanent staff, including the 2 shareholders. - We plan to hire paid interns to handle maintenance for the 37 additional units, which we plan to acquire.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.

Located in Foakaidhoo, our business operates as a guesthouse and restaurant, attracting both local and international tourists. - We currently manage a 6-room guesthouse that is fully booked during peak seasons such as Eid and year-end, achieving a 100% occupancy rate. - Our restaurant features a seating capacity of 60, providing guests with a delightful dining experience that complements their stay. - We are planning to expand by opening a second branch under the same name, offering 5 to 10 rooms and maintaining the same high standards of service. - In addition to lodging and dining, the new branch will provide guests with exciting activities like surfing and snorkeling, enhancing their overall experience in the Maldives. - Our business is registered with the Ministry of Tourism, ensuring compliance with local regulations and boosting credibility among travelers.

Established limited company with a team having 15 years of experience in the telecommunication industry. - Our current client is Telkomsel which is one of the leading telecom service providers in Indonesia. - We handle the installation and optimization which generates 100% of our revenue.