Businesses Seeking Loan

• Tour operator business based in Kathmandu, Nepal with 6 employees. • Business is run by travel enthusiasts based in Australia and the operations are taken care of remotely. • Focusing on retreats for Westerners, with a range of products and services including tours around Nepal, yoga and meditation, multi-day treks up to 4,500m, culture and learning of Vedic traditions. • Momentum was growing through peer referral and social media prior to Covid, with 4 multi-day tours (10 people each) booked for the end of 2019. • Had to stop operations and started it after Covid. Now, we want to set up a retreat and expand the business further. • Potential to reach the global market by leveraging existing online presence.

• Tour operator business based in Kathmandu, Nepal with 6 employees. • Business is run by travel enthusiasts based in Australia and the operations are taken care of remotely. • Focusing on retreats for Westerners, with a range of products and services including tours around Nepal, yoga and meditation, multi-day treks up to 4,500m, culture and learning of Vedic traditions. • Momentum was growing through peer referral and social media prior to Covid, with 4 multi-day tours (10 people each) booked for the end of 2019. • Had to stop operations and started it after Covid. Now, we want to set up a retreat and expand the business further. • Potential to reach the global market by leveraging existing online presence.

Startup focused exclusively on producing high-quality flaky salt, drawing from the unique salt resources of Farasan Island, Saudi Arabia, currently in the pre-revenue phase. - The company’s proximity to Farasan Island allows for a direct and sustainable sourcing of premium salt, ensuring that quality and integrity are maintained throughout the production process. - The flaky salt produced is designed to fill a gap in the speciality salt market. - The company plans to actively collaborate with restaurants, culinary schools, and renowned chefs. - Will primarily operate in a Business-to-Business (B2B) model, supplying its products to hotels, retail stores, and distributors. - Projecting a revenue of $600k in the first year of operations with approx. 60% gross margins. - The owner has 15 years of experience in the F&B industry. - The business has an industry license.

Cocoa farming project based in Bahia, currently in the pre-revenue stage and actively preparing for its first major harvest. - Transitioned management from sharecroppers to owner-operated, resulting in significant improvements including road rebuilding, land clearing, and bush pruning over the past 18 months. - Projected net return of over 300% annually for the next 3.5 years, with estimated annual revenue of BRL 6.72 million and a net profit of BRL 4.164 million after accounting for management costs. - Strategic plan to diversify crop production with bananas and cupuaçu, emphasizing cocoa dominance to enhance long-term sustainability and income stability. - Revenue model will be based on supply to prominent exporters such as Barry Callebaut and Cargill, targeting lucrative markets in Europe, North America, and China. - Holds essential regulatory registration including ITR (Rural Land Tax) indicating compliance with Treasury Department regulations and under State Forestry, ensuring operational legitimacy. - Despite historical challenges of low cocoa prices and crop recovery struggles, the project is poised for growth with rising global cocoa demand, supported by a thorough management overhaul.