Businesses Seeking Loan

Manufacturing of signs and printing solutions for businesses. - Clients are from a variety of industries - some are corporates such as Ultratech Cement, Saint Gobain Gyproc, etc. - Owner has 10 years of experience in this industry. - Have completed 100+ projects till date.

Ground logistics business focused on B2B services. - The company serves 10 manufacturing clients. - We specialize in transporting heavy equipment and machinery. - The company is led by a promoter with 10 years of experience in the industry. - We hold all necessary licenses, including SSM and other permits. - The company operates exclusively within Malaysia. - We complete approximately 200 trips per month. - Contract workers are employed based on operational needs.

It provides consultancy services in terms of incubation of businesses, business development, business revival, marketing, and call center services. - Business has a client database of 5000+ clients. - Promoters have good experience in this industry (20+ combined)

This is a partially completed project. - As of now, there is a vegetarian restaurant with 250 seats and an SBI branch is also present. - Property situated at the heart of the town. - Multipurpose complex. Auditorium on the top floor, 52 hotel rooms, and a supermarket is going to come up. - Project area is near to pilgrim temple and en-route tourist destinations. - The project is very near to the proposed Sabarimala Airport also.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

1) Focused on a Direct-to-Consumer (D2C) model via e-commerce and online marketplace platforms. 2) Achieved customer retention of over 20%, positioning as one of the fastest-growing skincare startups. 3) Launched with tremendous month-on-month sales growth. 4) Targeting MYR 6 million in revenue with a 12% net profit margin. 5) Outsourced manufacturing model ensures efficiency with fewer employee requirements. 6) Received prestigious accolades, including: I) Fast Moving SME's Awards by The BrandLaureate. Ii) The Highlighter Beauty Awards by KL International Beauty Week. 7) Participated in notable international events: I) CosmoBeaute Malaysia. Ii) KL International Beauty Week. Iii) Melaka International Halal Festival. 8) Brand trademark approved and endorsed for intellectual property protection. 9) Member of the Halal Integrated Platform (HIP) under Halal Development Corporation (HDC), a GLC under MITI. 10) Entering the expansion stage to further scale growth. 11) Having an A-List Top Artist in Malaysia as brand ambassador and advisor.

We serve close to 3,000 new clients every year. Have 10 owned trucks and work with a pan India partner network. We cater to B2C primarily and also some banks. We do 300-350 transportation monthly. Operational in 6 cities: Bangalore, Mumbai, Pune, Hyderabad and Delhi NCR. Have our own software/CRM and pricing models and the entire move management is done digitally. We are expanding into i) Logi-Tech space 2) Warehousing and 3) P2P transportation as growth hacks. Last year we closed with almost INR 3 crores revenue and we expect to double this year. Business is MSME certified and has Udyam certificates.