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FinTech Startup Seeking Loan in New Delhi, India

FinTech platform for financial inclusion and poverty alleviation with scalable, AI-powered microfinance platform for investors.
Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.
6.7   New Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 3.3 Mn at 11%
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Online Marketplace Startup Seeking Loan in Southampton, USA

Unique online-marketplace seeks funding to bridge innovation with 1M products and AI solutions till IPO.
Located in Southampton, the company operates as an innovative online marketplace centralizing fragmented industries and processes. - Currently has 45+ active vendors listed on the marketplace. - Employing 50 individuals (freelancers and full-time employees), the company involves a technology-driven approach with products and services focusing on AI solutions and e-commerce. - Features a versatile multi-vendor platform connecting a diverse network including consumers, small businesses, brands, influencers, and charities in a cooperative ecosystem. - Offers a vast selection with over 1,000,000 products spanning 2,000 subcategories, enhancing product discovery and purchase options for users. - Utilizes AI and influencer collaborations for strategic targeted marketing, effectively improving customer acquisition and brand visibility. - Provides a platform that aids small businesses in overcoming challenges related to customer acquisition, brand visibility, and competitive pricing. - Enables charities and influencers to create revenue streams by monetizing their networks through the marketplace's unique ecosystem.
6.2   Southampton
Run Rate Sales
USD 120 thousand
EBITDA Margin
30 %
Business Loan
USD 5 Mn at 10%
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Paper Tissue Business Seeking Loan in Kingston, Jamaica

Jamaica based manufacturer of paper products with 500 cases/day capacity seek funds to scale operations.
Current production capacity stands at 500 cases per day, with operations running at full capacity. - Potential expansion opportunity: By investing in new machinery and securing additional raw materials, production capacity can increase fivefold. - Promoters bring significant expertise to the table, with 9 years of experience in the industry, ensuring sound management and operational knowledge. - The business serves a strong client base comprising 100 clients, the majority of which are well-established supermarkets, providing consistent demand. - All necessary licenses, including incorporation and tax registrations, are already secured, ensuring compliance with regulatory requirements. - Growth prospects are promising with scalable operations and an established market presence.
5.7   Kingston
Run Rate Sales
USD 600 thousand
EBITDA Margin
35 %
Business Loan
USD 500 K at 12%
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Paper Tissue Business Seeking Loan in Kingston, Jamaica

Jamaica based manufacturer of paper products with 500 cases/day capacity seek funds to scale operations.
Current production capacity stands at 500 cases per day, with operations running at full capacity. - Potential expansion opportunity: By investing in new machinery and securing additional raw materials, production capacity can increase fivefold. - Promoters bring significant expertise to the table, with 9 years of experience in the industry, ensuring sound management and operational knowledge. - The business serves a strong client base comprising 100 clients, the majority of which are well-established supermarkets, providing consistent demand. - All necessary licenses, including incorporation and tax registrations, are already secured, ensuring compliance with regulatory requirements. - Growth prospects are promising with scalable operations and an established market presence.
5.7   Kingston
Run Rate Sales
USD 600 thousand
EBITDA Margin
35 %
Business Loan
USD 500 K at 12%
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Mobile App Seeking Loan in Carbonia, Italy

App with 280+ professionals onboarded and commission based revenue model seeks partners to grow.
Users and professionals on the app, initial traction: – Five months post-launch, the platform shows strong initial growth without major marketing campaigns. – In the last two weeks alone, the app generated over 2,500 downloads. Executive summary: – An innovative mobile app for booking massage services, fully integrated with a tailored management system designed specifically for professional massage therapists. – The platform supports both mobile and studio-based therapists, enabling access to a wide range of customer segments—including locals, tourists, busy professionals, seniors, and more. Current business model: – One-time €70 registration fee for therapists. – 20% commission on each transaction processed via the platform. New features: spa section and recruitment tool. – A dedicated SPA section with a recruitment tool allows spas to post job offers directly through the platform’s management system. This innovation: – Attracts therapists by displaying job opportunities directly on their profiles. – Adds real value to spas, enabling them to recruit qualified professionals quickly and efficiently. Revenue model for spas: – Annual subscription: €1,200. – No commission on services, just a fixed fee for access to the professional network. Use case: – A hotel with an in-house spa can post a job offer, which then appears on every therapist’s profile, reaching hundreds of potential candidates daily. Expansion into beauty & wellness sectors: – Plans to replicate this successful model for beauty salons and wellness centers. Revenue model: – Annual subscription: €400. This month’s launch – southern Sardinia beach locations: – Five branded massage gazebos launched in exclusive beach resorts across Southern Sardinia. Operating model: – Massage price: €60 – €10 to the beach resort. – €25 to the therapist. – €25 to the company. – This is made possible through a strategic presence in the region and strong relationships with beach resort owners. Building a scalable business: strategic foundations. 1. Strategic partnerships: – Building an ecosystem through collaborations with wellness product companies. Monetization model: – Annual sponsorship fees – Commission on direct product sales to therapists and users. Benefits: – Generate recurring revenue – Offer value-added services for therapists. 2. Training school partnerships: – Agreements with massage schools to promote the platform to graduates and provide a continuous flow of qualified therapists. – With 7,000+ new therapists certified annually in Italy, this offers a renewable subscription pipeline. 3. Integrated training marketplace: – Each therapist can create and sell video training courses through the platform. 4. Revenue model: – 15% commission on each course sold. This model: – Enables passive income for therapists. – Generates platform revenue. – Increases user engagement. Why start with a massage? 1. Favorable legal framework: – Wellness massage in Italy is a non-regulated profession (Law 4/2013) – No degree or official registration required. 2. Benefits: – Easy entry. – Scalable expansion. – Simplified recruitment. 3. Rising demand: – Post-pandemic wellness boom across all demographics. A thriving market: – Over 70,000 massage therapists in Italy are seeking modern, flexible business tools. Strategic opportunity: professional learning & sharing. – Under Law 4/2013, therapists can teach and share methods via courses, workshops, and video training. Advantages: – No public accreditation required. – Monetized knowledge-sharing on the platform. – Stronger community engagement. Client retention strategies: 1. Smart discounts that protect therapist earnings: – Discounts are applied by reducing the platform’s commission, not the therapist’s income. Outcome: – Higher therapist satisfaction. – Perceived client value. – Lower off-platform transaction risk. 2. Premium subscriptions & status badges: – Tiered memberships offer exclusive discounts, priority therapist access, bonus services (e. g. , upgrades, free massages), and loyalty badges similar to Airbnb’s “SuperHost” Long-term revenue streams: – €70 one-time therapist registration. – 20% booking commissions. – 15% course sales commissions. – €1,200/year SPA subscriptions. – €400/year beauty/wellness center subscriptions – €25 profit per beach massage. – Product sponsorships and commissions. – Silver (€9.90/mo) and Gold (€19.90/mo) user subscriptions. – Loyalty and rewards programs. Users and professionals on the app, initial traction: – Five months post-launch, the platform shows strong initial growth without major marketing campaigns. Current results (this month): – 800 registered users. – 234 active therapists. Analysis and strategic value: 1. Organic growth: – Achieved through targeted recruiting via Indeed, massage school partnerships, and word-of-mouth within the industry. 2. Therapist-to-user ratio: – 1:3.4 Balance indicates a solid ecosystem foundation. 3. Geographic spread: – Nationwide presence with higher concentrations in Lombardy, Lazio, Tuscany, and Sardinia. 4. Model validation: – Professionals find value and register – Users sign up organically without ads.
App with 280+ professionals onboarded and commission based revenue model seeks partners to grow.
8.6   Carbonia
Run Rate Sales
USD 53 thousand
EBITDA Margin
35 %
Business Loan
USD 1.17 Mn at 15%
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Nutrition Food Company Seeking Loan in Sidhi, India

Flax seeds production business seeks long-term debt funding for creating own brand and capex.
Manufacturer and wholesaler of organic products like flax seeds. - The business has an installed monthly production capacity of 500 kg. - We are utilizing 100% of the installed capacity. - Business has a certificate of incorporation, and GST Certificate.
6   Sidhi
Run Rate Sales
USD 101 thousand
EBITDA Margin
10 %
Business Loan
USD 113 K at 8%
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Profitable Florist Seeking Loan in London, UK

30 year old established florist, with brick and mortar store and ecommerce website seeks investors.
The business is located on a main street and within 50 meters of a national rail station, so it gets great footfall from people going to and from London, mostly for work. - The shop as an attractive destination with unique and visually appealing products that capture and attract the attention of busy travelers and local people regularly pass the shop on a daily basis. - We have good relationships with local schools and continue developing recurring contracts with local small businesses such as hotels, salons, restaurants, and pubs. - With sufficient funding, we hope to expand our income stream with the deployment of a portable flower cart that can bring our flower and plant products to weekend markets and fairs in the surrounding region, and add another revenue source.
30 year old established florist, with brick and mortar store and ecommerce website seeks investors.
8.5   London
Run Rate Sales
USD 200 thousand
EBITDA Margin
25 %
Business Loan
USD 670 K at 10%
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Newly Established Packaging Material Wholesale Company Seeking Loan in Bengaluru, India

Quality packaging materials & equipment supplier in Bengaluru seeks business loan for working capital.
Business that plans to supply packaging material. - The company has 4 full-time employees and 3 contractors. - We plan to start operations in April and we have an operational facility of 12,000 sq. ft near Bengaluru. - The target customers for us are medium to large industrial enterprises. - Our research has shown that these companies spend about 5% of their total expenses on packaging material. - This gives us a huge opportunity to outperform existing players in this unorganized industry. - The founders have been researching this industry and worked to build this business for the last 2 years. They have invested INR 1.5 crore of their own money. - The business was a proprietorship for the last 2 years and is now a private limited entity.
Quality packaging materials & equipment supplier in Bengaluru seeks business loan for working capital.
7.4   Bengaluru
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 340 K at 12%
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Newly Established Printing Business Seeking Loan in Vijayawada, India

Upcoming label printing service for manufacturers in Vijayawada seeks funding to kickstart operations.
Label printing business that is yet to start operations. - The business has been registered, it has a Udyam Registration Certificate, Labour License, and has a rented office space. - Every manufacturer needs their branding labels so the potential customers include all kinds of manufacturers. - With no local competitors currently offering similar label printing services, the business has the potential to capture a significant market share in the area. - The owner projects a healthy profit margin of 30-40%, which indicates strong potential for financial returns on investment. - The business is poised to commence operations within a week of receiving the necessary investment, enabling a quick start to revenue generation. - Given the extensive experience of the founder and lack of local competition, the business presents an attractive opportunity for investors seeking entry into the label printing market in Vijayawada. - The owner has a diploma in printing technology and possesses 10 years of experience in the field, including roles in marketing and machine operation.
6.6   Vijayawada
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 22.5 K at 10%
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Residential Real Estate Construction Company Seeking Loan in North Sumatra, Indonesia

Seeking investment for 28 billion rupiah housing project with an estimated 12.6 billion rupiah profit.
Introduction: The company is engaged in the residential real estate construction industry, with a focus on building housing estates to meet the increasing demand for housing in the North Sumatra region. We have about 4 years of experience in the industry and have over 100 clients. Location: The housing estate is located in Gunung Tua, North Padang Lawas Regency, North Sumatra, Indonesia, catering to the needs of the middle class in the area. Services: The company offers a range of services including building and real estate management, construction services, residential and commercial real estate development, and property sales. Investment Opportunity: The total investment value for the housing estate project is 28 Billion Rupiah, with a projected profit of 12.6 Billion Rupiah. The target timeline for total sales is 3 years, with a total of 188 housing units to be built, including type 36 (142 units), type 54 (27 units), and type 64 (19 units). Sales Performance: The company has already sold 3 units of type 36 houses within 3 months of the development stage, showing early signs of demand and market acceptance. The company has also already sold 130 units in two locations. Capital Requirement: The company currently lacks the necessary capital to manage the project effectively, causing a slowdown in the development progress. As a result, the company is seeking this funding. We have all the required certifications to do business with.
Seeking investment for 28 billion rupiah housing project with an estimated 12.6 billion rupiah profit.
6.8   North Sumatra
Run Rate Sales
USD 57 thousand
EBITDA Margin
40 %
Business Loan
USD 600 K at 10%
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Beauty Salon Seeking Loan in Dehradun, India

Expand a men's salon in Dehradun with on-demand body massage services and high footfall.
The business is located in Dehradun, a city known for its growing market and potential for expansion. - Company currently has 3 employees dedicated to providing men's salon services, including haircuts and other hair services. - With an average of 40 customers daily, the business has established a steady client base and demonstrates consistent demand for its services. - In addition to traditional salon services, the company offers body massage services, which can be availed at the customer's location, providing convenience and a competitive edge in the market. - The business possesses an MSME (Micro, Small & Medium Enterprises) Certificate, indicative of its recognition as a small-scale enterprise and potential eligibility for various government incentives and support. - The company's focus on men's grooming presents a niche market opportunity and allows for specialized service offerings, potentially leading to increased customer loyalty and retention. - The business's ability to provide on-demand body massage services distinguishes it from traditional salons, catering to the growing demand for personalized and convenient wellness services.
5.7   Dehradun
Run Rate Sales
USD 20.3 thousand
EBITDA Margin
30 %
Business Loan
USD 11.3 K at 10%
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Freight Forwarder Seeking Loan in Dubai, UAE

Freight forwarder in Dubai that has 200+ clients and also has presence in southern Africa.
Company provides freight forwarding services for the movement of heavy machinery, construction materials and equipment through air and sea. - We have tie-ups with 6 air logistics and 4 sea logistics companies. - Have 17+ permanent clients in Dubai who imports & exports regularly and we take care of their customs and freight forwarding activities. - Additionally, we have 150+ clients in Zimbabwe, 8 clients in Zambia, and 7 clients in Botswana who imports regularly from Dubai and we undertake their freight forwarding activities. - African market has a huge opportunity for freight forwarders and as a result, we have set-up an office in Zimbabwe. We also plan to set-up offices in Zambia and Botswana. - The office in Zimbabwe only provides us leads / customers from southern Africa who wants to import goods from Dubai and then we undertake the freight forwarding process. - Apart from receiving freight forwarding orders directly from our clients, we have also established tie-ups with 350 other freight forwarders based in 75 countries who provide us referral orders. We have good & friendly relation with all our international tie-ups. - Generate 80% of sales through direct orders and remaining 20% sales through referral orders. - Company has won 2 awards and both of them were awarded by Asian Logistics Leadership Award. Award 1: Best Logistics Service Provider (Project Cargo and Heavy Lift) Award 2: Best End to End Customer Service Award. - Founder of the company has more than 23 years of experience in this industry. - Our run rate sales have dropped due to the impact of COVID-19. - Our company website is currently under renovation and will be back live in about 2 week.
6.9   Dubai
Run Rate Sales
USD 3.3 million
EBITDA Margin
0 - 10 %
Business Loan
USD 270 K at 15%
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Alternative Medicine Company Seeking Loan in Coimbra, Portugal

European medical cannabis producer and distributor with a license for production, sales, and export.
European company that grows and sells medical cannabis in Europe and to other countries. - We grow medical cannabis in-house in a controlled environment and distribute them to clients. - Growing 74 varieties of medical cannabis in all ranges of THC and CBD. Good opportunity for CBD products, since Europe considers it as a controlled substance. - We used to grow strawberries before and our products were considered the best strawberries in the world that used to sell at EUR 17 per kg. - We stopped growing strawberries and shifted to medical cannabis due to a family member's health reasons. - Business owner and management members have a strong knowledge of agriculture, medicine, Olímpic Sport level medicine, and pharmaceuticals. - Have a stronger demand than before due to Covid-19. - Have 2 running contracts with medical companies and expect 5-6 new contracts in 1-2 months. - Each contract is valid for 2-3 years and could be renewed. - We currently grow 200-300 kgs of medical cannabis and planning to increase the production due to more demand. - Majority of the clients are from Germany and the Netherlands. - Also working with 20 distributors who are allowed to buy and sell medical cannabis. - Have the best equipment and machinery required for the job and the facility including a cloning room, drying room, security facility, and water tanks.
European medical cannabis producer and distributor with a license for production, sales, and export.
6.6   Coimbra
Run Rate Sales
USD 2.94 million
EBITDA Margin
22 %
Business Loan
USD 2.33 Mn at 8%
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Charter Bus Company Seeking Loan in Surat, India

Flexible bus service delivering affordable transportation options needs funds to expand business to other routes.
Route focus: Daily intercity bus service from surat to shirdi, a high-demand route catering to both pilgrims and tourists. - Client base: Serving over 10,000 clients yearly, with a consistently growing customer loyalty program. - Revenue model: Primary revenue generated through ticket sales. - Revenue growth rate: Achieved a remarkable annual revenue growth rate of 17% to 20%, reflecting increased ridership and market expansion. - Business relationships: Established partnerships with key stakeholders including travel agencies, local businesses, and tourism boards to enhance visibility and sales. - Promoter experience: Led by a team with over 10 years in the transport and logistics industry, fostering strong operational efficiency and customer service excellence.
6.5   Surat
Run Rate Sales
USD 85 thousand
EBITDA Margin
20 %
Business Loan
USD 113 K at 10%
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Real Estate Agency Seeking Loan in Melbourne, Australia

Real estate agency in Melbourne specialising in residential and commercial property management and sales.
Real estate company in Melbourne having a branch office in St Kilda. - We offer residential and commercial property management, sales and rents. - We have grown, sold, maintained and developed real estate rent rolls for nearly 10 years. - Currently, have more than 20 property management contracts under us including residential and commercial properties. - We collect rent, provide statements, conduct rental reviews, negotiate lease renewals, conduct routine inspections, manage the vacating process, market empty property under management services and we charge a commission on the monthly rent for our services. - Our agency has seen significant profits over time and branched out into commercial office sales as well as residential sales. - Our core service is residential property management where we have proven to manage portfolios at a high level. - We have so far targeted Melbourne Metropolitan and now we are in a position to target in other states as well. - Promoters of the business have more than 30 years of combined experience in this field. - Business owns furniture, computers, website, property management contracts.
6.4   Melbourne
Run Rate Sales
USD 390 thousand
EBITDA Margin
35 %
Business Loan
USD 490 K at 15%
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    There are 195 active and verified businesses seeking loan listed on SMERGERS as of 28 September 2025.
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