Businesses Seeking Loan

Established wholesale trading business in the iron and steel sector, primarily based in Lucknow. - Generates a robust monthly trading volume of approximately 200,000 kgs of metal, demonstrating significant market activity. - Offers a diverse portfolio, featuring products such as TMT bars from reputable brands including Kamdhenu, Gallant Core, RHL Gold, Rungta Steel, and Ankur TMX. - Strong distributor network maintained, partnering with 8-10 reliable distributors to enhance market reach and efficiency. - Complies with GST regulations, ensuring a transparent and lawful operation. - Employs a dedicated team of 8 permanent professionals focused on optimizing trading operations and customer relations, business occasionally hires contract employees as needed. - Operates in a growing market environment, with increasing demand for iron and steel products within various construction sectors.

Students: Currently serving 550 enrolled students with steady growth. - Revenue model: Tuition fees, admission charges & activity programs ensuring stable recurring income. - Promoter experience: Founders with 15+ years of expertise in education and school management. - Business relationships: Strong parent-community trust, tie-ups for curriculum & activities. - Awards & recognition: Local recognition for quality education & community contribution.

Located in Hyderabad, the company is a specialized trader in the coal wholesale industry. - Operates efficiently with a lean team of 5 employees, leveraging an order-based business model. - Secured a loyal customer base with 6 recurring clients who provide steady demand. - Handles a notable volume of approximately 3,500 tons of coal each month, indicating robust market activity. - The business's focus on trading necessitates minimal manpower, enhancing cost-effectiveness. - Fully compliant with national regulations, holding a valid Goods and Services Tax (GST) registration. - Positioned strategically in a key commercial hub, facilitating seamless logistics and distribution.

Located in Hyderabad, the company is a specialized trader in the coal wholesale industry. - Operates efficiently with a lean team of 5 employees, leveraging an order-based business model. - Secured a loyal customer base with 6 recurring clients who provide steady demand. - Handles a notable volume of approximately 3,500 tons of coal each month, indicating robust market activity. - The business's focus on trading necessitates minimal manpower, enhancing cost-effectiveness. - Fully compliant with national regulations, holding a valid Goods and Services Tax (GST) registration. - Positioned strategically in a key commercial hub, facilitating seamless logistics and distribution.

The Institute offers a unique, trademarked training program developed by the founder, focused on a holistic, science-backed, body-based approach to trauma transformation. - Possesses intellectual property and training rights for this particular method of somatics, a potent technique that promotes the body's innate ability to heal and restore balance rapidly, predictably, and safely. - Provides accessible training including both online and offline for anyone interested in learning how to heal and transform trauma, without requiring a professional background or previous experience. - Organizes training sessions and cohorts in beautiful tropical beach towns like Mazunte, Oaxaca, and surrounding areas. - Over 10,000 sessions have successfully transformed lives worldwide, with more than 500 graduates. - Currently, the training sessions are priced between USD 5,000 and USD 7,000 per training session, despite its true value being USD 20,000, due to inadequate marketing and packaging to the right audience. - We have been audited as one of the top somatic nervous system optimization programs in the USA in 2023. - We never advertised, we grew solely by word of mouth, with amazing training audits and reviews from practitioners, their clients, etc. - The modality has proven results and high demand but requires assistance in reaching the appropriate market to realize its full potential. - Currently, we are looking to shift from novel therapy to recognized therapy. - This stream of activity is endorsed by Grant Cardone, who highlights the nervous system as a future investment opportunity alongside real estate, emphasizing the importance and effectiveness of this modality. - The company's founder is a highly compassionate therapist and international educator with over 20 years of experience in psychology, spiritual practices, and leading healing training. - Founder's personal journey overcoming Complex post-traumatic stress disorder (CPTSD) and depression, combined with her integration of Eastern holistic modalities and neuroscientific theory, has uniquely positioned her to develop this effective and transformative method, which consistently receives top reviews. - The business is headquartered in the US, however the owner putting up this listing resides in Mexico. - Since we have a focus on group sessions and efficient time management, two employees who are specialized practitioners are adequate to effectively maximize revenue.

Business for production of spring water. This spring water, which will be sourced from La Palma, Province of La Vega, Dominican Republic, will be transported in hygienic tank trucks from the mountains to a central warehouse located in La Vega. , after which it will be bottled in glass containers and in aluminum cans. A global production of 114,800,000 glass bottles for 69,825,000 liters is planned; and 77,168,000 aluminum cans for 31,272,640 liters. This production will take place over two 8-hour shifts, counting 1 hour between each shift for the change of personnel, the lunch or dinner break, or the SIP of the chain (cleaning and rinsing of the production tool). For the last 38 years, the founder of this business has demonstrated their sense of innovation and managerial qualities as the owner and director of a hotel, by offering a new formula called “Discovery and Environment”. As the real estate director, they manage 100 apartments, 15 villas, and 30,000 sq. m. of office and retail space; and have also carried out two major real estate programs within the framework of the tax exemption. They are member of a group, and actively participate in the administration of this company; it is a group that currently employs more than 1,600 people with a consolidated turnover of approximately EUR 70 million. This group company collects and processes 70% of waste in Martinique, and also has branches in Guadeloupe, French Guyana, and Saint Lucie.

Online bill payment platform also offering bus ticket booking services. - Currently offering mobile / landline bill payment and recharge services. - Have 2,500+ registered users on the platform. - Sold nearly INR 6 lakh worth of phone recharges in the last 3 months. - Made wallet sales of around INR 5.5 lakh in 3 months. - Recently introduced bus ticket booking services on the platform. - Have tie-ups with 3,000+ bus services across 4,000+ cities. - Intend to add electricity, gas bills and insurance payment services in the near future.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.