Businesses Seeking Loan

• 4 plots fully secured in a growing part of Calabar. • Founder with 8+ years of real estate & valuation experience. • Existing business structure (Poshend Nig Ltd) and team support. • Focus on modern living design + community infrastructure. • Early buyer interest and growing demand in the area. • Revenue model includes off-plan sales and staged investment return. • Development aligns with Cross River’s housing growth targets. - Thanks to our high-value projects, we're able to generate substantial monthly revenue, even with a lean team. - Our monthly sales have declined as we are currently not generating any sales.

A construction company based in Srikakulam, Andhra Pradesh that started operations in 2019. - We undertake residential building construction and plot development projects. - Currently have completed 3 projects with 2 in pipeline. - Owner has 10 years experience in this industry. - Recently received an order for a large residential project, for which we require working capital. - Physical assets include machinery, tools and office set up.

A construction business based in Chennai, that started operations in 2010. - We are currently working on a large residential housing project for which we require funds. - Have purchased 6 acres land. - The project once completed would have 1,200 villas. - Project is expected to be completed within the next 1 years. - Each villa would have ground + 1 floor and a built up area of 800 Sq. Ft. - We have completed various residential real estate projects in Chennai and the owner has 13 years of experience in this industry. - Physical assets include value of land and equipment.

A construction business based in Chennai, that started operations in 2010. - We are currently working on a large residential housing project for which we require funds. - Have purchased 6 acres land. - The project once completed would have 1,200 villas. - Project is expected to be completed within the next 1 years. - Each villa would have ground + 1 floor and a built up area of 800 Sq. Ft. - We have completed various residential real estate projects in Chennai and the owner has 13 years of experience in this industry. - Physical assets include value of land and equipment.

We build social housing that big companies do not like, and little companies can't construct because they do not have enough working capital. We are in this market because of the huge demand from buyers. We are seeking funds for a project that has 368 units, and we plan to construct and deliver them within the next 18-20 months. The units are already paid for (35% of the payment is by owners and 65% by the government). However, the funds stay in an escrow account until the delivery of the homes. In the past, we have worked on four housing projects along with other companies but this will be the first project solely built by us. We hire contract workers on a project basis for construction activities.

We are a property promotion company operating in Bangalore for the past 8 years. - Recently started developing serviced apartments and residential villas, apartments. - Sold more than INR 100 crores worth of properties for various builders across Bangalore through our promotions. - Completed own service apartment project in Bangalore. - Recently launched our second project which is a small budget villa project in Sarjapur Road, Bangalore. - Marching ahead with a “Best Company of the Year“ award from Karnataka Small and Medium Business Association and "Most Influential Women in the Property Market of the Year" In India's Top 50 emerging Icon awards. - 50% of the revenue is from property promotion services and 50% is from development projects. - Completed 2 projects last year and this year, we have ongoing projects which are yet to be completed, resulting in a drop in revenue.

1. Scale & clientele. 1,000+ Clients Served at present – Including retail homebuyers, NRIs, investors, and institutional partners. 20+ Completed projects – Spanning residential, commercial, and plotted developments across Chennai. 2. Revenue model. Primary revenue streams: Direct sales of residential/commercial units (80% revenue). Plot sales & land monetization (15%). Approval/consulting services for developers (5%). Pricing strategy: Competitive yet premium positioning for townships; affordable segment focus for apartments. 3. Promoter expertise and employees. Late Founder & CEO: - 20+ years in real estate development and construction. Hands-on leadership in land acquisition, approvals, and customer-centric projects. Legacy of ethical business practices and community-driven development. - The business is functioning well, with 20 employees managing both the operational tasks and managerial responsibilities, ensuring smooth operations. 4. Strategic relationships. Government & regulatory: Strong ties with RERA, municipal authorities for swift approvals. Financial partners: Collaborations with leading banks/ HFCs for buyer financing. B2B alliances: Trusted vendor network (construction, materials, marketing). The business sells turnkey real estate solutions with clear value propositions: For Homebuyers: Ready-to-move-in flats (1–3 BHK; INR 25 lakh – INR 1.5 crore) – Target: Middle-class families. For Investors: Plotted developments – Fully approved layouts with 20–30% appreciation potential. Commercial spaces – Steady rental yields (8–10% annually). For partners/developers: Land Banks with Approvals – Ready for JVs or bulk sales. Regulatory advisory – Expertise in RERA, land conversion, and zoning. Awards: Indian achievers award: Presented at Dubai by former Hon’ble Governor of Tamil Nadu. Participated in the Indo -Gulf Friendship & Economic Co-operation Conference held at Dubai. Pride of India award: Presented at Bangalore. Building industry leadership award: Presented at New Delhi, Governor of Tripura for Outstanding individual achievements & distinguished service to the nation. Honorary Doctorate Award was conferred by “ World Classical Tamil University ” London, United Kingdom, on for social activities.

Startup business in Maldives offering digital advertising, technology solutions, IT services, cybersecurity services to businesses, companies and offices. - Have completed 70 networking and cybersecurity projects since inception. - We have 10 clients on annual maintenance contracts for IT services. - We have a lot of good opportunities and demand for residential construction projects in Maldives mainly due to tourism. - Planning to expand the business into real estate construction projects and need funds for that. - We are in the process to hire designers, marketing team to start the real estate division. - Business owns servers, computers, furniture.

We have identified that the market for building construction is really high in Colombo, and there are a limited number of companies concentrating on the well-being of the customers. - The company was involved in property management during the crisis. We mainly used to manage agricultural properties. - We have completed 10+ agricultural projects and we generate revenue by charging consultation and management fees. - Our residential houses in the apartments will include vertical gardens and herbal gardens in each on each floor. 60% of open space in each apartment. - The houses in the apartment will be constructed according to the old traditional Vedic science. - The vendors for the construction of the building have already been arranged.

We have formed a strategic partnership with a company based out of Jhansi for IOCL projects on a profit-sharing basis. (Expected Completion in 6 months) - We also are in discussion with a client to manage his Real Estate Asset which is worth INR 4 Crore and we are expecting a fee of 20% on it. (Expected Completion 18 months) - We have identified places to start our first Real Estate Development Project. (Expected Completion 24 months) - On investment of this INR 2 Crores, we estimate sales (worst case scenario) of INR 4 Crore and a Gross Profit of around 2 crore. - We believe our project will earn enough turnover to be able to pay a 20% interest rate due to our strong suit of promoter experience. One of our promoters has 30 + years of experience working as an Executive Director in a construction company. He has led and executed projects in nuclear power plants, aviation fuel centers, LPG bottling plants, petroleum plants, and thermal power plants. Our other promoter has 15+ years of experience working in the senior management department of a construction company. - However, 20% is the maximum interest rate we are willing to pay, and also open to a loan for a lesser rate and longer tenure.