Businesses Seeking Loan

We had leased the business for 10 years from the government and have been operating it successfully for the last 5 years, with 5 years to go. - We process raw tea leaves into a tea ready for use. - Have tie-ups with a large number of businesses for sales of our product and most of the sales are done through brokers. - The company is looking to acquire sick tea estates in the nearby area and seeks investment for the same. - Promoters are willing to offer bank cheques as a security if required.

Our business is essentially a specialised footwear store that offers a broad range of branded sneakers for men & women. We do not have any physical retail location yet. - We do not manufacture any of the sneakers and none of our products is under our own brand name. - We have a network of 30 suppliers in China from whom we purchase our products and then further sell them by adding a percentage margin. - We deal in 100 percent original, high-graded copies, and first copies of multiple sneakers. A few brands include Adidas, Nike, Reebok, Yeezy, Puma, Louis Vuitton, Gucci, etc. - We sell our products through Facebook & Instagram only. We receive about 50 to 60 orders every month. 60 percent of the orders are for our original products. This is the only channel for our company's revenue. - Our official website along with Android & iOS mobile applications are currently under development. - The business is extremely valuable due to our niche business activities, and the growth potential in Bangladesh's market. - Our business is entirely debt-free with no outstanding business loans, defaults, or overdue. - The company has two directors and each has an equal 50 percent ownership. There are no outside investors or shareholders.

We are a business running a restaurant and a cloud kitchen. - We serve exotic Asian cuisine. - Majority of the revenue generation of the business is from the restaurant. - We are available for online delivery platforms such as Swiggy and Zomato. - Restaurant has a seating capacity of 40 pax. - Receive 40+ orders for the restaurant in a day out of which 80% are dine-in orders. - The cloud kitchen receives 30+ orders in a day. - We've seen a big gap in the casual dining segment, where pan Asian restaurants are either too expensive for the mass or the same old chili chicken and Hakka noodles joints all over the city. We are not providing anything new or quirky, just a place that celebrates Asian street hawkers' cuisines in a very quirky/rustic and modern ambiance, yet at the best prices which are affordable to the mass. - Business is owned by 1 person and is debt-free.

We are a business running a restaurant and a cloud kitchen. - We serve exotic Asian cuisine. - Majority of the revenue generation of the business is from the restaurant. - We are available for online delivery platforms such as Swiggy and Zomato. - Restaurant has a seating capacity of 40 pax. - Receive 40+ orders for the restaurant in a day out of which 80% are dine-in orders. - The cloud kitchen receives 30+ orders in a day. - We've seen a big gap in the casual dining segment, where pan Asian restaurants are either too expensive for the mass or the same old chili chicken and Hakka noodles joints all over the city. We are not providing anything new or quirky, just a place that celebrates Asian street hawkers' cuisines in a very quirky/rustic and modern ambiance, yet at the best prices which are affordable to the mass. - Business is owned by 1 person and is debt-free.

FMCG products manufacturer based in Shivpuri (MP). - Business is still in the pre-revenue phase. - Have registered 2 brand names and have already secured patents for the products. - We will be setting up more manufacturing units for the rest of the products and also get some manufactured by contract manufacturers.

Specialize in trading robusta coffee beans sourced from Lampung. - Our business involves buying and selling coffee beans, with purchases accepted from local farmers. - We employ contract workers to efficiently manage our operations. - Our NIB is in place, ensuring compliance and operational readiness. - Our promoter brings 5 years of industry experience. - We maintain relationships with over 5 clients for our trading activities. - Our supply chain includes beans from our own plantation and a network of 150+ farmers. - The primary source of our revenue is from trading activities, with our own production bringing ancillary revenue. - We cultivate 20,000 coffee plants on our 4-hectare land. - Our production capacity is up to 30 tons per year. - We have 10 exporters/distributors as clients.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.