Businesses Seeking Loan

Strategic location in Ragama, favorable for high-quality vanilla cultivation. - Launching the second round of vanilla cultivation, building on a successful first cycle initiated two years ago. - Anticipated profit generation from the first harvest expected within 3-5 years post-cultivation. - Targeting premium export market with top-tier Ceylon vanilla, positioning as a premium product amidst growing global demand. - Vanilla is recognized as the second-most expensive spice globally, presenting lucrative business opportunities. - Diverse product applications in industries including extraction for vanilla tea, vanilla sugar, and vanilla oil, enhancing market reach. - Stable demand for vanilla in commercial sectors such as perfumes, baking, and aromatherapy, driving consistent revenue streams. - All necessary cultivation permits secured, ensuring compliance and readiness for operational activities.

Based in San Fernando, Trinidad and Tobago, specializes in hair extensions and beauty products. Established online 4 years ago, - Offers customizable wig units, hair bundles, clip-in, and tape-in extensions, complemented by professional installation services. - The business caters to high-profile events across the Caribbean, including Trinidad Carnival, emphasizing quality and personal confidence, especially for individuals with hair loss conditions. These relationships have enabled the studio to offer exclusive, high-quality products and services, ensuring clients receive the best available options in the market. - The studio operates entirely online, offering a range of premium hair extensions, wigs, and beauty products. Using various e-commerce platforms, including our instagram platforms and third-party sites like Etsy, to market and sell our products. We also engage in social media marketing to reach a broad audience. - We partner with reliable logistics companies to ship products globally, ensuring fast and safe delivery. Our fulfilment process is handled in-house, with orders being shipped from our south location which leads to high profit margin. - Over the years, the studio has earned multiple accolades and awards for its exceptional products and services. These awards, recognizing excellence in beauty and hair care, reflect the studio’s commitment to providing clients with premium, long-lasting results.

The business is located in Alotau and operates primarily in the used car dealership industry, specializing in importing and selling pre-owned vehicles locally. - Under the current operations, the business successfully sells approximately 5-6 used cars each month to the local market in Alotau, ensuring a steady cash flow. - Diversifying into agriculture, the business has initiated a cocoa plantation on 2 hectares of land with 1,000 cocoa trees already planted, which are expected to start yielding harvests from next year. - Targets international markets, including India, Australia, and New Zealand, leveraging these regions' high demand for cocoa products. - The company currently is in the process of setting up a fermentery and plans to expand further by constructing a warehouse to enhance its cocoa product storage and management capabilities. - With the new cocoa initiative, the business is optimistic to achieve an annual revenue of approximately 5.8 million, estimating a robust 20% EBITDA margin, demonstrating significant growth potential. - Seeking investment to facilitate this expansion into cocoa cultivation, this venture illustrates innovative cross-industry growth from car sales to agricultural wholesale, enhancing its revenue streams and market presence. - Business has an operating license for both dealership and cultivation. - Business generates high EBITDA from car sales but the loan will be used solely for cocoa cultivation. - Both verticals of the business will be operated under the same legal entity.

The client fluctuates because it is a new concept. - We use social media Instagram, Facebook, and influencer to promote the business. - We also promote with flyers in business places. - Receive around 20 to 50 orders daily. - It is presently in start-up mode and is in need of funding to grow.

The occupancy rate of guesthouses is 80% throughout the year. - We are available on bookings. com, and Air BnB and we receive around 5-6 booking daily through the platform. - Guest house have 4 rooms in total. - The guest house has a small cafe where we serve food. - The financials mentioned is for both the guest houses together.