Businesses Seeking Loan

1. Business based in Colombo supplying food ingredients to manufacturing industries in Sri Lanka. 2. Company employs a total of 45 individuals, indicating a significant level of operational capacity and human resource investment. 3. The business deals in a diverse range of products and services, including food flavors, food ingredients, pharmaceutical raw materials, cosmetic ingredients, and chemicals, catering to a wide customer base across different manufacturing sectors. 4. With over 30 brands and products in its import portfolio, the company has established a strong network of international suppliers. We import from companies in India, Indonesia and other neighbouring countries. 5. The company's customer base is substantial, with a distribution network that includes over 200 clients, indicating a strong market presence and potential for continued growth. 6. Business holds import licenses and ISO certification, demonstrating a commitment to regulatory compliance and adherence to international quality standards. 7. As a Colombo-based business, the company is strategically positioned to leverage its location as a hub for trade and commerce, offering potential investors the opportunity to tap into the region's economic and industrial growth.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Restaurant located in Theni is a pioneer in introducing this restaurant and café model in the district. - With a seating capacity of 32, the business has the potential for expansion to outdoor seating, allowing for potential growth and increased customer capacity. - The sales channels for the business include both offline through dine-ins and online via Zomato. - The business processes an average of 20-40 orders per day, with an average order value falling within the range of INR 1,000-3,000. - The business holds licenses from FSSAI and MSME.

Industry focus: the business operates within the testing and inspection industry, specifically utilizing advanced AI and hyperspectral technology for quality inspection across multiple sectors, including textiles, pharmaceuticals, food, FMCG, and explosives. - Innovative product offering: the flagship product is a non-destructive testing device that leverages hyperspectral machine vision combined with AI, providing a new dimension of quality inspection to enhance product reliability and safety. - Pre-revenue stage: currently, the business is in the pre-revenue phase, having developed a working prototype and established proof of concept (PoC) with prominent clients such as Trident Group and GTA Belgium. - Market potential: with a pricing strategy set at INR 50 lakh per system, the business targets high-value contracts with companies in critical industries, indicating strong potential for revenue generation upon market entry. - Strategic partnerships: the company has secured a collaboration with SAC ISRO for the assembly of its product, leveraging cutting-edge technology and expertise from one of India’s leading space research organizations. - Experienced leadership: the founding team includes a promoter with significant experience at ISRO, having contributed to notable missions such as Chandrayaan 1, Chandrayaan 2, and Aditya-L1 mission. - The company was registered in the MCA last year but we have been researching and developing the product for 2 years.

Located in Solan, the company specializes in solar water heaters, on-grid and off-grid panels, as well as solar lights. - It operates with a streamlined team of three employees, enhancing operational efficiency. - The business processes 7 to 9 orders monthly, indicating a steady demand in the market for solar products. - It acquires solar products from distributors, enabling direct sales to end-users. - The company is fully compliant with GST, ensuring seamless financial operations and conformity with legal standards. - It is tapping into the expanding solar industry, which is in line with worldwide sustainability objectives. - The primary focus is on retail, emphasizing the efficient distribution of solar products in high demand.

Positioned as Tobago's leading hardware and home improvement store, known for delivering high-quality goods and services at competitive prices. - A robust client base exceeding 8,000, comprising a mix of individual retail customers and construction service contracts. - Diverse revenue model encompassing retail sales and contracts from construction companies. - Serves a substantial client base with daily retail transactions ranging from 50 to 60 customers and 10% from contracts. - Holds a strong B2B presence, collaborating with government agencies and construction companies, predominantly via an associated company, ODN Holdings Ltd. - Reliable supply chain sourcing from Chinese manufacturers, ensuring competitive pricing and variety in product offerings. - Recognized for years of contributions to social works programs, with numerous accreditations underscoring its commitment to community aid and development. - Employs a robust team of 12 permanent staff, supported by temporary and contract workers during peak demand for logistics and construction projects.