Businesses Seeking Loan

Our business is engaged in providing event management services that involve wedding planning, photography, videography, hosting birthday parties, and corporate events. - We have been running our business successfully for 8 years now and provide the highest quality service with satisfaction to our clients. - On average we do 10 to 15 events per week and have our peak in the month of November, December, January, and February. - We have tied up with 20+ photographers, videographers, and venue owners. - The business also has its own flower shop where we source fresh flowers from local vendors in Dhaka and supply them for various events and corporates. - Have 3 corporates who purchase flowers from us every month on a regular basis.

Positioned as Tobago's leading hardware and home improvement store, known for delivering high-quality goods and services at competitive prices. - A robust client base exceeding 8,000, comprising a mix of individual retail customers and construction service contracts. - Diverse revenue model encompassing retail sales and contracts from construction companies. - Serves a substantial client base with daily retail transactions ranging from 50 to 60 customers and 10% from contracts. - Holds a strong B2B presence, collaborating with government agencies and construction companies, predominantly via an associated company, ODN Holdings Ltd. - Reliable supply chain sourcing from Chinese manufacturers, ensuring competitive pricing and variety in product offerings. - Recognized for years of contributions to social works programs, with numerous accreditations underscoring its commitment to community aid and development. - Employs a robust team of 12 permanent staff, supported by temporary and contract workers during peak demand for logistics and construction projects.

1. Client Base: • Number of clients: Serving both residential and commercial clients throughout Sri Lanka. Receive 120+ monthly orders. 2. Revenue model: • Product sales: Revenue generated from selling live fish, ornamental plants, and aquarium accessories. • Tank maintenance: Charges for routine and specialized maintenance services for residential and commercial clients. • Tank rentals: Daily rental fees for fiber portable tubs with an initial deposit. • Breeding and selling: Revenue from breeding and selling freshwater fish and aquatic plants. • Export and import: Income from international trade of freshwater live fish and aquatic plants. 3. Promoter experience: • Experience: The sole director of the company has experience as an accountant and CFO and is expanding their skills into CFO-level financial management, data analytics, SQL, and Power BI. 4. Business relationships: • Commercial Clients: Includes businesses needing tank rentals and maintenance. • Residential Clients: Individual clients for aquarium products and services. • International Gifting: Partners for international gifting of aquariums. • Suppliers: Relationships with wholesale suppliers for live fish, plants, and accessories. • Delivery: Have courier partners as well as utilize Uber and Pickme for local deliveries. 6. Marketing strategies. • Digital Marketing: Social media campaigns to reach a broader audience. Marketing campaigns and SEO are outsourced. • Paper Marketing: Targeted marketing for tank maintenance services. 7. Expansion and future plans: • In-House Farm: Plans to establish an in-house aquarium farm. • Growth: Expansion into more services or products as the business grows. 8. Licenses: • Hold an Export license, certification from the Fisheries Department of Sri Lanka, and a customs license.

1. Client Base: • Number of clients: Serving both residential and commercial clients throughout Sri Lanka. Receive 120+ monthly orders. 2. Revenue model: • Product sales: Revenue generated from selling live fish, ornamental plants, and aquarium accessories. • Tank maintenance: Charges for routine and specialized maintenance services for residential and commercial clients. • Tank rentals: Daily rental fees for fiber portable tubs with an initial deposit. • Breeding and selling: Revenue from breeding and selling freshwater fish and aquatic plants. • Export and import: Income from international trade of freshwater live fish and aquatic plants. 3. Promoter experience: • Experience: The sole director of the company has experience as an accountant and CFO and is expanding their skills into CFO-level financial management, data analytics, SQL, and Power BI. 4. Business relationships: • Commercial Clients: Includes businesses needing tank rentals and maintenance. • Residential Clients: Individual clients for aquarium products and services. • International Gifting: Partners for international gifting of aquariums. • Suppliers: Relationships with wholesale suppliers for live fish, plants, and accessories. • Delivery: Have courier partners as well as utilize Uber and Pickme for local deliveries. 6. Marketing strategies. • Digital Marketing: Social media campaigns to reach a broader audience. Marketing campaigns and SEO are outsourced. • Paper Marketing: Targeted marketing for tank maintenance services. 7. Expansion and future plans: • In-House Farm: Plans to establish an in-house aquarium farm. • Growth: Expansion into more services or products as the business grows. 8. Licenses: • Hold an Export license, certification from the Fisheries Department of Sri Lanka, and a customs license.

1. We have a start-up business in the Construction Materials industry located in Quezon City. 2. Our business has two employees with specialized knowledge in dealing with construction materials and supplies, particularly electrical supplies. 3. We offer construction materials and supplies to private and public sectors and have 6 suppliers for these materials. 4. We also engage in competitive bidding for private and public sectors. 5. Our company has established numerous clients and completed several projects in a short period of time. 6. Our average product price is 150 PHP.

A wholesale/retail and services firm specializing in desktops, CCTV, and electronic equipment, seeking debt capital to expand participation in government and private contracts. - Successfully established a substantial client base, serving over 20 active local government units (LGUs) and various government and private institutions across multiple industries. - Focus on delivering customized solutions tailored to client requirements has resulted in a client retention rate of 85%, reflecting high levels of trust and satisfaction from clients. - Revenue model is project-based, centered on supply and installation services. - Collaboration with 6 trusted suppliers for product sourcing. - Over 30 years of experience, led by an electrical engineer with extensive industry expertise. - Company holds a valid Mayor's Permit and DTI certification.

The wood pellets factory is strategically located in Indonesia, tapping into abundant raw materials and fostering local renewable energy production. - With a primary focus on government companies, the factory caters to the escalating demand for eco-friendly energy solutions, aligning with global sustainability trends. - Achieving an annual revenue of USD 492 thousand and consistent monthly sales of USD 41k underscores financial stability and growth potential. - Wood pellets offer a cost-effective, sustainable alternative to coal, highlighted by their high-efficiency burn rate and lower greenhouse gas emissions. - The business has a structured growth plan, aiming to increase production capacity biennially via machinery upgrades, ensuring scalability and competitive advantage. - With a team of 8 experienced and certified employees, the factory ensures robust operations and quality control, essential for maintaining consistent product standards and meeting client demands. - Diverse Clientele: Serving over 20 clients, the factory leverages versatile applications of wood pellets, such as hotels, resorts, pulp and paper mills etc. - Due to high demand across the industries, we receive bulk orders and our automated machinery helps us to produce efficiently. Therefore, we have high monthly revenue. - Maximum production capacity of our machinery is 30 tons/day per machine (operating in a 2-shift system)

1. Overview & location: Boutique resort strategically located near the world-renowned Radhanagar Beach in Havelock Island, Andaman & Nicobar Islands. The resort caters to both domestic and international tourists seeking comfort, cleanliness, and authentic island hospitality. 2. Accommodation capacity: Total Rooms: 12 well-maintained units, including air-conditioned and non-air-conditioned rooms, designed for couples, families, and solo travellers. In-house restaurant serving Indian, Continental, and fresh seafood delicacies. 3. Revenue model: Room Revenue: Daily room rentals under EP, CP, MAP, and AP plans. F&B sales: From the restaurant serving in-house and walk-in guests. Travel services (optional extension): Partner commissions from ferry bookings, island tours, scuba diving, and bike rentals. Online OTA listings: Active partnerships with platforms like Booking. com, Agoda, Goibibo, and MakeMyTrip ensure a steady flow of bookings. 4. Client base & volume: Serves approximately 4,000–5,000 guests annually, with a seasonal peak between October and March. Repeat clients and high online ratings ensure steady footfall. Diversified clientele from India, Europe, and Southeast Asia. 5. Promoter background: Family-owned and professionally managed by an experienced operator with hands-on expertise in operations, guest relations, and strategic growth. Deep understanding of tourism trends in the Andaman Islands and strong local relationships. 6. Business relationships & network: Tied up with leading OTAs (Online Travel Agencies) and local tour operators. Relationships with scuba diving centres, cab services, and ferry operators enhance guest experience and generate referral income. 7. Recognition & guest reviews: Highly rated on TripAdvisor and Google Reviews for: ✓ Personalized service. ✓ Proximity to the beach. ✓ Delicious local cuisine. ✓ Clean and peaceful ambience. 8. Future potential: Room for expansion on adjacent land or adding premium cottages. Opportunity to host yoga retreats, honeymoon packages, or curated island experiences. Scope for digital marketing and brand collaboration to tap into premium travelers and influencers.

The business is currently managing 9 active machines under rent-to-own contracts with 36-month terms. - Our revenue is derived from monthly rental instalments and maintenance service fees. - The founder has extensive experience in vending & F&B equipment supply, with a strong network in the local foodservice industry. - We have established relationships with trusted machine manufacturers and local service technicians, ensuring quality and reliability for clients. - We have 3 permanent staff, including the 2 shareholders. - We plan to hire paid interns to handle maintenance for the 37 additional units, which we plan to acquire.

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam. • Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app. • Plans to launch a monthly wellness magazine as part of awareness and engagement strategy. • Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings. • Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor. • Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%. • Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year. • Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations. • Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth. • Business registered with the MCA.