Businesses Seeking Loan

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Located in Solan, the company specializes in solar water heaters, on-grid and off-grid panels, as well as solar lights. - It operates with a streamlined team of three employees, enhancing operational efficiency. - The business processes 7 to 9 orders monthly, indicating a steady demand in the market for solar products. - It acquires solar products from distributors, enabling direct sales to end-users. - The company is fully compliant with GST, ensuring seamless financial operations and conformity with legal standards. - It is tapping into the expanding solar industry, which is in line with worldwide sustainability objectives. - The primary focus is on retail, emphasizing the efficient distribution of solar products in high demand.

Positioned as Tobago's leading hardware and home improvement store, known for delivering high-quality goods and services at competitive prices. - A robust client base exceeding 8,000, comprising a mix of individual retail customers and construction service contracts. - Diverse revenue model encompassing retail sales and contracts from construction companies. - Serves a substantial client base with daily retail transactions ranging from 50 to 60 customers and 10% from contracts. - Holds a strong B2B presence, collaborating with government agencies and construction companies, predominantly via an associated company, ODN Holdings Ltd. - Reliable supply chain sourcing from Chinese manufacturers, ensuring competitive pricing and variety in product offerings. - Recognized for years of contributions to social works programs, with numerous accreditations underscoring its commitment to community aid and development. - Employs a robust team of 12 permanent staff, supported by temporary and contract workers during peak demand for logistics and construction projects.

Specializes in automotive electrical and mechanical troubleshooting, with expertise in Hybrid Electric Vehicles (HEV) and Euro JDM models. - Strategically located in Chaguanas, serving as a prime hub for auto repair and service needs. - Provides comprehensive electrical diagnostics and repairs, ensuring accurate resolution of warning and check lights. - Offers a full spectrum of services, including maintenance, hybrid vehicle servicing, and aftermarket accessory installation for cars, vans, and SUVs. - Serves a robust customer base of 178 individual vehicle owners, handling 6-10 clients daily. - Focused on B2C services, directly interfacing with individual car owners for personalized repair and maintenance solutions. - In addition to the owner, there are 2 employees on contract basis.

Established early education and care service provider with a focus on nurseries and preschools, catering to families in Warsaw. - Currently accommodates approximately 100 children, offering premium private childcare and educational services. - Employs a dedicated team of 30 professionals, emphasizing quality care and educational standards. - Leverages over 20 years of seasoned expertise from managing Ukraine's largest childcare network, ensuring top-notch practices and standards. - Pursuing ambitious expansion plans to scale up operations to over 20 locations, driven by robust systems and operational know-how. - Enjoys strategic partnerships with developers, educators, and community stakeholders, fostering a network conducive to long-term growth. - Revenue streams include tuition fees and diverse additional programs, indicating financial health and the potential for future scalability. - We hold licences for operating preschool, nurseries and childre's club.

Operates out of Port Moresby, the central hub of Papua New Guinea, providing strategic access to key shipping routes for exports. - Focuses on the export of fish maw, a high-demand delicacy particularly in the Chinese market, showcasing a unique niche in the aquaculture industry. - Fully licensed under the National Fisheries Authority, ensuring compliance with national fisheries regulations and sustainable sourcing practices. - Currently there is 1 major client and monthly export volume ranges between 2-3 tons, with shipments scheduled two times per month, emphasizing a consistent supply chain. - Fish maw is sourced from local vendors, fostering community relationships and maintaining a sustainable supply loop within the region. - Facing remittance challenges with overseas clients, particularly in China, highlighting a critical need for stable financial partnerships and potential investment opportunities. - While the primary focus is on overseas export, the business also supplies to the local market, ensuring diversified revenue streams and market penetration.