Fintech Businesses for Sale and Investment Opportunities

Fintech platform based in Chicago is innovating the loyalty program model by offering customers stocks in the business instead of traditional points when they make a purchase at a retail shop. - The platform is currently under construction with an anticipated launch date set for the middle of next year. - Negotiations are underway with a construction company to finalize contracts essential for the platform's development. - The launch of the platform is contingent upon securing a contract with a major company. - Projections indicate the platform will attract over 30,000 users within the first year following its launch. - The revenue will either be generated in the form of platform fees from the customers, or from a service charge taken from the businesses. - At present, the business is operating at an operational loss. - The testing phase has been successfully completed, ensuring the platform's readiness for market introduction. - The business is in possession of a valid broker-dealer license, which is a critical regulatory requirement for its operations.

Fully automated trading robot trading futures with 6 green months in a row. - We have developed an algorithm-driven trading script on top of Ninjatrader (broker/software), one of the largest futures trading brokers. - The company and client base are not part of the sale, only the software and intellectual property are available. - The company started generating revenue around 6 months ago, hence no reported revenue was given. - Has achieved over USD 100k in revenue within its first month of launch. - For sale is the master license, including all IP rights to the customizable trading software. - The robot is adjustable to different risk tolerance and experience levels. - Built over 1.5 years by experienced traders with over 20 years in trading experience. - The robot’s profit margins are targeted at 5-15% on average. - The platform is transparent, and all performance data is available to potential buyers. - The AI fully automated trading robot has achieved six consecutive months of positive performance, demonstrating its reliability and effectiveness in the market. - The trading robot offers a plug-and-play system that caters to various risk tolerances and user experience levels, making it accessible to a broad audience. - Revenue model comprises a yearly subscription at USD 3,500 and monthly options as well. - The trading robot aims for an average profit margin of 5-15%, contributing to an attractive financial outlook for potential investors. - With a talented team of traders and over 20 years of trading experience, the business emphasizes transparency by providing clients with comprehensive data and insights.

Platform that bridges the gap between lenders and borrowers. - Business has collaborated with four lending partners. - Exclusively partners only with Non-Banking Financial Companies (NBFCs) and banks approved by the Reserve Bank of India (RBI), guaranteeing reliable and compliant lending services. - Currently it has 45 active users. - Aims to expand its client base to over 100 active users by the end of this year. - Generates revenue through commissions from transactions conducted on the platform.

Platform that bridges the gap between lenders and borrowers. - Business has collaborated with four lending partners. - Exclusively partners only with Non-Banking Financial Companies (NBFCs) and banks approved by the Reserve Bank of India (RBI), guaranteeing reliable and compliant lending services. - Currently it has 45 active users. - Aims to expand its client base to over 100 active users by the end of this year. - Generates revenue through commissions from transactions conducted on the platform.

The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.

Pioneer company with an image based quiz able to provide on and offline and voice over functionality to include a larger number of people. - Business is registered in London and the owner is in the US. Have employees in USA, UK, Germany and Argentina as we are operational in these countries. - The company is a London-based FinTech firm with 8 employees, operating in the field of predictive risk scoring for unbanked individuals. - Its primary product offering includes psychometric credit scoring models, both generic and bespoke, targeting large Financial Institutions looking to extend credit to underserved individuals. - The company's software and tool for risk scoring are utilized by various financial institutions, with a focus on delivering generic models as well as bespoke models based on the client's own portfolio behavior. - The company's clientele includes large banks in Latin America, with the World Bank sponsoring 4 projects in different African countries. - The company's business model involves charging a fee for creating a pilot and customizing the scoring model, in addition to a fee for each completed questionnaire. - With ISO 27000 certification, the company stands out as the only one equipped with an image-based quiz capable of providing on and offline, as well as voice-over functionality, thereby broadening its reach to a larger audience. - The company has successfully secured 20 large clients and operates on a transaction-based commission model, leveraging its in-house developed software for its operations. - Business is aiming to reach break-even stage by this year and focus on profitability.

Company boasts a dynamic platform and innovative revenue model, generating $1,500 monthly from around 200 organic customers. - We started generating revenue recently only. - It leverages strategic partnerships with Eight Cap and Prop Trade Tech for continuous enhancement. Platform's groundbreaking "Pay as You Wish" pricing model has earned industry acclaim, attracting numerous accolades for its user-centric approach. - With a growing client base and robust revenue streams, company is poised for continued success in revolutionizing the trading landscape.

Number of Clients: We currently serve 2 financial institutions (Banks) in India, Also we have some signed contracts with us from Domestic and emerging market. The service fees has not yet paid by our client. Revenue Model: Our revenue model is primarily based on Software Licence and subscription fees, project implementation fees for our core banking solution, and other solutions as well. Additionally, we offer premium support packages and training services for our clients. Promoter Experience: Our founders and core team members bring a combined experience of over 150 years in the banking and technology sectors. They have held key positions in leading financial institutions and have a deep understanding of the industry's challenges and opportunities. Business Relationships: We have established strategic partnerships with major technology firms, financial service providers, consultants and regulatory bodies. These relationships not only enhance the credibility of our solutions but also open doors to new markets and collaborations. We have signed a contract worth INR 2.4 Cr last month starting form October, and a contract of INR 12 Cr last year. Market Expansion: We have successfully expanded our presence into new markets, including emerging economies where there is a high demand for advanced banking solutions. Our focus on customization and localization has enabled us to penetrate diverse markets effectively.

The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - The platform connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses to operate in the sector. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The company is also preparing for its launch on the Google Play Store within the next two weeks. Currently, users need to download and install an APK version of the app to use it. - The app has generated sales between INR 2 - INR 3 Lakh in just the one month that it commenced and operated last year. - Sales are to become the focus of the business and are set to help growth by about 5x.

Developed SaaS-based application tailored for a fully automated lending journey targeting individuals and MSMEs seeking loans from NBFCs. - Created a fintech omnichannel software platform specifically for personal and MSME lending. - Facilitating end-to-end automated lending processes, with a remarkable turnaround time (TAT) of 14 minutes for personal loans. - Catered to MSME loans alongside personal loans, covering both secured and unsecured categories. - Implemented direct selling agents (DSA) system and loan origination system (LOS) within the platform. - Integrated 32 APIs for seamless partner collaboration and system interoperability. - Generated revenue primarily through processing fees, acting as an aggregator for lending activities. - Accumulated 20 years of experience in the fintech and banking sectors, ensuring robust industry knowledge and expertise. - Emphasized familiarity with unsecured and MSME loans, highlighting the significant potential in the MSME lending sector, especially with the introduction of OCEN by the Government of India. - Conducted pilots on the MSME segment, while the personal loan platform operates in stealth mode. - Proposing a comprehensive technology stack transfer, including front-end mobile and web interfaces, SAAS LOS, DSA automation, call center, WhatsApp integration, and third-party API support. - Committed to providing necessary technological support until the buyer becomes fully equipped. - Total investment exceeding INR 1 crore rupees and nearly 2 years spent on development, demonstrating significant commitment and investment in the platform. - Willing to transfer ownership at a reasonable cost to prevent shelving the platform, considering the bullish business model and positive growth trajectory of the lending sector in India. - We were operational last year, but have shut down operations this year due to working capital issues.

Our key product is a retail platform with an Aadhaar-enabled payment system, that features bill payments, domestic money transfer, IRCTC train tickets, air & bus tickets, insurance, bank account opening, and PAN card services. - The platform is already running with a transaction volume of INR 20 crores per month. - We are charging our clients based on a subscription and transaction basis, depending on the core services that are being used on our application. - We are using a digital marketing strategy for client acquisition and currently have a network of more than 15,000 retailers and distributors. - Experience of 15 years for the promoter. - GST, APA agreement, and IRCTC agreements in place. - The brand has been operating under the parent company's name. Later, the promoter transferred it to a new entity. The parent company is not part of the transaction.

Company that has developed and operates an application that enables users to become counterparties on decentralized exchanges and earn a fee per transaction. - We earn revenue by charging a commission of 20-40% per transaction. - Earning revenue for the past 7 months. - The company will be profitable in the next 12 months. - 100% in-house developed technology and ownership of IP. - No full-time employees model, 7 people working as consultants for the company. Important Registrations and Approvals: - The company has a sub-license agreement with a Financial Services Provider, registered with the Ministry of National Economy of the Republic of Kazakhstan. - Accredited by the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan for the provision of Forex, Crypto Currency, and Payment Processing Services (e-wallets) to the public.

Fintech startup company based in Mumbai, Maharashtra where investors can invest in small startups starting from INR 10,000. - We have an app for our business which is the country's first mobile app for startup investment. - 25+ companies have raised funds from our platform. - Having a community of 22,000 investors among them 17,000 are verified one. - From investors we charge 2% upfront and from the business companies we charge a upfront of INR 12,500 - 40,000 and a success fee of 2% on the transaction amount. - Business is bootstrapped with INR >10 lakhs revenue in just 12 operating months. - The 2 permanent employees are the 2 directors of the company who handle the technology and finance part. - Currently business is at loss as it has just started and is in its initial phase.