Fintech Businesses for Sale and Investment

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.

The microfinance institution operates primarily in the FinTech industry across Kenya and Uganda, focusing on individuals and small to medium enterprises (SMEs). - Key financial solutions offered include working capital loans, green energy financing, asset financing, education loans, and mobile microloans, catering to diverse financial needs. - The institution provides inclusive financing by offering a variety of insurance products, helping clients mitigate risks and secure assets. - With over 500,000 clients, the company serves both corporations and individuals through a widespread network of branches and agencies in Kenya and Uganda. - Recognized for its excellence, the institution was awarded the "Most Improved Land Title Based Credit Provider" at the 4th Annual Real Estate Excellence Awards in 2021. - By focusing on both conventional and green lending solutions, the organization supports sustainable development and financial inclusion, playing a crucial role in the economic empowerment of its clients. - The company’s mobile microloans leverage technology to provide accessible and convenient financial services, enhancing customer reach and satisfaction.

Business highlights: Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil. - Revenue model: Transaction-based fees (MSF/TPV) on processed volumes. POS leasing/licensing and integration fees for custom solutions. Split engine revenue share for multi-receivable clients. SaaS fee for white-label setup and maintenance. The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees. - Promoter experience: Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech. - Strategic business relationships: Integrated with Zoop, Entrepay, and Pix infrastructure. Operates in partnership with accounting platforms and ERP providers. Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia. - Awards & recognition: 2nd place in a global startup competition, recognized for social impact and financial inclusion. Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau. - Social differentiator: Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities. - Licenses and certificates. The company has a registration certificate.

Business highlights: Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil. - Revenue model: Transaction-based fees (MSF/TPV) on processed volumes. POS leasing/licensing and integration fees for custom solutions. Split engine revenue share for multi-receivable clients. SaaS fee for white-label setup and maintenance. The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees. - Promoter experience: Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech. - Strategic business relationships: Integrated with Zoop, Entrepay, and Pix infrastructure. Operates in partnership with accounting platforms and ERP providers. Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia. - Awards & recognition: 2nd place in a global startup competition, recognized for social impact and financial inclusion. Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau. - Social differentiator: Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities. - Licenses and certificates. The company has a registration certificate.

Global digital platform that combines travel, health, and cryptocurrency-based payment services. - Focuses on tech-savvy users who prefer digital finance for travel bookings and everyday transactions. - Offers flight booking, a crypto utility token for transactions, and a seamless digital payment gateway. - Built to provide a secure, borderless, and efficient travel experience through an integrated ecosystem. - Revenue model includes app downloads at EUR 1 per download, with 50 percent shared with investors. - Charges a monthly service fee of EUR 1.50 per active user. - Also earns from in-app purchases and partnerships with fitness brands, restaurants, and tourism companies. - Currently has 1,000+ active users. - Business operates with a lean team due to its tech-driven and automated platform structure. - Core services like booking, payments, and health tracking are managed through digital infrastructure, minimizing the need for large staff. - Revenue is generated through multiple automated channels including app downloads, monthly user subscriptions, and in-app partnerships, which scale efficiently without significant human intervention. - The reported run rate revenue and EBITDA margin are driven by digital scalability and low operational overhead. - Holds a valid trade license.

Established just 2 years ago in São Paulo, our business has already connected with over 180 national and international financial institutions, showcasing rapid expansion and global reach in the application software industry. - Offering a comprehensive multi-bank platform designed to streamline credit and investment operations, our technology empowers financial agents to generate proposals efficiently and accelerates internal processes for banks through automation technologies. - Our dynamic revenue model, which includes success fees, broker subscriptions, and technology licensing, positions us for scalable growth and diversified income streams, appealing to forward-thinking investors. - Operating with a lean team of 16 dedicated employees, we maintain agility and innovation as core strengths, enabling quick adaptation and implementation of new technological advancements. - By leveraging the founder's extensive experience of over a decade in financial markets and business development, we continue to build strategic partnerships with top banks and venture advisors, setting the stage for robust future growth. - Our platform was recognised at Web Summit Rio as a leading emerging fintech, underscoring our potential to redefine financial operations and establish a strong foothold within the AI-driven fintech sector. - With current pilot projects underway with financial institutions and plans to scale broker onboarding, we are actively seeking investors to drive the launch of our next AI-driven platform version, promising enhanced features and expanded service offerings.

Global investment gateway: A marketplace that connects custodians, exchange brokers, product providers, and independent financial advisors (IFAs) on one seamless platform. - Fractional investing for all: Enables access to global mutual funds, bonds, IPOs, and equities with ticket sizes starting at just $10,000, compared to industry norms of $100,000+. - Aggressive growth path: Targeting $100 mn AUM in the next 15–18 months, with a longer-term goal of $500 mn in AUM within 3 years. - Strategic partnerships in place: Signed up large distributors like Bajaj Capital with ongoing talks with JM Financial, Prudent, and NJ Global. - Powerful upside for investors: Seed round ($1.5 mn) projected to yield 2–3.5x returns in 3 years and 12–60x in 5 years, with realistic, conservative exit scenarios. - Tech-first and B2B2C-only: Stands apart from INDmoney, Kristal. ai, and Vested by staying purely focused on empowering IFAs and not competing with them. - Tailored for NRI investing: Provides USD-denominated offshore mutual fund access, seamless redemptions in USD, and zero capital gains withholding on returns. - One platform, infinite potential: Streamlines onboarding, advisory, investment, and reporting, solving real admin and regulatory bottlenecks for wealth managers. - Company operates under the governance and regulation of FSC Mauritius, holding the license for 'Investment Dealer' (Full-service dealer excluding underwriting).

Located in Chuo City, the company specializes in transformative regulatory technology solutions aimed at the finance sector, offering digital onboarding and risk assessment tools. - The firm is strategically positioned to enhance compliance and risk management efforts for banks and financial institutions by providing sophisticated customer management modules, reducing workload and increasing efficiency. - The company has generated substantial sales growth this year compared to last, driven by increased client acquisition and enhanced marketing strategies, having commenced operations only in the previous financial year. - Possesses a robust annual contract with a major global banking client based in Japan, billed on an yearly basis ensuring ongoing engagement and service renewal. - Offers bespoke risk and control monitoring services, compliance solutions, and one-time services to several smaller companies across Japan and Southeast Asia. - Business is registered in the Japanese jurisdiction. Operates with a lean permanent team of 2 employees, augmented by a flexible and skilled workforce on contract and freelance basis, optimizing resource allocation and operational costs. - Positioned at the forefront of innovative compliance infrastructure development, the company provides invaluable insights into customer risk levels, contributing significantly to risk reduction and strategic decision-making for financial institutions.

Positioned in Srinagar, this FinTech company operates in the lucrative P2P lending sector, focusing on connecting small business owners with investors through innovative financial solutions. - The company's flagship offering is a tailored business borrowing platform designed to support small business owners in accessing crucial funds with potentially lower interest rates compared to traditional banking methods. - With a lean team of five employees, the company efficiently manages its operations, exemplifying agility in meeting market demands for peer-to-peer lending. - Facilitates direct connections between lenders and borrowers, aiming to reduce the middleman fees often associated with conventional financial instruments like stocks, fixed deposits, and mutual funds. - The online personal loan service provides an accessible, user-friendly platform for consumers seeking alternative investment opportunities outside of traditional banking products. - Addresses the common concern of high-interest rates by providing a more cost-effective source of capital for borrowers, while offering investors an opportunity for potentially higher returns compared to traditional passive income options. - Focuses on minimizing the risk of financial mismanagement by empowering investors to directly choose where their funds are allocated, potentially reducing bankruptcy risk associated with third-party fund management. - Taps into a growing FinTech market trend by leveraging technology to democratize finance, removing barriers for both borrowers and investors seeking more control over their financial ventures. - We will earn revenue through platform fees, subscriptions plans, interest spread, advertisement and cross promotions etc. - We do not have current monthly sales or last year's revenue figures, as the business has not yet commenced revenue generation.

Regulatory status: Fully licensed and supervised as a Payment Institution within the European Union under PSD2. The company has maintained a spotless compliance track record with both regulators and financial counterparties, a valuable asset in today’s tightly regulated environment. - Technology platform: The company operates a dual-channel remittance infrastructure engineered for scale and regulatory alignment. Its core agent-based platform licensed from a leading U. S. provider, has been extensively customized over 10 years to meet high standards of compliance, reliability, and operational resilience across EU markets. In parallel, it offers a proprietary, cloud-based online platform enabling direct-to-consumer transactions, with UX and functionality comparable to leading global players. The tech stack is mature, modular, and integration-ready, providing strategic buyers with immediate go-to-market capabilities and a streamlined path to platform consolidation or geographic rollout. - Global reach: The business holds active correspondent agreements with 12+ international banks and payment networks, supporting coverage across 150+ countries and access to 500,000+ pay-out locations. - Banking relationships: The company maintains multiple established bank accounts within the EU, supporting seamless, multi-jurisdictional operations. - Growth potential: A clearly defined expansion roadmap includes targeted market entry into major EU industrial economies and regulatory upgrades to include Electronic Money Institution (EMI) licensing and additional services under Annex I of PSD2. The platform is technically and operationally ready for scaled deployment. - Financial standing: The company is debt-free, with no outstanding loans or liabilities. Its lean capital structure offers buyers a clean acquisition and a strong foundation for growth. The business has stopped operations about 2 months ago due to insufficient internal capital.

Emerging neobank in Africa, leveraging proprietary technology to provide enhanced financial solutions through a versatile mobile application designed for retail customers and local merchants. - We have a mobile application that can be downloaded by the retail customers and local merchants. - 10,000 customers obtained via word of mouth; - 300 merchants and counting. - IP worth USD 1 million. - USD 2,100 (KSH 280,000+) in our custody (amount in the wallets). - We make money through a 1% transaction fee on multi-currency transactions (non-P2P). - App well rated on Google Play: 4.21 stars out of 5. The app has 10,000+ downloads. - Proprietary technology: in-house developed app, backend in microservices architecture, backoffice and custom-built KYC system. Robust infrastructure as a code deployed in AWS with enhanced cybersecurity. - 2,100+ followers on Facebook. - Approved as Data Controller by the ODPC in Kenya. - Business permit as a financial service company in Kenya. - The business partners with regulated organisations across Africa. - In process for obtaining permission from the Central Bank of Kenya to use a banking license in partnership with a traditional bank. - Quick and effective customer service.

Located in the heart of Berlin, this GmbH company is a leading player in the FinTech application software niche, delivering cutting-edge financial analysis tools. - Financial robustness is a key feature, highlighted by a debt-free balance sheet, presenting a lucrative opportunity for investors seeking stable yet progressive software enterprises. - The business boasts full licensing compliance in both FinTech and application development, offering peace of mind regarding adherence to stringent German laws and regulations. - With a reach of 4,000 active clients from explosive sectors like stock markets and cryptocurrencies, it captures a dynamic and lucrative market segment. - Under the guidance of a seasoned professional with 7 years of promoters experience, the company benefits from strategic leadership and an unwavering growth trajectory. - The GmbH status of the company underscores operational transparency and economic steadiness, aligning with trusted German corporate standards and enhancing investor appeal. - Providing a robust entry point into the rapidly evolving financial technology landscape, this sale is ideal for investors focused on expanding in the financial software and app development arenas. - Revenue is generated from various sources, including subscription plans, Google AdMob ads, Amazon affiliate programs, and other affiliate partnerships. The primary revenue drivers are subscriptions and affiliate commissions, supplemented by ad revenue. - Focusing in direct consumer interaction, the business generates high-margin revenue primarily from individual users, thanks to its online operational framework optimizing cost-efficiency. - Despite being an emerging player, the company is efficiently run by a single employee, showcasing streamlined operations and potential for scalability without significant overheads. - Revenue highlights a positive trajectory with active user engagement, although currently representing income from only the first three months, pointing to potential long-term growth.

A recently registered private limited fintech company in New Delhi, focused on AI-driven financial solutions. - Fully compliant and officially registered under the Ministry of Corporate Affairs (MCA) in India. - Operations have not yet started, but the company is designed to integrate AI into financial services. - Aims to revolutionize fintech by streamlining transactions and enhancing customer experience through advanced technology. - Positioned to collaborate with financial institutions and industry players for future growth and innovation.

Business operates in the travel and tourism industry, managing 10 small hotels. - The business receives over 500 bookings annually. - It now plans to develop a blockchain solution specifically for the travel sector. - The blockchain will facilitate secure bookings, payments, and identity verification. - The system will also improve tracking and management of tourist data for better planning. - The business intends to integrate this technology with the local government to enhance tourism services. - Revenue will be generated by charging the government a service fee for utilizing the system. - The owner has seven years of experience in the blockchain industry. - The business holds a valid GST certificate.