FinTech Businesses for Sale and Investment

Software company headquartered in Canada, with business operations based in Toronto. - Developer of a foreign currency exchange and money remittance software for Money Services Businesses (MSBs). - Our platform includes online mobile applications, enabling MSB customers to trade or transfer money seamlessly. - Integrated with online payment processors, supporting debit/credit cards, ACH, e-Transfer, and other country-specific payment methods. - Currently serving 11 active clients, ranging from large agent networks to small and medium-sized operations. - Our business generates recurring revenue through annual license and maintenance agreements, with almost zero churn and long-term client relationships exceeding 10 years. - Sales and profits have remained stable over the last 5 years, with minimal sales growth due to limited marketing efforts. - The company has no outstanding debts and maintains a positive cash flow.

The transaction includes the sale of the app software only. - The app is copyrighted and has never been launched. - The app is designed for fintechs and government-backed initiatives and is available for purchase to enhance banking security. - Features include device binding, encrypted transactions, AI fraud detection, suspicious login alerts, virtual cards, app lock, phishing protection, auto-logout, real-time monitoring, and two-factor authentication. - The revenue model will be based on subscriptions and potential in-app ad campaigns to promote public awareness and generate additional income.

Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.

Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.

The company provides an integrated financial operations platform for SMEs and enterprises. - It has achieved 2x year-on-year GTV growth and operates in three markets: KSA, UAE, and Bahrain. - The platform offers corporate physical and virtual spending cards, expense management with real-time approvals, invoice management, and upcoming payments, banking, and lending solutions. - The company serves 700 customers across more than 21 industries and maintains high retention. - Its business model includes transaction fees and active subscription revenues. - It has been recognized with the ‘Best Mobile Payments App’ award. - The team includes experienced executives with backgrounds in banking and technology. - The company is a private limited entity, registered in ADGM, PCI DSS v4 compliant, and also holds a DIFC entity. - One of the co-founders is based in Lithuania and uses a Lithuanian number for communication.

🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

A rare and exciting opportunity has become available to invest in an established Irish / US-based fintech company. - The group bought shares 8 years ago and has seen a 10x ROI in share value. - The acquisition of the former Irish company was done in February of this year by a major US group with $202m on account which means a potential for even higher returns with a projected IPO exit strategy set in 3 years. This represents a great opportunity to invest in a growing company now pre-IPO in 2-3 years. - Current share value: €20,821. - Shares available: 2.5. - 1/2 share value: €10,410. - 1/4 share value: €5,205. - Total value of shares being sold: €52,035. The holders of the shares are not privy to the latest financials and do not wish to provide the reported financials at this stage. More information can be shared upon introduction.

Market Opportunity. The global microfinance market is projected to reach $496.90 billion by 2030, growing at a CAGR of 13.3%. Our initial focus encompasses: 1. Target demographics: Unbanked and underbanked populations in emerging markets. 2. Initial geographic focus: India, Bangladesh, and Kenya, with phased expansion. 3. Total addressable market: 850 million financially underserved adults across our initial target regions. Business Model. 1. Transaction fees: 2–3% fee on successful loan disbursements. 2. Subscription tiers: Premium features for institutional lenders. 3. Financial education certification: Paid advanced courses and certification. 4. Data analytics: Aggregated market insights for institutional partners. 5. Value-added services: Insurance products, savings vehicles, and payment solutions. Competitive Advantage. 1. Ecosystem approach: Comprehensive platform versus single-solution competitors. 2. Community integration: Deep local partnerships that enhance adoption and trust. 3. Proprietary risk assessment: Unique algorithms built specifically for underserved markets. 4. Scalable technology: Infrastructure designed for rapid geographic expansion. 5. Impact-driven model: Strategic alignment with financial inclusion initiatives and impact investors.

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.

The microfinance institution operates primarily in the FinTech industry across Kenya and Uganda, focusing on individuals and small to medium enterprises (SMEs). - Key financial solutions offered include working capital loans, green energy financing, asset financing, education loans, and mobile microloans, catering to diverse financial needs. - The institution provides inclusive financing by offering a variety of insurance products, helping clients mitigate risks and secure assets. - With over 500,000 clients, the company serves both corporations and individuals through a widespread network of branches and agencies in Kenya and Uganda. - Recognized for its excellence, the institution was awarded the "Most Improved Land Title Based Credit Provider" at the 4th Annual Real Estate Excellence Awards in 2021. - By focusing on both conventional and green lending solutions, the organization supports sustainable development and financial inclusion, playing a crucial role in the economic empowerment of its clients. - The company’s mobile microloans leverage technology to provide accessible and convenient financial services, enhancing customer reach and satisfaction.

Business highlights: Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil. - Revenue model: Transaction-based fees (MSF/TPV) on processed volumes. POS leasing/licensing and integration fees for custom solutions. Split engine revenue share for multi-receivable clients. SaaS fee for white-label setup and maintenance. The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees. - Promoter experience: Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech. - Strategic business relationships: Integrated with Zoop, Entrepay, and Pix infrastructure. Operates in partnership with accounting platforms and ERP providers. Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia. - Awards & recognition: 2nd place in a global startup competition, recognized for social impact and financial inclusion. Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau. - Social differentiator: Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities. - Licenses and certificates. The company has a registration certificate.

Global digital platform that combines travel, health, and cryptocurrency-based payment services. - Focuses on tech-savvy users who prefer digital finance for travel bookings and everyday transactions. - Offers flight booking, a crypto utility token for transactions, and a seamless digital payment gateway. - Built to provide a secure, borderless, and efficient travel experience through an integrated ecosystem. - Revenue model includes app downloads at EUR 1 per download, with 50 percent shared with investors. - Charges a monthly service fee of EUR 1.50 per active user. - Also earns from in-app purchases and partnerships with fitness brands, restaurants, and tourism companies. - Currently has 1,000+ active users. - Business operates with a lean team due to its tech-driven and automated platform structure. - Core services like booking, payments, and health tracking are managed through digital infrastructure, minimizing the need for large staff. - Revenue is generated through multiple automated channels including app downloads, monthly user subscriptions, and in-app partnerships, which scale efficiently without significant human intervention. - The reported run rate revenue and EBITDA margin are driven by digital scalability and low operational overhead. - Holds a valid trade license.