FinTech Businesses for Sale and Investment

Operates a regulated B2B trading infrastructure platform offering multi-asset execution and compliance systems. - Provides trading platforms, back-office systems, and white-label infrastructure for institutional clients. - Serves trading firms, fintech companies, and financial institutions through a usage-based transaction fee model. - Supports over 15,000 monthly active institutional users and 1,500+ daily active users, indicating strong platform engagement. - Built on a proprietary technology stack designed for scalability, reliability, and compliance. - Maintains strong institutional relationships, enabling consistent usage and recurring revenue. - Operates as a fully regulated entity with an established compliance track record in financial markets. - Registered with the federal stock authority in Dubai, enabling institutional trading on the platform. - Follows an asset-light and scalable business model with recurring B2B revenue streams. - Backed by several years of operational experience in regulated financial environments. - Operates with a lean team structure supported by part-time contract employees. - Holds a valid trade license, ensuring regulatory compliance.

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.

We operate a fintech company in Indonesia that enables businesses to connect with financial distributors while facilitating flexible funding solutions for MSMEs outside traditional banking channels. - Currently, operations are in pilot stage and community-driven, managed through a structured WhatsApp group ecosystem, supported by Instagram community. At this stage, the website is not live, as the platform and application are still in development phase. - The business is legally registered (NIB in place), with all required documentation completed, and we are now strengthening compliance and administrative systems in preparation for launching our dedicated fintech website and mobile application. - As the company is currently in the pilot stage, it does not yet hold an OJK (Otoritas Jasa Keuangan) license. The company plans to apply for the required license once the platform is fully developed and ready for full-scale fintech operations. - Last year, we recorded a total Gross Transaction Value (GTV) of approximately IDR 300–400 million, demonstrating strong early-stage traction. - Revenue is generated through structured administrative and management fees, charging approximately 5%–8% commission on every successful capital disbursement cycle. This model produces consistent cash flow due to recurring and high-frequency transaction cycles. - Based on this GTV and fee structure, our gross earnings (revenue) last year were approximately IDR 24–32 million. - We currently serve around 300 active members/businesses across Indonesia. As we remain in the scaling phase, our primary focus has been on expanding the member base, strengthening operational systems, and improving compliance rather than maximizing margins. - The company plans to implement a referral-based program where members earn rewards for bringing new MSMEs to the platform, with top-performing promoters incentivized through high-value rewards such as cars and motorcycles funded from the administrative pool. - The owner is the sole permanent employee of the business. - The company also plans to implement a scalable, incentive-driven referral program that rewards top promoters with high-value prizes such as cars and motorcycles, funded from the administrative pool. This will be introduced once the platform scales and generates sufficient revenue. - Strategically, we position ourselves as a bridge for MSMEs seeking accessible, fast-turnaround funding through a transparent and community-powered financial ecosystem.

Our company is offering its unsecured consumer credit card program IP assets, including the: - Proprietary rewards platform. - Complete technology infrastructure and customer acquisition playbook. The card currently offers 3X rewards on automotive expenses (auto loans, insurance, gas, maintenance), but the rewards structure and underwriting criteria are fully customizable by the buyer. This is an IP-only asset sale of an unsecured consumer credit card program, covering the proprietary rewards platform, underlying technology, and customer acquisition playbook. No physical assets, property, leases, or operating business are included. The buyer acquires only the IP of the proprietary rewards platform, complete technology infrastructure and customer acquisition playbook. This IP is valued at about USD 16 million but is being sold for USD 3 million.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs). - Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap. - Revenue model: The startup generates revenue through: * Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution. * One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration. * Ongoing monthly platform fees through minimum billing or SaaS-based agreements. - Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue. - Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform. - Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion. - Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform. - Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.

The business will be operating as a compliance-first B2B fintech platform enabling cross-border payments, invoicing, escrow, treasury, and corporate cards. - Structured with a regulated holding and operating company framework designed for multi-jurisdiction financial services from inception. - The business is headquartered in Abu Dhabi and also holds a U. S. registration certificate. - We are planning to launch the business next month in the market. - Revenue model is designed around transaction fees, FX and conversion spreads, subscription fees, card issuance fees, and yield-based revenue. - Platform supports both fiat and stablecoin (USDC/USDT) settlement with automated conversion, reconciliation, and reporting. - Core capabilities include programmable invoicing, escrow-based payment flows, corporate cards, treasury management, and tokenization-ready workflows. - Although the owner has a U. S. phone number, they will remain fully available throughout the transaction process.

Pre-revenue technology business offering a white-label crypto-fiat neobank platform designed for fintech founders, exchanges, and financial service providers. - Provides a ready-to-launch Banking-as-a-Service (BaaS) solution that allows clients to deploy a fully branded crypto-fiat neobank within approximately 4 weeks. - Platform supports full brand customization including logo, UI colors, domain, and API integrations. - Enables both retail and business users to manage fiat and crypto accounts under a single unified platform. - Built with integrated compliance frameworks, including KYC, AML, KYT, Travel Rule support, and MiCA-ready architecture. - Supports sponsored IBANs, virtual and physical card issuance, fiat-crypto conversion, and multi-chain crypto wallet management. - Offers optional add-on modules for launching a crypto trading platform (exchange), P2P trading, and token issuance. - Designed to scale to millions of users with enterprise-grade security, ISO 27001 and PCI-DSS compliant infrastructure. - Currently pre-revenue and positioned for commercialization through licensing, platform fees, and transaction-based revenue.

We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.

The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.