FinTech Businesses for Sale

We are a software company that has developed a robust UPI (unified payments interface) switch and TPAP (Third Party Application Provider) stack. Partnering with a. Bank (PSP) is necessary to facilitate transactions. The buyer would need to check with the bank/acquirer for the same. - We do not offer permission from the related regulatory body. The buyer would have to consult with their lawyer for the exact regulatory requirements of this business in their country. The buyer may require legal obligation before launching the payment gateway business. - The company does not control the fund flow between the buyer and their bank/acquirer. We only act as a software vendor. - To use this software, the buyer must have experience in the merchant service/payment gateway business. - The company reserves the right to accept or reject the offer anytime before signing MOU (memorandum of understanding). - The reported sales and profit margin is mentioned as zero because the business is not yet operational. - The parent company that owns this business is located in Jaipur. But the business operates from Mumbai, Maharashtra. - The business primarily works on the MDR (merchant discount rate) revenue model which involves licensing its UPI technology to a partner and earning a percentage of the transaction fees collected from merchants for each UPI payment.

We are a B2B FinTech company located in Noida, focusing on empowering retailers and distributors with various financial service transactions. - The company offers a comprehensive suite of products, including AEPS (Aadhaar Enabled Payment System), DMT (Direct Money Transfer), mobile recharges, BBPS (Bill Payments and Services), and travel booking services. - We have successfully onboarded around 38,000 retailers and over 14,000 distributors, creating a vast network for financial service transactions. - The company also collaborates with 280 white-label partners to enhance its service offerings in the FinTech sector. - Revenue is primarily generated through transaction-based commission, with rates ranging from 4-5% on mobile recharges, 3-5% on travel bookings, and 10-15% on insurance service transactions. - With a team of 15 dedicated employees, we are well-positioned to refine its operations and expand its reach in the rapidly growing B2B FinTech market. - The company aims to simplify financial services for its partners, facilitating seamless transactions and driving customer loyalty in the competitive landscape of financial technology. - Monthly sales have declined as our focus has shifted toward other ventures, leaving limited attention for this business.

We are a B2B FinTech company located in Noida, focusing on empowering retailers and distributors with various financial service transactions. - The company offers a comprehensive suite of products, including AEPS (Aadhaar Enabled Payment System), DMT (Direct Money Transfer), mobile recharges, BBPS (Bill Payments and Services), and travel booking services. - We have successfully onboarded around 38,000 retailers and over 14,000 distributors, creating a vast network for financial service transactions. - The company also collaborates with 280 white-label partners to enhance its service offerings in the FinTech sector. - Revenue is primarily generated through transaction-based commission, with rates ranging from 4-5% on mobile recharges, 3-5% on travel bookings, and 10-15% on insurance service transactions. - With a team of 15 dedicated employees, we are well-positioned to refine its operations and expand its reach in the rapidly growing B2B FinTech market. - The company aims to simplify financial services for its partners, facilitating seamless transactions and driving customer loyalty in the competitive landscape of financial technology. - Monthly sales have declined as our focus has shifted toward other ventures, leaving limited attention for this business.

Company with a platform that connects sales agents with financial institutions and focuses on products such as credit cards, loans, and other financial products. - The business model involves earning revenue from each successful sale made by an agent, with the company retaining 20-30% of the commission received from financial institutions and disbursing the remainder to the agent. - The platform provides training and informational materials to agents to support them in their sales efforts and currently has 60 incentive-based agents using the app. - The company has established partnerships with 30 financial institutions and holds all the necessary licenses required to operate in the sector. - The company currently has 4 employees and operates an innovative agent-based distribution platform facilitating the marketing and sale of various financial products. - Additionally, the business has a partnership with a stockbroker and is poised to expand its offerings to include client sales through this sale. - The LLP that owns and operates the business has a Certificate of Incorporation and a GST certificate.

Business highlights: Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil. - Revenue model: Transaction-based fees (MSF/TPV) on processed volumes. POS leasing/licensing and integration fees for custom solutions. Split engine revenue share for multi-receivable clients. SaaS fee for white-label setup and maintenance. The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees. - Promoter experience: Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech. - Strategic business relationships: Integrated with Zoop, Entrepay, and Pix infrastructure. Operates in partnership with accounting platforms and ERP providers. Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia. - Awards & recognition: 2nd place in a global startup competition, recognized for social impact and financial inclusion. Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau. - Social differentiator: Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities. - Licenses and certificates. The company has a registration certificate.

Regulatory status: Fully licensed and supervised as a Payment Institution within the European Union under PSD2. The company has maintained a spotless compliance track record with both regulators and financial counterparties, a valuable asset in today’s tightly regulated environment. - Technology platform: The company operates a dual-channel remittance infrastructure engineered for scale and regulatory alignment. Its core agent-based platform licensed from a leading U. S. provider, has been extensively customized over 10 years to meet high standards of compliance, reliability, and operational resilience across EU markets. In parallel, it offers a proprietary, cloud-based online platform enabling direct-to-consumer transactions, with UX and functionality comparable to leading global players. The tech stack is mature, modular, and integration-ready, providing strategic buyers with immediate go-to-market capabilities and a streamlined path to platform consolidation or geographic rollout. - Global reach: The business holds active correspondent agreements with 12+ international banks and payment networks, supporting coverage across 150+ countries and access to 500,000+ pay-out locations. - Banking relationships: The company maintains multiple established bank accounts within the EU, supporting seamless, multi-jurisdictional operations. - Growth potential: A clearly defined expansion roadmap includes targeted market entry into major EU industrial economies and regulatory upgrades to include Electronic Money Institution (EMI) licensing and additional services under Annex I of PSD2. The platform is technically and operationally ready for scaled deployment. - Financial standing: The company is debt-free, with no outstanding loans or liabilities. Its lean capital structure offers buyers a clean acquisition and a strong foundation for growth. The business has stopped operations about 2 months ago due to insufficient internal capital.

Emerging neobank in Africa, leveraging proprietary technology to provide enhanced financial solutions through a versatile mobile application designed for retail customers and local merchants. - We have a mobile application that can be downloaded by the retail customers and local merchants. - 10,000 customers obtained via word of mouth; - 300 merchants and counting. - IP worth USD 1 million. - We make money through a 1% transaction fee on multi-currency transactions (non-P2P), and a percentage of the yield we generate to the customers. - App well rated on Google Play: 4.21 stars out of 5. The app has 10,000+ downloads. - Proprietary technology: in-house developed app, backend in microservices architecture, backoffice and custom-built KYC system. Robust infrastructure as a code deployed in AWS with enhanced cybersecurity. - 2,100+ followers on Facebook. - Approved as Data Controller by the ODPC in Kenya. - Business permit as a financial service company in Kenya. - The business partners with regulated organisations across Africa. - Quick and effective customer service.

Located in the heart of Berlin, this GmbH company is a leading player in the FinTech application software niche, delivering cutting-edge financial analysis tools. - Financial robustness is a key feature, highlighted by a debt-free balance sheet, presenting a lucrative opportunity for investors seeking stable yet progressive software enterprises. - The business boasts full licensing compliance in both FinTech and application development, offering peace of mind regarding adherence to stringent German laws and regulations. - With a reach of 4,000 active clients from explosive sectors like stock markets and cryptocurrencies, it captures a dynamic and lucrative market segment. - Under the guidance of a seasoned professional with 7 years of promoters experience, the company benefits from strategic leadership and an unwavering growth trajectory. - The GmbH status of the company underscores operational transparency and economic steadiness, aligning with trusted German corporate standards and enhancing investor appeal. - Providing a robust entry point into the rapidly evolving financial technology landscape, this sale is ideal for investors focused on expanding in the financial software and app development arenas. - Revenue is generated from various sources, including subscription plans, Google AdMob ads, Amazon affiliate programs, and other affiliate partnerships. The primary revenue drivers are subscriptions and affiliate commissions, supplemented by ad revenue. - Focusing in direct consumer interaction, the business generates high-margin revenue primarily from individual users, thanks to its online operational framework optimizing cost-efficiency. - Despite being an emerging player, the company is efficiently run by a single employee, showcasing streamlined operations and potential for scalability without significant overheads. - Revenue highlights a positive trajectory with active user engagement, although currently representing income from only the first three months, pointing to potential long-term growth.

A recently registered private limited fintech company in New Delhi, focused on AI-driven financial solutions. - Fully compliant and officially registered under the Ministry of Corporate Affairs (MCA) in India. - Operations have not yet started, but the company is designed to integrate AI into financial services. - Aims to revolutionize fintech by streamlining transactions and enhancing customer experience through advanced technology. - Positioned to collaborate with financial institutions and industry players for future growth and innovation.

The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.

User Growth: We are thrilled to announce that we've surpassed the milestone of 2,000 registered users, indicating strong market interest and potential for further growth. Merchant onboarding: We are now actively engaged with a select group of merchants, using their feedback to refine and enhance our value proposition. We are targeting the health and beauty industry. Web app launch: We've launched a web app version. This allows users to leverage our services without the need to download a mobile app. Pay button: We've also launched the payment button, a convenient tool that merchants can integrate into their online shops. This feature facilitates seamless transactions during the checkout process. Loyalty program integration: To enhance user engagement and retention, we've incorporated a loyalty functionality into our platform. We are yet to start generating revenue from our users. We aim to charge a commission based on the transaction.

The company is in beginning stage of license process, shall renew yearly, automatic renewal. Company has a recent compliance audit. Tax returns and financial audits filed. Another two months needed after the sale. The company shall have a very broad license which can be used for: • Provide financial, business, legal, economic, and other consulting services, perform administrative and fiduciary functions, and conduct brokerage and commission business of all kinds. • May establish branches in Switzerland; participate in other companies in Switzerland and abroad; acquire similar or related companies or merge with such companies, and enter into all transactions and contracts that are suitable for promoting the purpose of the company or that are directly or indirectly related thereto. • May acquire, manage, encumber, and sell real estate, intellectual property rights and licenses of all kinds. • Foreign exchange transactions between FIAT currencies and virtual assets (foreign exchange services) • Foreign exchange transactions between one or more virtual assets (foreign exchange services). • Participation in or provision of financial services to an issuer or seller of virtual assets (ICO services) • Virtual asset transactions (trading platforms or transferring virtual assets on behalf of another natural or legal person) • Commodities and precious metals trading. • Payment transaction services. • Foreign exchange trading. • Securities transportation and custody. • Credit, leasing, factoring, and factoring services. • Funds transfer services.

Fintech startup located in Turin (Italy) that has developed a stock market sentiment analysis solution powered by machine learning (machine learning NLP). - The company is pre-revenue and operating in stealth mode. - In-house developed technology. - The USP of the business is the technological innovation that can be used by existing online stock broking platforms. - Buyer gets a software tool that can perform market sentiment analysis. - The company has three shareholders in a 40:40:20 shareholding pattern.