Microfinance Businesses for Sale and Investment in India
Showing 1 - 9 of 9 Microfinance Businesses for Sale and Investment in India. Buy or Invest in a Microfinance Business. Listed by Direct Business Owners & Business Brokers.
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Newly Established Microfinance Company Seeking Loan in Etmadpur, India
Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
Financial company that provides small-ticket loans to individuals lacking access to formal banking.
- Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance.
- Customers include pensioners, salaried professionals, small business owners, and self-employed individuals.
- Issues 2–3 loans weekly, with interest rates between 18% and 22%.
- Operates under RBI approval as loans are disbursed through partnered banks.
- Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
Run Rate Sales
USD
42 thousand
EBITDA Margin
10 - 20 %
Microfinance Company Seeking Loan in Nagaur, India
Small shopkeeper loan provider micro finance company.
1-Till date clients: - 450.
2-Till date disbursement: - 4crore.
3-Company E-NACH registration.
4-Company CRIF high mark (credit report) registration.
5- Company 100% loan recovery till date.
6- Two established branches.
7-Company DLT (SMS Gateway) registration.
Run Rate Sales
USD
350 thousand
EBITDA Margin
16 %
Microfinance Company Investment Opportunity in Pune, India
Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs.
- The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic.
- Loans were initially offered at competitive interest rates of 12% and above.
- Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth.
- Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward.
- The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending.
- With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector.
- No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
Run Rate Sales
Nil
EBITDA Margin
Nil
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Microfinance Company Investment Opportunity in Pune, India
Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs.
- The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic.
- Loans were initially offered at competitive interest rates of 12% and above.
- Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth.
- Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward.
- The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending.
- With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector.
- No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
Run Rate Sales
Nil
EBITDA Margin
Nil
Microfinance Company Investment Opportunity in New Delhi, India
Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
Business has vintage of more than 6 years in microfinance industry.
- The business has a large number of repeat clients.
- Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well.
- Currently we have more than 74,000 clients.
- We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27%
- Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid.
- The business has a valid RBI license for operations in the industry.
Run Rate Sales
USD
5.5 million
EBITDA Margin
40 %
Microfinance Company Investment Opportunity in Salem, India
Microfinance company providing INR 25 lakh worth of loans every month seeks investment.
Run Rate Sales
USD
280 thousand
EBITDA Margin
20 %
Microfinance Company Investment Opportunity in New Delhi, India
NBFC-MFI company focusing on providing financial support to poor women seek investment.
Run Rate Sales
USD
2.8 million
EBITDA Margin
20 - 30 %
Microfinance Company Seeking Loan in Hyderabad, India
Digital marketing company that plans to start providing micro loan services.
Run Rate Sales
USD
14 thousand
EBITDA Margin
30 %
Microfinance Business Investment Opportunity in Chennai, India
Micro finance company providing short term loans to small business owners, seeking funds for operations.
Run Rate Sales
Nil
EBITDA Margin
Nil
Microfinance Company Investment Opportunity in Jaipur, India
Micro-finance company providing loans to women SHG group and have served 400+ members.
Run Rate Sales
USD
49 thousand
EBITDA Margin
20 - 30 %
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