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FinTech Company for Sale in Taubaté, Brazil

Fintech platform providing white-label gateway, POS, and split payment solutions with focus on social impact.

Established 1-5 year(s)
Employees 2 - 5
Legal Entity Limited Liability Company (LLC)
Reported Sales USD 283 thousand
Run Rate Sales USD 960 thousand
EBITDA Margin 2 %
Industries FinTech
Locations  Taubaté
Local Time 3:57 PM America / Cuiaba
Listed By Business Owner / Director
Status Active
Overall Rating
Full Sale
Asking Price: USD 150 thousand (Native Currency: BRL 850,000)
Reason: We are seeking a buyer who can scale the business further, as we are currently unable to do so ourse... View More
Includes physical assets worth USD 10.6 thousand
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Business Name
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Business Overview
- Business highlights:
Over 230 companies use our platform, including marketplaces, fintechs, and franchising networks across Brazil.
- Revenue model:
Transaction-based fees (MSF/TPV) on processed volumes.
POS leasing/licensing and integration fees for custom solutions.
Split engine revenue share for multi-receivable clients.
SaaS fee for white-label setup and maintenance.
The business is highly scalable, which enabled us to achieve strong sales in a short period with just 3 employees.
- Promoter experience:
Founded by a serial entrepreneur with deep expertise in fintech infrastructure, payment orchestration, and social impact business models. They also lead a diversified holding with interests in aviation, retail, and accounting tech.
- Strategic business relationships:
Integrated with Zoop, Entrepay, and Pix infrastructure.
Operates in partnership with accounting platforms and ERP providers.
Strong alliances in Brazil and Mozambique, with expansion planned for Angola and Southeast Asia.
- Awards & recognition:
2nd place in a global startup competition, recognized for social impact and financial inclusion.
Invited to cooperation talks with APIEX Mozambique, APIEX Angola, and IPIM Macau.
- Social differentiator:
Only payment gateway globally with a built-in social impact model, redirecting part of its fees to NGOs and verified charities.
- Licenses and certificates.
The company has a registration certificate.
Products & Services Overview
- Top-selling service of our platform is the White-label payment gateway.
- Who uses it:
Fintechs, banks, large retailers, and payment facilitators.
- How they use it:
Integrate the API to process credit, debit, PIX, and boleto payments under their own brand.
- Who uses it:
Payment service providers, franchise networks, and small-to-medium merchants.
- How they use it:
Distribute branded Android POS terminals or enable smartphones to accept payments via NFC or QR code.
Split payment engine (multi-receivables)
- Who uses it:
Marketplaces, delivery apps, educational platforms, and donation systems.
- How they use it:
Automatic route transaction amounts to multiple recipients in real time, with configurable fee logic and tax compliance.
Check out via link & QR code.
- Who uses it:
Online sellers, NGOs, and service providers.
- How they use it:
Generate instant payment links or QR codes for remote collection without needing a website or integration.
Automated guide payment system (GSW integration)
- Who uses it:
Accounting firms and large enterprises.
- How they use it:
Automate tax guide payments (DAS, DARF, GPS) with direct ERP integration.
Assets Overview
- Tangible assets.
1. POS terminals (Android-based)
Inventory of branded payment devices.
Devices are either leased to partners or ready for deployment.
2. Office equipment.
Workstations, routers, monitors, etc.
Located in the administrative suite (Edifício Brasilis)
3. Furniture & fixtures.
Meeting tables, chairs, and shelving.
General office infrastructure.
4. Leasehold improvements.
Permanent/semi-permanent modifications to leased office space.
💡 Intangible assets.
1. Proprietary payment gateway technology.
Checkout engine.
Tokenization & transaction routing logic.
Fraud mitigation and reconciliation modules.
2. Split engine (multi-receivables)
Real-time configurable rules for splitting payments across multiple recipients.
Use cases: marketplaces, saa s, donations.
3. White-label SaaS platform.
Brandable portals for clients to operate their own fintech/payment solutions.
4. Soft pos & mobile software development kits.
Technology enabling mobile phones to function as payment terminals.
5. Administrative dashboards & reporting tools.
Web-based tools for reconciliation, settlement tracking, and user management.
6. Integration connectors & middleware.
APIs/connectors for:
Pix.
Zoop.
Entrepay.
ERP/accounting systems (via GSW)
7. Brand & domain.
Trademarked name: samvidha pay.
Domain names (. com. br,. io, etc. )
Associated visual identity and brand assets.
8. Client contracts & recurring revenue agreements.
Legally binding agreements for:
Gateway usage.
Terminal leases.
SaaS subscriptions.
9. Custom CRM & onboarding workflows.
Tools for automating lead qualification, partner onboarding, and support.
Facilities Overview
The office is held under a formal commercial lease agreement, fully compliant with local regulations.
The space is a modern and functional commercial suite, used for strategic meetings, legal operations, and institutional representation. It is equipped with dedicated internet, workstations, a meeting room, and a reception area for partners and investors.
While the business operates primarily as a digital-first company, this physical presence reinforces its institutional credibility and facilitates interactions with regulators, strategic partners, and auditors.
The buyer may continue in the same premises.
Capitalization Overview
Current Funding Status.
- Business is self-funded by its founding partners. All capital invested so far has come from the owners themselves, with no external investors or institutional funding to date. The company operates without any outstanding debts or loans, maintaining financial independence and full control over its operations.
Shareholding Structure.
- 5 shareholders in the ratio 30:30:16:16:8.
Recent Activity
  • 2 days, 5 hours ago
    CEO, Chennai, Financial Consultant connected with the Business
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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