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Payment Services Company Investment Opportunity in Luxembourg City, Luxembourg

Next-generation eco-banking app with 100K+ downloads, committed to sustainable finance, seeks investment for expansion.
This transaction has concluded.

Established 1-5 year(s)
Employees 10 - 50
Legal Entity Private Limited Company
Reported Sales USD 58 thousand
Run Rate Sales USD 700 thousand
EBITDA Margin Nil
Industries Payment Services + 1 more
Locations  Luxembourg City
Local Time 1:51 PM Europe / Paris
Listed By Business Owner / Director
Status Active
Overall Rating
Partial Stake Sale
USD 2.33 million for 10.0% stake (Native Currency: EUR 2,000,000)
Reason: We are raising funds to accelerate the development and deployment of our platform across Europe, exp... View More
Includes physical assets worth USD 1.16 million
Business Overview
- Launched in December last year, our eco-banking platform offers a free, intuitive, and environmentally conscious digital account that can be set up in under 3 minutes.
- Users can instantly begin spending via virtual cards added to Apple Pay or Google Pay.
- The app has already surpassed 100,000 downloads across the App Store and Play Store and has reached 30,000 active users by March of this year through a unique referral model.
- We operate under the SH Financial e-money license, which allows us to offer secure and regulated financial services.
- Our revenue streams include annual subscription plans ranging from EUR 3 to 18 across various plans, transaction fees, green investment commissions, and B2B services.
- Our user base primarily comprises individuals from France and neighboring countries.
- Founded by experts with strong backgrounds in institutional finance, tech entrepreneurship, and sustainable finance.
- We’ve secured strategic partnerships with leading fintech providers and operate on a fully API-first, cloud-native infrastructure that is GDPR, PSD2, and CSRD-compliant.
- Recognized as a disruptive force in eco-banking and digital finance innovation, we are redefining how ethical banking is done.
- The company has a core team of 10 permanent employees, supported by additional freelancers hired as needed.
- The promoter is based in France and co-manages the business alongside the other founders from both France and the company’s headquarters in Luxembourg.
Products & Services Overview
We offer an all-in-one mobile banking platform designed for both individuals and businesses, featuring multi-currency IBAN accounts, green investment products, carbon footprint tracking per transaction, and access to eco-responsible marketplaces. Our services are primarily used by environmentally conscious consumers and companies seeking to align their financial activities with sustainability goals. In addition to intuitive digital banking tools, users benefit from both physical and virtual cards for enhanced flexibility and security. Built on a fully API-first, cloud-native infrastructure compliant with GDPR, PSD2, and CSRD, our platform not only facilitates seamless financial management but also empowers users to make greener choices.
Assets Overview
Tangible assets include IT infrastructure which is valued at ~EUR 1 million.
Intangible assets include proprietary digital banking platform architecture, software codebase, mobile applications (iOS and Android), brand trademarks, marketing materials, partnership agreements, client acquisition databases, and contracts related to financial services operations in the EU.
Facilities Overview
Operating from offices in Luxembourg, London and Paris.
Capitalization Overview
The business is currently funded entirely through a shareholder loan provided by the majority partner. There are no external debts or third-party loans. The ownership structure consists of four co-founders.
Recent Activity
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This transaction has concluded. View similar business opportunities on SMERGERS
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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