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    Businesses Seeking Loan in USA

    Showing 1 - 14 of 111 Businesses Seeking Loan in USA. Lend to a Business in USA. Listed by Direct Business Owners & Business Brokers.
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    Newly Established Agriculture Consulting Company Seeking Loan in New York City, USA

    High-growth cannabis advisory firm seeks funding; diverse projects and real estate assets available for expansion.
    Newly established advisory firm based in the USA, specializing in the rapidly growing cannabis industry, with operations launched just 3 months ago. - The business combines decades of expertise in retail, hospitality, renovations, and large-scale development, offering a comprehensive suite of services from conceptual design to full operational management for cannabis companies. - The firm's unique approach emphasizes a holistic design and build process, ensuring clients receive tailored solutions that address their specific needs in retail, manufacturing, and cultivation. - Generating monthly revenues of $500,000, the company operates on a project-based service fee model, where cannabis brands pay for advisory services and project management. - Successfully completed 2 high-volume cultivation and retail projects in New York, with 2 additional retail locations under management, and advance payments already secured for upcoming projects. - The firm has live operations in New York and is expected to commence revenue generation from its active cannabis license in New Jersey within 30 days, amplifying growth potential. - With an experienced team of 10 permanent employees focusing on cannabis consultancy, the business also collaborates with individual farm staff for cultivation and processing activities. - Positioned in a strategic market, the company is expanding its footprint throughout the Northeast USA, with plans for future cultivation projects across 3 states and a strong pipeline of emerging opportunities. - The firm boasts an impressive EBITDA margin of over 20%, validating its operational efficiency and profitability in the cannabis advisory business. - The business is registered as an LLC in Pennsylvania and holds cannabis licenses across three states.
    High-growth cannabis advisory firm seeks funding; diverse projects and real estate assets available for expansion.
    8.4   New York City
    Run Rate Sales
    USD 6 million
    EBITDA Margin
    20 %
    Business Loan
    USD 30 Mn at 10%
    Contact Business

    Water Purifiers Company Seeking Loan in Naples, USA

    Wholesaler and light manufacturer of water technologies, serving 500 clients, seeks funding for working capital.
    The company is a fast-growing B2B wholesale distributor and light manufacturer of water technologies with four branch locations in Florida. - We produce and sell water treatment systems, well pumps, reverse osmosis units, water softeners, and filters. - Our machinery has the capacity to produce 10,000 commercial reverse osmosis systems and 100,000 water treatment systems per year, though we are currently utilizing only 10% of this capacity. - In addition to our own products, we wholesale products from over 20 trusted suppliers. - We serve 500 B2B clients across various industries. - This year, our revenue has grown significantly after securing partnerships with two major water technology manufacturers. - The company employs a stable workforce of 23 permanent staff members to maintain efficient operations and does not rely on contractual employees. - We are registered as an S Corporation and hold the required state and national permits for operations.
    8.7   Naples
    Run Rate Sales
    USD 8.2 million
    EBITDA Margin
    26 %
    Business Loan
    USD 1 Mn at 10%
    Contact Business

    Gold Company Seeking Loan in Jacksonville, USA

    Pre-revenue gold trading venture seeking investment to import African-gold into the US and UAE markets.
    The company is currently in the pre-revenue phase. - It will specialize in the import and distribution of African gold to the U. S. and UAE markets. - It will import and sell high-purity doré bars ranging from 22 to 24 karats. - Each shipment will have a minimum import volume of 100 kilograms. - The purchase price will be USD 90,000 per kilogram, and the sales price will be USD 115,000 per kilogram. - The revenue model will be based on the sale of gold bars. - The company expects to achieve a gross margin of 13.9 percent, equivalent to USD 25,000 per kilogram. - It has already secured two reliable suppliers in Africa. - The company is registered as an LLC. - The business will operate as a pass-through S-Corporation for tax efficiency.
    9   Jacksonville
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 4 Mn at 10%
    Contact Business
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    Gold Company Seeking Loan in Jacksonville, USA

    Pre-revenue gold trading venture seeking investment to import African-gold into the US and UAE markets.
    The company is currently in the pre-revenue phase. - It will specialize in the import and distribution of African gold to the U. S. and UAE markets. - It will import and sell high-purity doré bars ranging from 22 to 24 karats. - Each shipment will have a minimum import volume of 100 kilograms. - The purchase price will be USD 90,000 per kilogram, and the sales price will be USD 115,000 per kilogram. - The revenue model will be based on the sale of gold bars. - The company expects to achieve a gross margin of 13.9 percent, equivalent to USD 25,000 per kilogram. - It has already secured two reliable suppliers in Africa. - The company is registered as an LLC. - The business will operate as a pass-through S-Corporation for tax efficiency.
    9   Jacksonville
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 4 Mn at 10%
    Contact Business

    Newly Established Last Mile Delivery Company Seeking Loan in St. Augustine, USA

    Startup food delivery business by water: connecting land to water in St Augustine, seeks funding.
    Startup food-delivery service operating by water in St. Augustine, specializing in boat-to-beach logistics. - Core service: On-demand delivery of grocery, provisions and pre-made dinners to sandbars, mooring fields and anchored boats. - Target customers: Boaters, day-trippers, sandbar groups, marina guests and local residents needing water-access delivery. - Revenue model: Per-delivery fees plus markup on groceries and prepared meals; partnerships with restaurants and grocery stores generate referral and commission income. - Key partnerships: Local restaurants, chefs, grocery stores, St. Augustine marina and city officials to secure access and streamline waterfront deliveries. - Competitive advantage: Unique water-based last-mile delivery niche, faster boat-to-boat and boat-to-shore service compared with land couriers. - Operations: Lean team of 2 employees with boat-enabled logistics, registration certificate in place and recent launch with growing sales traction. - Strategic support: Investor backing includes an experienced boat-builder, aiding fleet reliability and maritime operations. - Market opportunity: Rising demand for convenient waterfront food delivery and sandbar provisioning in a tourist-driven coastal economy.
    6.6   St. Augustine
    Run Rate Sales
    USD 6 thousand
    EBITDA Margin
    5 %
    Business Loan
    USD 20 K at 11%
    Contact Business

    Newly Established Home Healthcare Company Seeking Loan in Bridgeport, USA

    Expanding healthcare facility in Jamaica, adding new outlet to serve families, seeks funding.
    Healthcare facility built on the vision that every individual deserves the best care possible. - The business already has a branch in Jamaica and is planning to launch an additional one. - Will provide healthcare services through government programs and private family-based care solutions. - Target clients include families seeking quality care for their loved ones and individuals requiring continuous support. - Already onboarded 30 clients in preparation for launch, with operations expected to begin the new outlet in the next 3 months. - The business operates with higher ticket sizes which helps the business maintain higher sales. - The facility is run with only 10 permanent employees, as home healthcare is a high-value service requiring fewer but specialized staff to manage clients effectively. Additional support is hired on demand through contractual arrangements, keeping fixed employee count low while sustaining high revenue. - The existing branch revenue is generated through government program reimbursements and private patient care services. New branch will also follow the same revenue model. - The facility aims to directly benefit the community by delivering accessible, life-saving healthcare. - Operates with a valid Certificate of Incorporation. - The owner has 2 phone numbers; one is a Jamaican phone number, and the other is an American phone number.
    6.7   Bridgeport
    Run Rate Sales
    USD 3.6 million
    EBITDA Margin
    5 %
    Business Loan
    USD 500 K at 10%
    Contact Business

    Newly Established Factoring Company Seeking Loan in Miami, USA

    Invoice factoring provider for niche transportation firms, seeking loan for higher disbursals next year.
    Newly established business providing invoice factoring and equipment financing solutions to niche transportation companies. - Currently serving 3 active clients, disbursing approximately USD 1 million per month. - Projected disbursal volume of USD 5–10 million in the next year. - Operates with a lean balance sheet and is expanding rapidly. - Founded and led by professionals with backgrounds in banking, asset management, and transportation. - The business operates on high ticket sizes. - Operates with a valid IRS certificate.
    8.2   Miami
    Run Rate Sales
    USD 12 million
    EBITDA Margin
    0 - 10 %
    Business Loan
    USD 300 K at 10%
    Contact Business

    Edutech Startup Seeking Loan in New Castle, USA

    Pre-revenue skill-based online education platform launching soon with guaranteed internships and career placement support.
    Pre-revenue education venture offering globally aligned, skill-based online programs with guaranteed internships and placement support. - Designed to bridge the gap between learning and career success for students and professionals. - Minimum viable product (MVP) developed and ready for launch. - Operations scheduled to commence within the next 2 months. - Revenue would be generated through a course subscription model. (Course fees, Internship placement fees) - Fully registered with a valid certificate of incorporation. - The monthly revenue and last year's annual revenue are missing because the company is still in a pre-revenue stage.
    7.1   New Castle
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 1.8 Mn at 10%
    Contact Business

    Diagnostic Lab Seeking Loan in Dallas, USA

    Multi-specialty medical practice using AI diagnostics to optimize personal injury treatment, seeks funding for expansion.
    A licensed multi-specialty personal-injury medical practice operating across four major Texas metros with full Texas state credentials. - Established partnerships with PI funding leaders (One Health Solutions, Cutting Edge, Certified Injury, PFD) to streamline claim funding without lengthy credentialing delays. - Leadership team includes the founder of the institute for coaching medical professionals and a kinesiology & chiropractic expert, together bringing 30+ years of PI clinical and operational experience. - Serves over 5,300 personal-injury patients annually, generating $23.9 M in service revenue in the last year with net revenue of $4.8 M; YTD net patient revenue stands at $1.18 M. - Revenue model bills PI claims at contractual allowances (80% discounts, stepping down to 60% post-funding) leveraged by AI-driven fee optimization. - Employs 60+ clinicians delivering 15+ service lines - TBI testing, brain mapping, EMG/NCV, interventional pain, rehab therapies, backed by AI-powered diagnostics for rapid and precise reporting. - Strategic clinical alliances with Advance Imaging Center and Strategic Medical Management plus a robust referral network of PI attorneys accelerate interdisciplinary care. - Expansion underway into California, Florida, Georgia, and Missouri, with telemedicine and specialized wound-care programs identified as high-growth opportunities. - Our practitioners are licensed and we do not require any special regulatory license to operate a medical practice.
    8.8   Dallas
    Run Rate Sales
    USD 24 million
    EBITDA Margin
    Operating at loss
    Business Loan
    USD 5 Mn at 20%
    Contact Business

    Profitable Consulting Company Seeking Loan in Seattle, USA

    Elite online B2B SaaS-platform connecting enterprises with independent consultants, legal professionals, and notaries, seeks funding.
    This business is an elite platform that connects independent consultants, legal professionals, and notaries with enterprises seeking specialized expertise. - It specializes in business consulting, offering innovative strategies and impactful marketing campaigns specifically tailored for new and emerging businesses. - The company provides growth strategies and creative marketing solutions aimed at companies seeking brand expansion or revitalization, ensuring competitive brand positioning. - They also offer remote online notarization services for contracts, affidavits, and various legal forms, providing a comprehensive suite of professional services. - As a B2B SaaS and marketplace hybrid, the business currently generates revenue based on target metrics set by its clients through a performance-based model, where the company is compensated upon achieving predefined client targets, ensuring a results-driven approach. - The company works under a unique model with 1 Ultra High Net Worth (UHNW) client on a long-term 5-year contract, and another in negotiations, highlighting its appeal to high-value clients. - It has been bootstrapped without any external funding, showcasing the owner’s commitment and ability to maintain strong brand positioning and growth. - The founder brings extensive industry experience from fintech, hospitality (F&B), legal innovation, and cross-border consulting. - Recognized as a "high-potential business disruptor" in the B2B market, the platform is noted for innovation and strategic partnerships. - Future growth plans include scaling with additional clients using an online platform that offers scalable service packages on a yearly basis. - The business operates entirely online, allowing the owner to manage all operations single-handedly without the need for additional employees. - The business has State registration, and holds a valid operating agreement and EIN.
    8.1   Seattle
    Run Rate Sales
    USD 70 thousand
    EBITDA Margin
    40 %
    Business Loan
    USD 150 K at 10%
    Contact Business

    Residential Real Estate Seeking Loan in San Francisco, USA

    Seeking funding to remodel and flip 2+ properties in Marin County, San Francisco.
    This joint venture specializes in acquiring undervalued single-family homes, renovating them, and reselling them as modern, move-in-ready properties for a profit. - It is a collaboration between two companies, with the main parent company based in San Francisco and the other partner company based in Colombia. - The owner currently resides in Colombia and oversees local operations, supported by a team of five full-time employees. - The business follows a fix-and-flip model, purchasing properties, remodelling them, and reselling within a typical timeframe of three to six months. - Its clients are primarily end buyers seeking fully renovated homes, and operations are currently carried out on a per-project basis without a fixed client base. - The joint venture is led by a U. S. - based company with extensive experience in property investment, along with a Colombian-based partner who handles financial structuring and local project execution. - To complete renovations, the business works closely with contractors, real estate agents, and local vendors. - All transactions and agreements are supported by legal advisors to ensure proper structuring and compliance. - The properties under renovation serve as the venture’s primary tangible assets. Since these assets are non-dilutable, they play a significant role in justifying the strong valuation. - The reason for our high growth compared to the previous year is our business model, which uses loans to buy properties and receives renovation funds only after the work is done and approved. This lets us take on more projects with less upfront money, helping us scale quickly. This year, we have taken on more projects as we have gotten the hang of the business. - The joint venture is legally registered as a C Corporation.
    Seeking funding to remodel and flip 2+ properties in Marin County, San Francisco.
    8.1   San Francisco
    Run Rate Sales
    USD 6 million
    EBITDA Margin
    10 %
    Business Loan
    USD 100 K at 15%
    Contact Business

    Entertainment Center Seeking Loan in Boise, USA

    Boise’s thriving comedy club with multi-stream revenue and strong customer engagement seeks growth funding.
    Located in Boise, the comedy club doubles as a vibrant special events venue attracting a diverse clientele seeking entertainment and dining experiences. - The business operates with a lean team of 3 employees who manage both live comedy shows and special event hosting, ensuring a personalized customer experience. - Our offerings include high-demand event tickets, alongside food and beverage sales; these are available both online and at the venue, capturing multiple revenue streams. - The venue has successfully cultivated a loyal patron base whose repeated attendance reflects strong customer satisfaction and engagement. - With an increasing demand, the business is poised for expansion and is preparing to transition into a larger venue to accommodate a growing audience and enhance service delivery. - This comedy club not only serves as an entertainment hub but also significantly contributes to the local cultural scene, drawing patrons several times a month. - The opportunity to invest in this enterprise offers potential access to a thriving business model in the restaurant and entertainment sector, with promising growth prospects in the Boise market.
    Boise’s thriving comedy club with multi-stream revenue and strong customer engagement seeks growth funding.
    6.2   Boise
    Run Rate Sales
    USD 300 thousand
    EBITDA Margin
    20 - 30 %
    Business Loan
    USD 250 K at 7%
    Contact Business

    Newly Established Industrial Land Seeking Loan in Chesapeake, USA

    Industrial facilities development and leasing venture in Virginia, seeks funding for land acquisition and development.
    New venture aiming to develop and offer lease of large-scale industrial facilities, inviting foreign corporations from major global markets like Japan, China, USA, Canada, and Germany. - Strategic focus on attracting clients from manufacturing sectors, including machinery, electronics, automotive, and plastics, providing essential infrastructure for global businesses. - Unique proposition of helping foreign manufacturers cut tariffs by establishing their operations domestically, enhancing their competitive edge and increasing their market reach. - Capability to accommodate multiple clients in co-located facilities, offering synergy advantages and potential operational cost savings, enhancing the appeal for international corporations. - Sought-after 750-acre state-owned land identified in Virginia for development, creating a significant opportunity for investment into this expansive industrial project. - Seeking funding for land acquisition to initiate the project, presenting a prime investment opportunity with the potential for high returns as the leasing operations spin up. - Groundwork done—land identified, discussions underway with top builders, and potential client companies shortlisted. - The promoter currently owns and operates a successful Software as a Service (SaaS) platform that validates, and certifies federally sponsored assets for review and acquisition. With an established client base that includes major companies, there is strong potential for these existing relationships to transition into clients for this new venture as well. - Positioned to support global manufacturing firms in navigating and optimizing their U. S. operations, promising a reduction in logistical barriers and operational efficiencies.
    6.3   Chesapeake
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 25 Mn at 7%
    Contact Business

    Profitable Electrical Services Company Seeking Loan in Prattville, USA

    Electrical contractor for residential and commercial clients finishing 10K projects in a year.
    Established electrical contractor based in Prattville, specializing in residential and commercial services, with a track record of completing over 10,000 projects annually. - Premier service offering includes expert replacement of electrical panels and meter boxes, catering to both homeowners and business proprietors. - The company has a dynamic growth plan, with intentions to expand into the Birmingham, AL market, aiming to establish a new branch. - Primarily serving residential clients, the company has successfully built a diverse clientele including business owners and commercial facilities. - Operating with a lean team of 2 dedicated employees, the company emphasizes efficiency and high-quality service delivery. In the process to hire more employees. - The company's expansion strategy focuses on assembling a proficient team in Birmingham to bolster its service capacity. - We maintain high EBITDA as we have fewer employees and no office rent to pay. - Business has a registration license. - By establishing a new location in Birmingham, the company seeks to capitalize on a burgeoning market, enhancing brand presence and customer reach in the electrical services domain.
    7.2   Prattville
    Run Rate Sales
    USD 492 thousand
    EBITDA Margin
    35 %
    Business Loan
    USD 200 K at 7%
    Contact Business

    Men's Apparel Store Seeking Loan in Virginia City, USA

    Men's apparel manufacturing business blending American styles with Indian culture, creating unique fusion street fashion.
    Unique market position: Blending US styles with Indian cultural elements, tapping into the growing demand for street wear fashion with a dual presence in Virginia and India. - Innovative business model: Utilizes drop shipping and introduces new editions bi-weekly, maintaining a fresh and dynamic product line for its customer base. - Manufacturing capacity: Capable of producing 50-60 T-shirts per month, focusing on quality over quantity, while outsourcing jeans and shirt production to optimize resources. - B2B and B2C expansion: Established contracts with major B2B clients in the US and aiming to expand B2C operations in India, leveraging partnerships with platforms like Flipkart for wider reach. - Lean operational model: Employs four skilled employees to efficiently manage manufacturing and in-house social media marketing, ensuring streamlined operations and brand visibility. - Revenue streams: Generates 20% of revenue through its own e-commerce platform and 80% via local markets through WhatsApp orders, illustrating a robust multi-channel sales strategy. - Strategic market entry: Recent entry into the Indian market presents a significant growth opportunity, supported by a social media presence designed in-house to enhance brand visibility and customer engagement.
    Men's apparel manufacturing business blending American styles with Indian culture, creating unique fusion street fashion.
    6.1   Virginia City
    Run Rate Sales
    USD 5.5 thousand
    EBITDA Margin
    40 %
    Business Loan
    USD 22.7 K at 12%
    Contact Business

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    • How many businesses seeking loan in USA are listed on SMERGERS?
      There are 111 active and verified businesses seeking loan in USA listed on SMERGERS as of 21 October 2025.
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