Need help?

Businesses Seeking Loan in USA

Showing 1 - 14 of 108 Businesses Seeking Loan in USA. Lend to a Business in USA. Listed by Direct Business Owners & Business Brokers.
Filters
  • USA

  • Business Loan

 

Edutech Startup Seeking Loan in New Castle, USA

Pre-revenue skill-based online education platform launching soon with guaranteed internships and career placement support.
Pre-revenue education venture offering globally aligned, skill-based online programs with guaranteed internships and placement support. - Designed to bridge the gap between learning and career success for students and professionals. - Minimum viable product (MVP) developed and ready for launch. - Operations scheduled to commence within the next 2 months. - Revenue would be generated through a course subscription model. (Course fees, Internship placement fees) - Fully registered with a valid certificate of incorporation. - The monthly revenue and last year's annual revenue are missing because the company is still in a pre-revenue stage.
8.3   New Castle
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 1.8 Mn at 10%
Contact Business

Newly Established Factoring Company Seeking Loan in Miami, USA

Invoice factoring provider for niche transportation firms, seeking loan for higher disbursals next year.
Newly established business providing invoice factoring and equipment financing solutions to niche transportation companies. - Currently serving 3 active clients, disbursing approximately USD 1 million per month. - Projected disbursal volume of USD 5–10 million in the next year. - Operates with a lean balance sheet and is expanding rapidly. - Founded and led by professionals with backgrounds in banking, asset management, and transportation. - The business operates on high ticket sizes. - Operates with a valid IRS certificate.
8   Miami
Run Rate Sales
USD 12 million
EBITDA Margin
0 - 10 %
Business Loan
USD 300 K at 10%
Contact Business

Diagnostic Lab Seeking Loan in Dallas, USA

Multi-specialty medical practice using AI diagnostics to optimize personal injury treatment, seeks funding for expansion.
A licensed multi-specialty personal-injury medical practice operating across four major Texas metros with full Texas state credentials. - Established partnerships with PI funding leaders (One Health Solutions, Cutting Edge, Certified Injury, PFD) to streamline claim funding without lengthy credentialing delays. - Leadership team includes the founder of the institute for coaching medical professionals and a kinesiology & chiropractic expert, together bringing 30+ years of PI clinical and operational experience. - Serves over 5,300 personal-injury patients annually, generating $23.9 M in service revenue in the last year with net revenue of $4.8 M; YTD net patient revenue stands at $1.18 M. - Revenue model bills PI claims at contractual allowances (80% discounts, stepping down to 60% post-funding) leveraged by AI-driven fee optimization. - Employs 60+ clinicians delivering 15+ service lines - TBI testing, brain mapping, EMG/NCV, interventional pain, rehab therapies, backed by AI-powered diagnostics for rapid and precise reporting. - Strategic clinical alliances with Advance Imaging Center and Strategic Medical Management plus a robust referral network of PI attorneys accelerate interdisciplinary care. - Expansion underway into California, Florida, Georgia, and Missouri, with telemedicine and specialized wound-care programs identified as high-growth opportunities. - Our practitioners are licensed and we do not require any special regulatory license to operate a medical practice.
8.8   Dallas
Run Rate Sales
USD 24 million
EBITDA Margin
Operating at loss
Business Loan
USD 5 Mn at 20%
Contact Business
List your business on SMERGERS.
Get visibility from 110,000+ member network of Businesses, Investors, Acquirers, Lenders and Advisors from 900+ Industries and 170+ Countries
Create Business Profile

Diagnostic Lab Seeking Loan in Dallas, USA

Multi-specialty medical practice using AI diagnostics to optimize personal injury treatment, seeks funding for expansion.
A licensed multi-specialty personal-injury medical practice operating across four major Texas metros with full Texas state credentials. - Established partnerships with PI funding leaders (One Health Solutions, Cutting Edge, Certified Injury, PFD) to streamline claim funding without lengthy credentialing delays. - Leadership team includes the founder of the institute for coaching medical professionals and a kinesiology & chiropractic expert, together bringing 30+ years of PI clinical and operational experience. - Serves over 5,300 personal-injury patients annually, generating $23.9 M in service revenue in the last year with net revenue of $4.8 M; YTD net patient revenue stands at $1.18 M. - Revenue model bills PI claims at contractual allowances (80% discounts, stepping down to 60% post-funding) leveraged by AI-driven fee optimization. - Employs 60+ clinicians delivering 15+ service lines - TBI testing, brain mapping, EMG/NCV, interventional pain, rehab therapies, backed by AI-powered diagnostics for rapid and precise reporting. - Strategic clinical alliances with Advance Imaging Center and Strategic Medical Management plus a robust referral network of PI attorneys accelerate interdisciplinary care. - Expansion underway into California, Florida, Georgia, and Missouri, with telemedicine and specialized wound-care programs identified as high-growth opportunities. - Our practitioners are licensed and we do not require any special regulatory license to operate a medical practice.
8.8   Dallas
Run Rate Sales
USD 24 million
EBITDA Margin
Operating at loss
Business Loan
USD 5 Mn at 20%
Contact Business

Profitable Consulting Company Seeking Loan in Reno, USA

Elite online B2B SaaS-platform connecting enterprises with independent consultants, legal professionals, and notaries, seeks funding.
This business is an elite platform that connects independent consultants, legal professionals, and notaries with enterprises seeking specialized expertise. - It specializes in business consulting, offering innovative strategies and impactful marketing campaigns specifically tailored for new and emerging businesses. - The company provides growth strategies and creative marketing solutions aimed at companies seeking brand expansion or revitalization, ensuring competitive brand positioning. - They also offer remote online notarization services for contracts, affidavits, and various legal forms, providing a comprehensive suite of professional services. - As a B2B SaaS and marketplace hybrid, the business currently generates revenue based on target metrics set by its clients through a performance-based model, where the company is compensated upon achieving predefined client targets, ensuring a results-driven approach. - The company works under a unique model with 1 Ultra High Net Worth (UHNW) client on a long-term 5-year contract, and another in negotiations, highlighting its appeal to high-value clients. - It has been bootstrapped without any external funding, showcasing the owner’s commitment and ability to maintain strong brand positioning and growth. - The founder brings extensive industry experience from fintech, hospitality (F&B), legal innovation, and cross-border consulting. - Recognized as a "high-potential business disruptor" in the B2B market, the platform is noted for innovation and strategic partnerships. - Future growth plans include scaling with additional clients using an online platform that offers scalable service packages on a yearly basis. - The business operates entirely online, allowing the owner to manage all operations single-handedly without the need for additional employees. - The business has State registration, and holds a valid operating agreement and EIN.
8.1   Reno
Run Rate Sales
USD 70 thousand
EBITDA Margin
40 %
Business Loan
USD 150 K at 10%
Contact Business

Residential Real Estate Seeking Loan in San Francisco, USA

Seeking funding to remodel and flip 2+ properties in Marin County, San Francisco.
This joint venture specializes in acquiring undervalued single-family homes, renovating them, and reselling them as modern, move-in-ready properties for a profit. - It is a collaboration between two companies, with the main parent company based in San Francisco and the other partner company based in Colombia. - The owner currently resides in Colombia and oversees local operations, supported by a team of five full-time employees. - The business follows a fix-and-flip model, purchasing properties, remodelling them, and reselling within a typical timeframe of three to six months. - Its clients are primarily end buyers seeking fully renovated homes, and operations are currently carried out on a per-project basis without a fixed client base. - The joint venture is led by a U. S. - based company with extensive experience in property investment, along with a Colombian-based partner who handles financial structuring and local project execution. - To complete renovations, the business works closely with contractors, real estate agents, and local vendors. - All transactions and agreements are supported by legal advisors to ensure proper structuring and compliance. - The properties under renovation serve as the venture’s primary tangible assets. Since these assets are non-dilutable, they play a significant role in justifying the strong valuation. - The reason for our high growth compared to the previous year is our business model, which uses loans to buy properties and receives renovation funds only after the work is done and approved. This lets us take on more projects with less upfront money, helping us scale quickly. This year, we have taken on more projects as we have gotten the hang of the business. - The joint venture is legally registered as a C Corporation.
Seeking funding to remodel and flip 2+ properties in Marin County, San Francisco.
8.4   San Francisco
Run Rate Sales
USD 6 million
EBITDA Margin
10 %
Business Loan
USD 100 K at 15%
Contact Business

Entertainment Center Seeking Loan in Boise, USA

Boise’s thriving comedy club with multi-stream revenue and strong customer engagement seeks growth funding.
Located in Boise, the comedy club doubles as a vibrant special events venue attracting a diverse clientele seeking entertainment and dining experiences. - The business operates with a lean team of 3 employees who manage both live comedy shows and special event hosting, ensuring a personalized customer experience. - Our offerings include high-demand event tickets, alongside food and beverage sales; these are available both online and at the venue, capturing multiple revenue streams. - The venue has successfully cultivated a loyal patron base whose repeated attendance reflects strong customer satisfaction and engagement. - With an increasing demand, the business is poised for expansion and is preparing to transition into a larger venue to accommodate a growing audience and enhance service delivery. - This comedy club not only serves as an entertainment hub but also significantly contributes to the local cultural scene, drawing patrons several times a month. - The opportunity to invest in this enterprise offers potential access to a thriving business model in the restaurant and entertainment sector, with promising growth prospects in the Boise market.
Boise’s thriving comedy club with multi-stream revenue and strong customer engagement seeks growth funding.
6.2   Boise
Run Rate Sales
USD 300 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 250 K at 7%
Contact Business

Newly Established Industrial Land Seeking Loan in Chesapeake, USA

Industrial facilities development and leasing venture in Virginia, seeks funding for land acquisition and development.
New venture aiming to develop and offer lease of large-scale industrial facilities, inviting foreign corporations from major global markets like Japan, China, USA, Canada, and Germany. - Strategic focus on attracting clients from manufacturing sectors, including machinery, electronics, automotive, and plastics, providing essential infrastructure for global businesses. - Unique proposition of helping foreign manufacturers cut tariffs by establishing their operations domestically, enhancing their competitive edge and increasing their market reach. - Capability to accommodate multiple clients in co-located facilities, offering synergy advantages and potential operational cost savings, enhancing the appeal for international corporations. - Sought-after 750-acre state-owned land identified in Virginia for development, creating a significant opportunity for investment into this expansive industrial project. - Seeking funding for land acquisition to initiate the project, presenting a prime investment opportunity with the potential for high returns as the leasing operations spin up. - Groundwork done—land identified, discussions underway with top builders, and potential client companies shortlisted. - The promoter currently owns and operates a successful Software as a Service (SaaS) platform that validates, and certifies federally sponsored assets for review and acquisition. With an established client base that includes major companies, there is strong potential for these existing relationships to transition into clients for this new venture as well. - Positioned to support global manufacturing firms in navigating and optimizing their U. S. operations, promising a reduction in logistical barriers and operational efficiencies.
6.7   Chesapeake
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 25 Mn at 7%
Contact Business

Profitable Electrical Services Company Seeking Loan in Prattville, USA

Electrical contractor for residential and commercial clients finishing 10K projects in a year.
Established electrical contractor based in Prattville, specializing in residential and commercial services, with a track record of completing over 10,000 projects annually. - Premier service offering includes expert replacement of electrical panels and meter boxes, catering to both homeowners and business proprietors. - The company has a dynamic growth plan, with intentions to expand into the Birmingham, AL market, aiming to establish a new branch. - Primarily serving residential clients, the company has successfully built a diverse clientele including business owners and commercial facilities. - Operating with a lean team of 2 dedicated employees, the company emphasizes efficiency and high-quality service delivery. In the process to hire more employees. - The company's expansion strategy focuses on assembling a proficient team in Birmingham to bolster its service capacity. - We maintain high EBITDA as we have fewer employees and no office rent to pay. - Business has a registration license. - By establishing a new location in Birmingham, the company seeks to capitalize on a burgeoning market, enhancing brand presence and customer reach in the electrical services domain.
6.5   Prattville
Run Rate Sales
USD 492 thousand
EBITDA Margin
35 %
Business Loan
USD 200 K at 7%
Contact Business

Men's Apparel Store Seeking Loan in Virginia City, USA

Men's apparel manufacturing business blending American styles with Indian culture, creating unique fusion street fashion.
Unique market position: Blending US styles with Indian cultural elements, tapping into the growing demand for street wear fashion with a dual presence in Virginia and India. - Innovative business model: Utilizes drop shipping and introduces new editions bi-weekly, maintaining a fresh and dynamic product line for its customer base. - Manufacturing capacity: Capable of producing 50-60 T-shirts per month, focusing on quality over quantity, while outsourcing jeans and shirt production to optimize resources. - B2B and B2C expansion: Established contracts with major B2B clients in the US and aiming to expand B2C operations in India, leveraging partnerships with platforms like Flipkart for wider reach. - Lean operational model: Employs four skilled employees to efficiently manage manufacturing and in-house social media marketing, ensuring streamlined operations and brand visibility. - Revenue streams: Generates 20% of revenue through its own e-commerce platform and 80% via local markets through WhatsApp orders, illustrating a robust multi-channel sales strategy. - Strategic market entry: Recent entry into the Indian market presents a significant growth opportunity, supported by a social media presence designed in-house to enhance brand visibility and customer engagement.
Men's apparel manufacturing business blending American styles with Indian culture, creating unique fusion street fashion.
6.8   Virginia City
Run Rate Sales
USD 5.5 thousand
EBITDA Margin
40 %
Business Loan
USD 23 K at 12%
Contact Business

Newly Established MEP Construction Company Seeking Loan in Arlington, USA

Seeking financing for tunnel construction material supply business based in North America.
Specialized supplier in tunnel construction materials, operating primarily across the U. S. and Canada, contributing significant expertise to large infrastructure projects. - A team of 3 engineers brings vast experience and technical capability to provide custom-built materials, ensuring high-quality solutions for tunnel construction. - We offer a comprehensive range of products including metal pipes, valves, couplings, fittings, grouting products for underground applications, and steel supports; designed to withstand rigorous project demands. - Our business is deeply committed to not only supplying top-grade materials but also providing extensive technical support and partnering with contractors to ensure projects are completed on time and meet specific requirements. - Extensive collaboration with contractors’ technical teams allows us to tailor our offerings specifically to each project’s needs, enhancing project success and execution. - Our focus on large-scale infrastructure projects within the north-east United States aids in solidifying our reputation as a key player in the construction and maintenance industry, offering specialized tunnel construction solutions. - Strong industry connections with leading construction firms affirm our position as a reliable partner in delivering superior construction materials, underscoring our dedication to high-quality service and technical excellence. - Due to expected large order size we will require Purchase Order Financing. There will be complete transparency and no risk of loss to lenders. - In the long term, as we are looking to establish warehouse and workshop to cater to North American market and would be interested in getting investors for this. - Our monthly sales are strong because we focus on supplying to large-scale projects rather than retail customers. This allows us to generate high revenue even with a small team of just three employees.
7.5   Arlington
Run Rate Sales
USD 480 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 500 K at 7%
Contact Business

Cosmetics Company Seeking Loan in Sea Girt, USA

All-natural skincare brand with D2C e-commerce and retail partnerships through clean beauty boutiques & retailers.
Business highlights: • Over 5,000+ loyal customers across the U. S. , with a high repeat purchase rate and strong word-of-mouth referrals. • Revenue model includes direct-to-consumer (D2C) e-commerce sales, wholesale to retail boutiques, and strategic partnerships with clean beauty platforms. • Founder-formulated by the promoter, a self-taught skincare expert who personally developed each product through extensive research, testing, and ingredient sourcing. • Strong business relationships with ethical suppliers, boutique retail partners, and clean beauty influencers. • Recognized by clean beauty advocates and blogs for transparency, ingredient integrity, and social impact. • Certified cruelty-free, vegan, and woman-owned, with a mission-driven brand that resonates with conscious consumers. • Growing social media presence with 100K+ highly engaged followers and influencer support in the clean beauty space. • Customer testimonials and reviews highlight product efficacy, scent, texture, and visible results. • Future plans include national retail expansion, subscription-based sales, and launching new product lines in body, lip, and hair care.
7.6   Sea Girt
Run Rate Sales
USD 24 thousand
EBITDA Margin
31 %
Business Loan
USD 50 K at 7%
Contact Business

Newly Established Cosmetics Company Seeking Loan in Palm Springs, USA

Pre-revenue business set to offer hair, skin, and body solutions powered by adaptogenic mushrooms.
Experienced hair artists and experts with 35+ years in the beauty industry, including renowned celebrity stylists and salon owners, are launching a groundbreaking wellness line featuring adaptogenic mushrooms for hair, skin, and body care. - Established connections with top-tier fashion and lifestyle publications like Vogue, Forbes, and Harper's Bazaar, and formed partnerships with celebrities such as Anne Hathaway, Gabrielle Union, Lupita Nyong'o, Debra Messing, and Sandra Oh and featured on many TV shows, including What Not to Wear, GMA, The Today Show, and Oprah. - Specialize in 100% organic, vegan, and non-GMO beauty products, powered by potent ingredients such as Blue-Green Algae achieving mental balance, strengthening hair, and achieving glowing skin. - Targeting a multi-channel sales strategy that includes the official website, high-growth distribution channels such as leading retailers Ulta and Sephora, online giant Amazon, and exclusive hair salons/spas, reaching a diverse range of consumer bases. - Ambitiously scheduled for a release of the initial supplements by May-June of this year, setting the stage for a new era in beauty enhancement, manufacturing is outsourced. - Situated in the strategic location of Palm Springs, enabling a unique market reach and operational capabilities in a hub known for its affluent and health-conscious community.
Pre-revenue business set to offer hair, skin, and body solutions powered by adaptogenic mushrooms.
7.9   Palm Springs
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 500 K at 7%
Contact Business

Crypto Startup Seeking Loan in Cheyenne, USA

All-in-one arbitrage and investment licensed company in the EU, seeks capital investment for growth.
Unique market differentiation: As an all-in-one arbitrage firm, we capitalize on the disparity in cryptocurrency prices across global markets, leveraging economic fluctuations in regions such as Turkey, Colombia, and China to bolster margins. - Secure transaction channels: Our partnership with major crypto exchanges ensures every transaction is securely escrowed, providing a trustworthy platform for both individual and institutional investors. - Strategic global operations: While operationally based in Italy, our firm benefits from Wyoming's favorable regulatory environment for crypto innovation, highlighting our dynamic operational scope. - High-profit arbitrage model: By purchasing cryptocurrencies at a discount and selling in high-demand markets like Japan, South Korea, and Kuwait, we secure a sustainable edge with average profits ranging from 3% to 5% per transfer. - Efficient financial management: With the use of reliable payment gateways such as Bilderlings, Payoneer, and Airwallex, our operations remain streamlined, enhancing our ability to conduct smooth international transactions. - Unwavering compliance standards: Our internal handling of KYC, KYB, and AML ensures that we not only meet but exceed industry compliance requirements, building client trust and facilitating secure operations. - Scalable transactional framework: With only one employee, the company effectively manages daily transactions and internal procedures, conducting 3 buy and 3 sell transactions each day on the operational side. - Proven profitability and scalability: Despite having just one employee, the firm handles 3 buy and 3 sell transactions daily, and has conducted transactions worth $5-6 million since inception.
7   Cheyenne
Run Rate Sales
USD 7 million
EBITDA Margin
0 - 10 %
Business Loan
USD 350 K at 10%
Contact Business

Movie Theater Seeking Loan in Graham, USA

Well-established and one of the oldest operating drive in theatre operating for over 75 years.
This historic drive-in theater is one of Texas' oldest, delivering over 75 years of entertainment in Graham. - The business features a single-screen setup and a nostalgic snack bar, providing patrons with a vintage movie-watching experience. - Showcases both single and double feature films, utilizing one of the few remaining drive-in digital projectors for modern and classic releases. - Attracts movie enthusiasts from over an hour away, highlighting the theater's unique charm and appeal. - Expanding beyond films, the drive-in offers diverse events designed to foster community engagement and business growth. - Small yet dedicated, our team of 6 employees ensures a welcoming and smooth cinematic experience for all our guests. - By merging nostalgia with modern conveniences, it maintains relevance in the evolving movie theater industry.
6.9   Graham
Run Rate Sales
USD 110 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 40 K at 7%
Contact Business

Browse Businesses by Location

Frequently
Asked
Questions
  • How many businesses seeking loan in USA are listed on SMERGERS?
    There are 108 active and verified businesses seeking loan in USA listed on SMERGERS as of 16 August 2025.
  • What level of due diligence does SMERGERS conduct on the businesses/member?

    SMERGERS scrutinizes all profiles and only features a select group of businesses, investors, advisors that meet a basic requirement. When required, certain members may have submitted some form of proof …read more

  • How active are the business profiles listed on SMERGERS?

    We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.

  • How can I be sure about privacy and confidentiality?

    We understand the level of confidentiality required in strategic transactions and we strive to provide a safe and secure experience for our members. Please review our privacy policy. We …read more

  • How can I contact a business listed on SMERGERS?

    You need to be logged in before you connect with a business. Click here to register and message the business If you are already logged in, please use the contact …read more

  • Should you buy an existing business or start a business from scratch?

    Buying an existing business is generally an easier way to start a business with an immediate head start. It saves valuable time and administrative efforts, considering starting from scratch is …read more

  • How successful has SMERGERS been in helping its users successfully close a deal?

    SMERGERS is a discovery and matchmaking platform with a global reach. It helps in connecting Businesses, Investors, Acquirers, Lenders, M&A Advisors and Boutique Investment Banks across locations, industries and transactions. …read more

  • Show more