Businesses Seeking Loan

We are an online casino business for the Indian market. - We are a B2C brand with over 100,000 registrations. - Revenue is charged by selling the casino tokens. - The development of the business has been done by a software company. - The software used is softgamings. - We require fewer employees as we are an online business. - Promoter has 12 years of experience in the online gaming industry. - Business is located in Curacau but the owner is in Thailand. - The business has the registration license to run an online business.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

In the previous year the business had a turnover of AED 7.5 million which is 20% more than the previous to the previous year. - Close to a decade in the business. - We have served about 28,000+ customers. - The business has a very high retention rate of 67%. - We receive 950-1,100 invoices in a month. - The business has 17 local suppliers. - Out of our total turnover in the previous year, AED 850k was through services and the rest through sales. - We have very high goodwill, and the staff are highly experienced in the field of work, we have employees who have worked 20+ years in this industry. - We get customers all over from UAE because we standout quality wise and offer a lot more transparency compared to the other tire dealers.

In the previous year the business had a turnover of AED 7.5 million which is 20% more than the previous to the previous year. - Close to a decade in the business. - We have served about 28,000+ customers. - The business has a very high retention rate of 67%. - We receive 950-1,100 invoices in a month. - The business has 17 local suppliers. - Out of our total turnover in the previous year, AED 850k was through services and the rest through sales. - We have very high goodwill, and the staff are highly experienced in the field of work, we have employees who have worked 20+ years in this industry. - We get customers all over from UAE because we standout quality wise and offer a lot more transparency compared to the other tire dealers.

Have proven the demand for our products in the residential rental market across Australia with over 1,000 renters using our products. - We have lent almost AUD 1.2 million to Australian renters and are now looking to open new partnerships and increase marketing. - The rental bond market is huge, and with increased cash flow burdens, the addressable market for a financial service in this sector is growing daily. In the eastern states of Australia alone, there are approximately 1 million bonds transacted per annum at an average of AUD 1.7k per bond. - We are the market leader in providing financial assistance to Australian renters.

Private school with 2 operational locations. - Seven years ago we started as an educational center based in Bishkek, Kyrgyzstan. - Two years ago, we opened a general secondary school with IT and English. - Have about 600 students across both our schools. - We want to continue our expansion and are seeking investors to open more schools. - We have already been allocated 1.7 hectares of land by the City Municipality as part of a public-private partnership for another school.

Business that supplies more than 12 Panamax/month (50,000 to 80,000 deadweight tons) for power plants in Malaysia, with profit minimum 15% per transaction for first contract and it can be expanded until 44 Panamax/month, - Secured long-term contract for 6 more years for the supply of 10 million tons of steam coal per annum, ensuring revenue stability. - Strategic operations based in Central Jakarta, tapping into Southeast Asia's growing energy sector. - Focused exclusively on steam coal trading tailored for power plants in Malaysia, targeting a robust market demand. - Experienced workforce comprising 15 dedicated employees, facilitating streamlined operations and customer relations. - Positioned to capitalize on the increasing energy needs in the region, reinforcing long-term growth prospects.

We provide factoring, and supply chain financing services to credit-worthy companies. With a solid history of success and growth and nearly a decade of financing high-growth companies, we are looking to capitalize on new funds to assist with our growth and the requests from new and existing clients for increases in their capital availability. We are catering to companies that the banks are neglecting. Revenue is generated by charging interest rates for invoice lending. Operating the business with a limited number of permanent employees and temporary staff.