Businesses Seeking Loan

The business operates in the testing, inspection & certification industry, providing crucial product certification services for consumer products, particularly targeting the Saudi Arabian market. - With a dedicated workforce of 30 employees, the company is well-equipped to handle a variety of certification, testing and inspection requirements for major brands. - The firm holds full accreditation for its product certification processes, ensuring reliability and compliance with international standards. - Currently, they exclusively serve some of the largest companies in the Middle East, working with well-known international and prestigious luxury brands. - The business is preparing to launch a new Software as a Service (SaaS) platform that aims to enhance compliance through AI technology, offering innovative solutions for testing and certification. - The SaaS platform has already gained validation from seasoned quality directors at international firms, indicating strong market interest and potential for growth. - Revenue generation is primarily achieved through product certifications, with opportunities for future income through the subscription model of the upcoming SaaS platform, expanding their client base and market reach.

The company specializes in real estate rental and investment, offering a range of services including property purchasing, renovation, and management, providing investors with guaranteed monthly income while handling all aspects of property management. - With a focus on attracting working and middle-class investors, the company has successfully raised over £250,000 and returned £350,000 to investors, highlighting a track record of successful investment and management. - Operating with a lean team of 3 employees, the company undertakes an average of 10-12 property projects annually, leveraging contract-based workers for renovations and maintenance, thus optimizing operational efficiency. - Demonstrating a prudent approach to property investment, the company conducts comprehensive research and due diligence on potential properties, considering factors such as location, crime rates, proximity to facilities, stations, and schools to inform investment decisions. - With a portfolio of over 100 properties acquired throughout the UK in the past 4 years, the company has established a strong presence and expertise in the real estate market, providing investors with diversified opportunities for property investment. - Company positions itself as offering higher returns to investors within a year, appealing to individuals seeking enhanced investment opportunities in the real estate sector. - The company generates the majority of its revenue from rental projects, and it's commitment to professionalism and client satisfaction is evident. - The business holds TDS, PRS, and ICO licenses, as required by regulations.

The company specializes in real estate rental and investment, offering a range of services including property purchasing, renovation, and management, providing investors with guaranteed monthly income while handling all aspects of property management. - With a focus on attracting working and middle-class investors, the company has successfully raised over £250,000 and returned £350,000 to investors, highlighting a track record of successful investment and management. - Operating with a lean team of 3 employees, the company undertakes an average of 10-12 property projects annually, leveraging contract-based workers for renovations and maintenance, thus optimizing operational efficiency. - Demonstrating a prudent approach to property investment, the company conducts comprehensive research and due diligence on potential properties, considering factors such as location, crime rates, proximity to facilities, stations, and schools to inform investment decisions. - With a portfolio of over 100 properties acquired throughout the UK in the past 4 years, the company has established a strong presence and expertise in the real estate market, providing investors with diversified opportunities for property investment. - Company positions itself as offering higher returns to investors within a year, appealing to individuals seeking enhanced investment opportunities in the real estate sector. - The company generates the majority of its revenue from rental projects, and it's commitment to professionalism and client satisfaction is evident. - The business holds TDS, PRS, and ICO licenses, as required by regulations.

We are manufacturer of plastic related items for garment industry and also traders of raw materials used for packaging. - We manufacture garment related accessories such as poly packages, hanger, plastic plate, plastic labels. - We are also distributors of raw materials like PP FILM, LLDPE, HDPE, GPPS, HDPE, PP Injection and PP yarn across Bangladesh. - Promoter has more than 8 years of experience in this business. - We have 80 regular wholesale buyers. - Every year we produce around 3,000 metric tons of our products.

We have done a total of 24 projects in 12 countries so far and currently we are working on 3 projects in Europe. Have offices located in Europe, Turkey and Africa. We have 5-6 clients, some of the clients are Total, Saipem, Lukoil, Technip, Gazprom. We provide a full range of construction facility management, recruitment and logistic services, to meet client expectations and requirements. However, our main income is from Oil, Gas & manpower. In year 2018 we are mainly focusing on manpower development and industrial installation to increase sales and profit.

Factoring company operating from a business center in Cali that currently manages factoring operations for USD 40 million. - In the current market conditions, the banks have become our main competition, and the Colombian Central Bank has increased the capital requirement from commercial banks. The banks are now offering higher deposit rates, so they are becoming more attractive to certain investors who have decided to send their money to the banks. - Also, we have more factoring deals of companies that are not being attended by the banks in their working capital requirements. - From this month, we need at least COP 20 billion for the current deals, we know a lot about the market, and the funds will be invested to get invoices for multiple triple-A companies as payors. - Current market conditions make it viable to offer the funder at least 18% annually in Colombian pesos. - We estimate our growth of operations will be at least 25% for the next year. We currently serve about 300 clients and need more cash to fund our growth.

We handle the processing of construction materials like sand in different mining units. - Our processing machinery is mostly rented. - We have 3 active clients currently for mining. - Also we do exports of sand to China, for which we have 2 active clients. - Our sales have dropped from last year due to economic fluctuations in China, Since they are our major clients from export. - Currently we have leased a solar power plant and we like to expand our business. - Funds will be utilized for the expansion of solar plants, which is in high demand in our location. - We already have 10+ interested clients approaching us for the solar plant project. - With the plant we are projected to generate around USD 60M in turnover.

We are an online casino business for the Indian market. - We are a B2C brand with over 100,000 registrations. - Revenue is charged by selling the casino tokens. - The development of the business has been done by a software company. - The software used is softgamings. - We require fewer employees as we are an online business. - Promoter has 12 years of experience in the online gaming industry. - Business is located in Curacau but the owner is in Thailand. - The business has the registration license to run an online business.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.