Businesses Seeking Loan

Company offering customized wooden furniture, based in Male. - Our products include cupboard, racks, dressing table, doors etc. - Majority of our clients are residential, we also get a few commercial orders, who are retail stores, restaurants etc. - We get ~ 30 to 40 orders per month. Average order value MVR 4 k to 5k. - Additionally, we also provide supply boat services which we supply construction materials to resorts in islands. - We don't get these orders on a monthly basis, but average order value is MVR 150k. - Our turnovers for this year have dropped compared to last year because one of our fully loaded supply boat hit a reef and we lost almost MVR 500,000 worth goods and total loss above MVR 1 million, which caused a total business shut down for more than 2 months. - However, due to the incurred loss, we couldn't take up supply boat orders, as we don't have the working capital.

The business is a debt collection agency seeking investment for expansion. Recent monthly sales have declined to RM 120,000- RM 150,000 due to trust in a family friend managing operations. However, with new hires in field recovery and management, they anticipate revenues of RM 250,000 - RM 300,000 starting next month. Last year, the agency reported a profit of RM 200,000. Key services include account recovery, skip tracing, field visits, negotiation, real-time reporting, legal action referral support, pre-collection letters, credit assessments, dispute management, and client training. We maintain a low permanent employee count, and our back office staff (14-16) are on a probationary basis.

Strategic Location: Based in Lae, Morobe Province, which is a pivotal hub for coffee distribution and trade in Papua New Guinea. - Employee Workforce: A dedicated team of 20 professionals ensuring efficient management and operations within coffee marketing and production. - Extensive Coffee Farming: Cultivation of approximately 800,000 quality organic Arabica coffee trees, supporting sustainable agricultural practices. - Significant Production Capacity: Quarterly production output of 250 to 300 parchment coffee bags (50kg each), reflecting robust farming practices and community engagement. - Direct Stakeholder Engagement: Collaboration with local stakeholders as development partners to enhance the coffee industry and uplift rural farming communities. - Cooperative Structure: Operates through a structured association of nine villages within Erap/Wain LLG, promoting collective marketing and quality assurance. - Major Supplier for Lae Agmark: Established as a key supplier to Agmark in Lae, driving consistent sales of green coffee beans and generating economic benefits for local farmers. - Community Impact: Commitment to improving the livelihoods of individual farmers by providing critical services and facilitating access to markets through cooperative initiatives. - Resilience and Sustainability: Active participation in PPAP programs and climate risk management strategies, ensuring long-term viability and adaptation in coffee production. - Registrations: Registered with IPA and IRC.

First vehicle was hired to St Barbara Mining Ltd to utilize in the Kavieng branch. - Community Relations Officer for St Barbara Mining Ltd at Kavieng enjoys the fully kitted Toyota Hilux 8G Adventurer vehicle. - Monthly hire rental payment of PGK 12,000 from vehicle hire to St Barbara Mining Ltd.

The business is a premier plant nursery specializing in premium bonsai plants and holistic gardening solutions, with a strong base in Anuradhapura, Sri Lanka. - Company has a diverse client base, including over 500 satisfied clients, ranging from bonsai enthusiasts and urban gardeners to corporate clients and professionals such as doctors, lawyers, engineers, and lecturers. - Primary revenue streams include product sales of premium bonsai plants and gardening kits, consultation fees for landscaping and personalized gardening solutions, and fees from mindfulness-focused training programs. - Business has established strong relationships with local suppliers to ensure the sourcing of high-quality materials and plants, as well as collaborations with wellness centers and corporate clients to promote mindfulness and holistic gardening solutions. - Company has received industry recognition for its innovative approach to combining bonsai cultivation with mindfulness practices and has garnered numerous positive testimonials and reviews from satisfied clients, highlighting the quality and uniqueness of its offerings. - With a monthly sales volume of 100 bonsai plants, the business demonstrates consistent demand for its premium products and services. - The promoter has extensive expertise in horticulture, bonsai cultivation, and holistic gardening practices, with a strong vision for promoting mindfulness through gardening. - Loan repayment can start 6 to 8 months after receiving funding. - The business does not need any approvals or licenses to operate.