Businesses Seeking Loan

Located in Kathmandu, this IT service firm focuses on website development and hosting, addressing the needs of local SMEs. - The business specializes in web development and offers additional services like bulk SMS campaigns and social media boosts to enhance digital communication. - With a compact team of 3 employees, the company efficiently handles 6-10 orders monthly, providing personalized solutions on an order basis. - Registered under the tax department of the Nepal government, ensuring compliance and credibility in all transactions. - As a web hosting and development company, it strengthens the online presence of local businesses, contributing to the growth of Kathmandu’s tech ecosystem. - The niche services offered, such as bulk SMS and social media enhancement, add significant value to traditional web development and hosting. - The strategic focus on local SMEs allows the company to capture a vital segment in Kathmandu’s digital business market.

The company has succeeded at raising almost USD 20 million in funds for their clients last year and now expect to double the target. - Business offers complete solutions required by businesses. - Typical clients are industries, SMEs, startups. - Company has 10 clients. - Business has been professionally operated for over 5 years by experienced promoters. - Monetization is by charging services fees (not upfront)

The firm is a new scrap management initiative that is also supporting the Swatch Bharat Mission. - We trade in scrap metal management and collect scrap items for recycling and cleaning projects. - We operate our business from the mobile app and a website. - Business has served more than 200+ clients. - The mobile application has 500+ downloads on the Google play store. - Our business phase 1 is complete and we are planning to expand our business to 5 new cities in UP for our phase 2 plan.

Company trade Saint Gobain products like gypsum boards, gypsum channels, and gypsum powder and offers services like waterproofing, false ceiling, and gypsum plastering. - 80% of the revenue is from services and 20% from trading products. - The company has 30+ construction companies and builders as clients that include Sobha Infrastructure, LNTECC construction, RWD. - Before the pandemic, the revenue was INR 65 lakh. But due to Covid, we made fewer sales last year but we are getting back on track this year. - The company is debt-free and has 2 partners with equal stakes.

The business has a vast spectrum of services to offer across different domains creating multiple streams of revenue. The primary source of revenue for the business is through its HR consulting services such as recruitment and organisation restructuring. The HR services contribute towards roughly 60-65 percent of the total revenue. The other important revenue stream stems out of the strategy and process consulting services offered by the business like idea validation and internal audits. The process consulting services contribute to over 30 percent of the total revenue. The business has diversified and hired experts to provide digital marketing and branding services. These services contribute to a little over 5 percent of the total revenue but have massive growth potential. The business caters to over 6 clients in each of the domain of services but the numbers have reduced due to the pandemic. Currently the business has 2 clients each in the HR services and process consulting services domains. The average length of each project undertaken by the business is anywhere from 6 months to 2 years. The payment collection criteria adopted by the business varies from one kind of service to another. A single and complete payment structure for HR recruitment services and a monthly payment structure for other HR services throughout the life of the project. A monthly or a project base payment structure for strategy and process consulting services along with a monthly payment structure for digital marketing services is adopted by the business. Apart from cold calling and online advertising, the business has various other sources to gather work. The business is a member of the Hyderabad Management Association (HMA). The fellow members of HMA provide work opportunities to the business in the domain of HR services via referrals. The member of HMA who provides work opportunities to the business takes up to 20% of the net proceeds as a commission. The business is also a member of Business Networking International (BNI) group. The fellow members of the BNI group provide work opportunities to the business in the domain of strategy and process consulting via referrals but charge no commission for the same. The business also holds a membership to the esteemed Federation of Telangana Chamber of Commerce and Industry (FTCCI). The FTCCI is an important asset for the business as its other participating members provide work opportunities to the business in all three domains (HR, process consulting and digital marketing) in exchange for up-to 20% commission from the net proceeds. The business holds a contract with a firm in Bangalore to provide HR services. The contract has no expiration. The business outsources ERP projects through a collaboration with an ERP vendor in Chennai. For every ERP project undertaken by the business, 70 percent of the proceeds go to the vendor in Chennai and rest of the 30 percent is incurred by the business. This collaboration also has no expiration. The business halted its operations about 15 months back. The investment is required to restart the operations.

Our business is essentially a poultry farm that sells healthy & well-bred chickens to its customers in bulk. - The only poultry animals we are dealing in are chickens. Since about 90 percent of the chickens are male, we do not sell any eggs. - At one given time, we have about 50,000 to 1,00,000 chickens of varied ages being raised at our premises. - We have 25 to 30 clients who are essentially butchers from West Java who purchase these birds from us in bulk. We receive about 15 purchase orders every month. Our business does not indulge in butchering. - Some proceeds from the business loan will also be used to begin our own animal feed manufacturing unit. We will be producing feed for chickens & fish. This will not be a separate business and will be operating under the registered company itself alongside the poultry farm. The proceeds from both lines of operations will go to the registered business entity which is seeking the business loan. - The valuation is based on our own estimate.

Company imports, exports, and retails various consumer goods of Japanese and Bangladeshi origin. - The company deals in products like Japanese green tea and Bangladeshi goods like jute bags and leather items. - We advertise through online ads and local newspapers. - Sales are done through our e-commerce website, and direct selling to retail stores. - Bootstrapped until now with an initial investment of BDT 60 lakh on website, inventory, and registration of the company. - We project revenue of BDT 40 lakh in the coming 6 months, due to an increase in orders.