Businesses Seeking Loan

Strategically situated in Baku, this tire dealership taps into the growing demand for high-performance tires across various sectors including road construction and logistics. - The business imports a diverse range of tires, specifically from China and Turkey, ensuring competitive pricing and quality for clients within Azerbaijan. - With a dedicated team of 12 employees and additional contractual employees, the company efficiently caters to a robust client base of 100-120 corporate customers, strengthening business relationships through superior service. - Specializing in a wide range of tire products, the company meets the needs of SUVs, trucks, buses, industrial equipment, and 2-wheelers, making it a go-to supplier for businesses in need of reliable and durable tires. - Positioned to service major sectors, the business supports road construction and logistics companies—industries critical to Azerbaijan's infrastructure and economic development. - The company's strategic partnerships with tire manufacturers in China and Turkey ensure a consistent supply of high-quality products, providing their clients with unmatched value and longevity in tire usage. - Operating as an LLC, the business experiences streamlined operations without the need for additional regulatory approvals, allowing for a focus on growth and client satisfaction.

Business highlights: • Over 5,000+ loyal customers across the U. S. , with a high repeat purchase rate and strong word-of-mouth referrals. • Revenue model includes direct-to-consumer (D2C) e-commerce sales, wholesale to retail boutiques, and strategic partnerships with clean beauty platforms. • Founder-formulated by the promoter, a self-taught skincare expert who personally developed each product through extensive research, testing, and ingredient sourcing. • Strong business relationships with ethical suppliers, boutique retail partners, and clean beauty influencers. • Recognized by clean beauty advocates and blogs for transparency, ingredient integrity, and social impact. • Certified cruelty-free, vegan, and woman-owned, with a mission-driven brand that resonates with conscious consumers. • Growing social media presence with 100K+ highly engaged followers and influencer support in the clean beauty space. • Customer testimonials and reviews highlight product efficacy, scent, texture, and visible results. • Future plans include national retail expansion, subscription-based sales, and launching new product lines in body, lip, and hair care.

Cafe business based in Manila NCR. - On special events, we are there for our customers. Apart from our normal cafe products, our cafe caters to requests for coffee bars and corporate giveaways (cookies, brownies, or muffins). - Apart from our outlet, we established our first franchise located at Sct. Rallos, Diliman, Quezon City in less than a year. - We are also supplying pastries to other small cafes. - The business is compliant and has all the necessary registrations and food licenses to operate.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

The business operates in the HVAC equipment industry and is located in Zirakpur, with an office in Mohali as well. - The company has a small team of 7 employees and is primarily involved in the manufacturing of panel air conditioners. - The products and services offered by the company include panel air conditioners and air conditioning panel manufacturing. - The company reported a turnover of approximately INR 85 lakh in the previous year. - The business has a notable client portfolio, including companies such as Godrej, Reliance, and Mahindra and Mahindra. - The manufacturing capacity of the company is approximately 2 to 3 air conditioners per day, with the potential to increase production to 7-8 units if operating 24 hours a day. - The company holds all the necessary certifications required to operate within the industry.