Businesses Seeking Loan

Product and service offerings: The business blends a modern fashion retail line—featuring apparel and accessories—with a welcoming in-store café that serves artisan beverages and light bites. This combination offers a distinctive lifestyle experience, appealing to both fashion-conscious shoppers and café-goers. Revenue model: Revenue is generated through multiple streams: - Retail sales: income from clothing and accessory sales through both the online store and physical location. - Café revenue: earnings from food and beverage sales at the in-store café, which not only contribute to overall revenue but also enhance customer engagement. - Complementary services: additional revenue opportunities through promotional events, exclusive collaborations, and immersive in-store experiences that foster customer loyalty and repeat visits. Business relationships: The business maintains strong relationships with various stakeholders: - Suppliers and vendors: long-term partnerships ensure consistent quality and reliability in both fashion and café offerings. - Local and online communities: collaborations with nearby businesses, influencers, and designers help sustain a dynamic brand presence and support co-marketing efforts. - Customer-centric engagement: personalized in-store service and a user-friendly online shopping experience build trust and loyalty among a diverse audience that includes professionals, students, and members of the local community. These combined elements position the business as a well-rounded brand that excels in fashion retail while offering a vibrant, community-focused lifestyle destination through its integrated café concept.

Specialist in web and software development services with robust experience in the IT sector, delivering high-quality solutions that meet client needs globally. - Founded 5 years ago, the company exemplifies an impressive success story by generating over $1,000 in monthly sales from a mere $40 marketing investment, reflecting efficient cost management and strategic client engagement. - Strong client retention with a remarkable 9/10 customer satisfaction score, showcasing the company's dedication to delivering excellence and building enduring client relationships. - Commands a 15.38% share of the global market, demonstrating significant influence in the software and web development industry, particularly in Bangladesh and select Southeast Asian markets. - Monthly profits exceed $600 with 5 to 10+ projects, while annual profits exceed $7,000with a project range of 60 to 120+, underscoring consistent business growth and revenue generation potential. - Average project value starts at $50, with average project values commonly ranging from $100 to over $4,000, offering flexibility to cater to various client budget requirements, ensuring accessibility to a wider clientele.

Debt funding Opportunity: USD 3 million trade finance facility. We are a New York-based firm established 6 years ago, specialising in working capital solutions for global commodity traders and producers. We provide short-term asset-based loans, secured by inventory and receivables, across commodities such as agricultural products, oil & gas, and metals. As an active lender in every deal, we originate, structure, and administer loans. No platform or administrative fees for co-lenders, ensuring a cost-efficient lending model. We are offering participation in a USD 3 million working capital credit facility for a Singapore-based global trading company. Facility structure: Comprises short-term (60–150 days) inventory and receivable financing deals, ranging from USD 100,000 to USD 750,000. Investment options: Senior lenders: Fund 90% of the deal, earning 12.5% per annum interest. Junior Lenders: Fund 10% of the deal, earning 19% per annum interest. We will participate as a junior lender in the deal. - Borrower profile: Established 12 years back, the borrower has an annual sales exceeding USD 300 million, equity of USD 19 million, and total assets of USD 47 million (tangible and intangible assets). Over USD 40 million in credit limits from financiers. Approximately 10 employees are at its Singapore headquarters. Business operations: The borrower sources products from suppliers mainly in Saudi Arabia, the UK, and the US, selling to buyers mainly in India, China, and Southeast Asia. Deal details: Deal duration: 60–150 days, evidenced by the borrower’s promissory note issued to lenders. Collateral: Borrower’s inventory and/or receivables pledged as security for the benefit of lenders. Why invest? This is a unique opportunity to invest in a secure, high-yield trade finance facility with recurring deals, professionally structured and managed by us.

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.