Businesses Seeking Loan

Dairy brand with an owned mechanized farm. - The farm has 100 cows (capacity for 400 cows). - Highly automated farm with milking machines. - We sell milk from our own dairy farm and also procure from other farmers of surrounding villages. - We sell raw milk at premium pricing. - The business is unable to grow outside the East Godavari district due to a lack of funds.

We are a company based in Singapore that sells general provisions and cosmetics. - Our products include rice, oil, groceries, perfumes, face wash and body sprays. - We sell our products online in Singapore, mainly through Lazada. - On a monthly basis we receive around 2,000 to 3,000 orders. - Have 50 vendors in Singapore from whom we procure general provisions and 1 vendor in the US from whom we procure cosmetics. - Promoter has over 4 years of experience in the sale of provisions and cosmetics.

A digital listing platform offering various services to tourists and travellers. - Our platform is used by business owners to list their business and services to generate leads. - We have 742 clients registered on the platform. Our clients are hotels, package tours, real estate rentals, restaurants, tour operators. - Started the business in Costa Rica and recently expanded in Panama and Nicaragua. - Have already added 200 listings in Panama and Nicaragua. - Expecting to add 10,000 listings in the next two years. - We generate revenue through listing fee from business owners and ads on the platform. - Sales increased compared to last year due to more marketing activities. - Business does not own any major physical assets apart from the website and laptops.

Pre revenue phase liquor store situated on the main road. - We are planning to purchase liquor from 15 vendors. - Our location has the potential to receive over 50-100 daily customers and expecting high turnover, as we are the only store in this area. - Business was registered 2 years but could not start operations due to lack of funds. - We have recently signed off the liquor license and have already finalised the store place, and have purchased the furnishings. Now we need funds to purchase stock and run the business. - Our assets include license, furniture and office equipment.

Offer technical consulting and audit services for cement manufacturers. - Have already completed 3 projects and have 5 ongoing projects. - Our consulting services cover process, electrical, mechanical, instrumentation, civil & structural areas. - Have clients across India, Nepal and the UAE. - Some notable clients include JSW Cement, Nuvoco Vistas Corporation, Heidelberg Cement, Sharjah Cement, and the Advance Group Limited. - We also intend to expand our service offerings in the near future by offering consulting services to clients in the mineral industry. - Promoter has over 21 years of experience in the cement manufacturing equipment.

Society in Tiruvallur has started the initiative to promote the chemical-free cultivation of vegetables among farmers. - Propose to cultivate chilly (for dry chilly) during the season starting early next year in around 500 acres, jointly with around 400 farmers. - Chilly cultivation is based on a purchase order from a prominent curry powder company, purchase price would be the market price, however, a minimum has already been fixed. - There are technology partners to provide service support as well as inputs. - Insurance coverage for the crop is proposed.

We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.