Businesses Seeking Loan

The resort is in the pre-revenue phase. We have secured the land and are yet to build infrastructure to achieve our vision. The plan of our expansion is as follows: 1) Business plan: - Year 1: Begin basic operations and promotions. - Year 2: Initiate profit sharing with investors as the breakeven point is expected to be achieved. - Phase 1: Construct 7 lodging units and establish 5 camping ground points. - Phase 2: Activate cultural programs and train local staff. 2) Revenue model: - Daily rental of lodging rooms (via OTA and direct booking). - Cultural tourism activity packages (batik making, trekking and, cooking). - Rental of camping and gathering areas (community, school and retreat). - Sales of food & beverages from local mini cafes. 3) Target customers & number of potential clients: - Domestic tourists (families, climbing communities and students). - Foreign tourists seeking authentic experiences. - Estimate: 250–400 guests per month during peak season based on analysis of neighboring lodging trends that are always full. 4) Promoter experience: - The core team consists of experienced locals in the fields of hospitality, construction, and tourism. - Main promoters have been active in the local tourism community and have managed trips & homestays. - Has relationships with farmer groups, batik artisans, and local tour guides. 5) Business relationships & local support: - Have established communication with tourism actors, village governments, and surrounding MSME actors. - Land and infrastructure support from family/promoters. - Potential for collaboration with nature schools, hiking communities, event organizers, and travel organizers. 6) Licenses and registrations: - We operate as a sole proprietorship and have a valid NIB license from the government.

Operates five well-established units across Bangalore, providing accessible and high-quality assisted living services and rehabilitation facilities. - Specializes in offering comprehensive assisted living solutions for senior citizens, ensuring safety, comfort, and enhanced quality of life. - Houses a dedicated rehabilitation center focused on patient recovery, providing personalized care and professional support to meet diverse health needs. - Caters to approximately 200 senior residents and rehabilitation patients, marking a significant impact on the local community. - Plans to expand operations with the opening of an additional unit, enhancing service reach and capacity in Bengaluru. - Employs a skilled team of 25 professionals committed to delivering compassionate care to senior citizens and individuals in rehabilitation. - Generates revenue through monthly service fees, covering all facilities, personalized care plans, and specialised rehabilitation programs, ensuring seamless financial operations. - Business has medical licenses from the state government to run operations.

The business is located in Alotau and operates primarily in the used car dealership industry, specializing in importing and selling pre-owned vehicles locally. - Under the current operations, the business successfully sells approximately 5-6 used cars each month to the local market in Alotau, ensuring a steady cash flow. - Diversifying into agriculture, the business has initiated a cocoa plantation on 2 hectares of land with 1,000 cocoa trees already planted, which are expected to start yielding harvests from next year. - Targets international markets, including India, Australia, and New Zealand, leveraging these regions' high demand for cocoa products. - The company currently is in the process of setting up a fermentery and plans to expand further by constructing a warehouse to enhance its cocoa product storage and management capabilities. - With the new cocoa initiative, the business is optimistic to achieve an annual revenue of approximately 5.8 million, estimating a robust 20% EBITDA margin, demonstrating significant growth potential. - Seeking investment to facilitate this expansion into cocoa cultivation, this venture illustrates innovative cross-industry growth from car sales to agricultural wholesale, enhancing its revenue streams and market presence. - Business has an operating license for both dealership and cultivation. - Business generates high EBITDA from car sales but the loan will be used solely for cocoa cultivation. - Both verticals of the business will be operated under the same legal entity.

Small scale consumer electronics retail business with a focusing on household appliances. - Their top-selling products are single door refrigerators, popular amongst local consumers for their space efficiency and affordability. - The primary customer base is the local population in the town of Sabang and its surrounding areas, suggesting a strong community presence and localized market focus. - Revenue is generated from direct sales of their electronic products, leveraging a modest inventory to meet local demand efficiently. - With a dedicated team of 6 employees, the business emphasizes customer service and local engagement to drive sales and maintain customer satisfaction. - Business has a GST Certificate.

Edible oil manufacturing business in Raigarh. - The business currently only produces mustard oil, but we soon plan to start peanut oil production as well. - In an 8-10 hour shift we can produce 300 litres of oil. - Currently we are able to use about 50% of actual capacity. - We also do job work for farmers who give us their raw mustard from which we extract oil and give the oil back to them. - Business has an FSSAI license.

Spice production business, currently in the pre-revenue phase. - Although the business was initiated three years ago, operations had to be temporarily halted due to financial constraints, which is why we do not have sales data for the previous year. We did not operate for the last two years. - We own 10 acres of agricultural land, where we cultivate high-quality spices such as turmeric and chili. This same land is being pledged as collateral. - Our facility is equipped with spice grinding machinery that has a production capacity of 250 kg per hour. - The business is entirely farmer-owned and is located in the Gudimalkapuram village in Nalgonda, which is a mirchi hub, which helps keep transportation costs low. - We produce spices ourselves or source directly from farmers, eliminating middlemen and ensuring better margins. - There are three cold storage facilities located within a one-kilometre radius, allowing us to maintain the freshness of our spices. - Additionally, we benefit from a skilled and low-cost local workforce, which supports efficient operations. - Our sales strategy will focus on both B2B and B2C channels, targeting retailers and wholesalers as well as direct consumers. - After getting the business loan, our projected revenue for the first year is INR 24 lakh. - We are registered under Udyam and hold a valid GST certificate.