Businesses Seeking Loan

Based in San Fernando, Trinidad and Tobago, specializes in hair extensions and beauty products. Established online 4 years ago, - Offers customizable wig units, hair bundles, clip-in, and tape-in extensions, complemented by professional installation services. - The business caters to high-profile events across the Caribbean, including Trinidad Carnival, emphasizing quality and personal confidence, especially for individuals with hair loss conditions. These relationships have enabled the studio to offer exclusive, high-quality products and services, ensuring clients receive the best available options in the market. - The studio operates entirely online, offering a range of premium hair extensions, wigs, and beauty products. Using various e-commerce platforms, including our instagram platforms and third-party sites like Etsy, to market and sell our products. We also engage in social media marketing to reach a broad audience. - We partner with reliable logistics companies to ship products globally, ensuring fast and safe delivery. Our fulfilment process is handled in-house, with orders being shipped from our south location which leads to high profit margin. - Over the years, the studio has earned multiple accolades and awards for its exceptional products and services. These awards, recognizing excellence in beauty and hair care, reflect the studio’s commitment to providing clients with premium, long-lasting results.

As the business is new we are planning to start with around 1,500 customers out of which 500 will purchase daily. For the first 3 years. Yearly clientele growth will be approx 100% and volume/turnover wise will be more YOY. Promoters was born and brought up in farmer family and does farming on their own purchased fully irrigated and developed farmland of 75 acres which can be increased to up to 100 acres under different tie-up modules. Promoter has experience of 40 years successfully running a trading business of farm equipment and achieved a turnover of up to INR 32 crores/year. Experience includes farming, authorized dealerships of Ford, Escort and John Deere Tractors and Hyundai Cars. Due to handling tractor dealerships for more than 30 years, the promoter has got good repo with 1,000s farmers to tie up with. For organic, there is huge demand and also better potential to enhance product portfolio. Promoter founded 2 companies 25 years back and owned by 2 shareholders is now closed due to unfortunate reasons and it became NPA now with INR 6.00 crs of ledger balance payable. In this new company, we will grow vegetables and greens to sell to customers and wholesalers. We are also planning for contract farming where individuals will rent part of land and grow their own crops. Business has some of the licenses and is in the process of getting all the certificates.

As the business is new we are planning to start with around 1,500 customers out of which 500 will purchase daily. For the first 3 years. Yearly clientele growth will be approx 100% and volume/turnover wise will be more YOY. Promoters was born and brought up in farmer family and does farming on their own purchased fully irrigated and developed farmland of 75 acres which can be increased to up to 100 acres under different tie-up modules. Promoter has experience of 40 years successfully running a trading business of farm equipment and achieved a turnover of up to INR 32 crores/year. Experience includes farming, authorized dealerships of Ford, Escort and John Deere Tractors and Hyundai Cars. Due to handling tractor dealerships for more than 30 years, the promoter has got good repo with 1,000s farmers to tie up with. For organic, there is huge demand and also better potential to enhance product portfolio. Promoter founded 2 companies 25 years back and owned by 2 shareholders is now closed due to unfortunate reasons and it became NPA now with INR 6.00 crs of ledger balance payable. In this new company, we will grow vegetables and greens to sell to customers and wholesalers. We are also planning for contract farming where individuals will rent part of land and grow their own crops. Business has some of the licenses and is in the process of getting all the certificates.

We have a chain of jewelry stores with 3 showrooms located in commercial areas. - Have served over 30,000+ satisfied customers till date. - We hand-craft 25% of the jewelry that we sell and purchase the remaining 75% from wholesalers. - To that extent, we have 4 - 5 Bengali karigaars handcrafting the jewelry and are tied up with 20 - 25 suppliers. - Currently, run-rate sales have fallen significantly due to the ongoing pandemic. However, since gold demand is rising rapidly and festivals are approaching, we expect to bounce back rapidly. - We have an average footfall of at least 30 - 40 customers per outlet on a daily basis and have also taken on a cash credit loan. - We have 70 employees working at our retail outlets. - Gross margin on sales is approximately 10%. - Have engaged in paid advertising through digital marketing, hoarding and full page advertisements on local Hindi and Marathi newspapers. We have a website, Facebook page, and Instagram page for the business.

Company is in the startup phase and is yet to start operations commercially. - We have a partner supplying medical drugs and generic pharmaceuticals through a medical trust company based in New Zealand. - Have 1 full-time doctor and some consulting specialist doctors. - Promoters have more than 25 years of experience in the medical sector. - Potential for growth is very high given only 3 main private hospitals are available for the population of 1 million in Port Moresby. - We have a facility owned by a partner and this space can be expanded into 18 rooms for specialist healthcare services and emergency services. - Commercial operations are being delayed due to Covid-19 restrictions.

We are in the business of supplying medical devices to our clients. - Our major clients are 10 local government units and 1 provincial government unit. - We participate in government bidding. - We are expecting a 50% increase in sales this year because we are in the process of signing a few more clients. - The business has 10 private clients as well. - 70% of our total sales are from government clients. - The business receives around 10-15 orders in a month. - We have 10+ suppliers in the company.

The business specializes in the production and distribution of high-quality palm kernel shell pellets, a premium biomass fuel. With a focus on sustainability and renewable energy solutions, the company offers a range of services, including bulk supply to power plants and industrial facilities, packaging for residential and small-scale commercial use, biomass consultancy, customized solutions, and comprehensive logistics support. Backed by experienced promoters and a dedication to research and development, the business stands at the forefront of providing innovative solutions for biomass energy consumption. - The proposal involves establishing a palm kernel pellet production facility. - Utilize palm kernel shells as the primary raw material. - Pellets offer a clean and renewable alternative to fossil fuels. - Contributes to a greener energy landscape and addresses waste disposal issues. - Plan of action includes acquiring or leasing a suitable facility for production. - Install advanced machinery for processing, drying, and compressing palm kernel shells. - Establish partnerships with palm oil mills for a consistent supply of raw material. - Implement quality control measures for high-calorific and low-moisture pellets. - Develop marketing and distribution strategies to promote palm kernel pellets as a sustainable energy source.

Business focused on manufacturing GI ceiling section channels for building interiors. - Specializes in high-demand products such as Gyproc boards, Knauf gypsum channels, and Diamond frames, catering to contractors, interior designers, acoustic engineers, electrical engineers, and HVAC professionals. - The business operates with a dedicated workforce of 5 employees, enhancing agility and operational efficiency. - Own brand and manufacturing capabilities allow for quality control and product innovation, strengthening market positioning. - Established a robust distribution network with over 100 traders across Karnataka, ensuring widespread market reach and accessibility. - Notable production capacity of 6,000-8,000 pieces per day, allowing for scalability and responsiveness to market demand. - Fully compliant with regulatory standards, possessing GST and Udyam certifications, affirming credibility and trust within the industry. - Promoter has over a decade of experience in this field.