Businesses Seeking Loan

Insurance agency operating for more than 6 years. - We offer risk management strategies, policy renewals, and claim tracking services to clients. - We are active in Oregon and Washington but 90% of our clients are from Oregon. - Handling more than 1,000 clients under the home, auto and business insurance. - Our clients are direct individual end-users. - We purchase running policies from insurance agents who are retiring and we continue that insurance. - Revenue is generated from the insurance policy commissions. - Promoter is in this field for more than 20 years and has in-depth experience. - Physical assets include computers, laptops and furniture.

Offer ERP solutions, aids in the development of applications and offers consultation to businesses. More than 90% of the business' revenue comes from providing ERP solutions, specifically, to the education sector. - We have currently tied up with over 300 - 400 schools and colleges in 6 states across south India. Some institutions that we have tied up with include Achariya College of Engineering Technology in Pondicherry, Tapasya Education Institutions, Ramadevi Public School in Hyderabad and many more. - The business enters into long term agreements with their clients and their clients provide recurring yearly payments. - We have served over 1,000+ educational institutions till date. - Our ERP solutions are priced on the basis of the number of users and modules. On average, the prices range from INR 150 to INR 250 per student. - The value of the physical assets involved in the transaction includes the owned premises, internal furnishings, computer systems, servers. - Promoter is willing to offer his personal property as a collateral for the loan. The value of this property is around INR 70,00,000. - Business has an outstanding debt of INR 30,00,000 to INR 40,00,000 with an interest rate of 14% to 15%. The new loan won't be used as a top up.

Based in Rajahmundry, the company specializes in providing innovative drone-based solutions tailored for industrial and commercial applications. - Focused primarily on agriculture, infrastructure, and defense sectors, the firm is positioned to revolutionize labor-intensive industries with cutting-edge technology. - The company has established strong client relationships with prestigious organizations, including Angaru University, ITC, Agri DNA, Shresta Farms, and individual farmers, demonstrating versatility in its client base. - Operating on a monthly project execution revenue model, the business efficiently capitalizes on ongoing and repeating projects, ensuring a steady revenue stream. - The firm has inked multiple Memorandums of Understanding (MOUs) with partners to expand its reach and capabilities, including a recent agreement with a defense company, indicating growth potential in this sector. - Currently handling two significant in-hand projects in defense and agricultural spraying, the company showcases its capacity to manage diverse and complex assignments. - Design and assembling is in-house but the manufacturing is outsourced. - Currently delivering 3-4 defense projects and several seasonal agricultural projects annually, ensuring a diverse project portfolio.

Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

Company specializes in renovation, repairs, roofing, and storm damages. - We have been in the building industry for about 38 years and we take pride in our work. - We work on both commercial & residential projects. - From inception, we have been awarded many contracts because of the quality of our work. - Our growth rate has been up and down because of the economic impact. - We offer our customers the best supplies / materials and our goal is to have the best customer service. - Company is veteran-owned, and we give 10% discount to all senior citizens & veterans.

We are a property promotion company operating in Bangalore for the past 8 years. - Recently started developing serviced apartments and residential villas, apartments. - Sold more than INR 100 crores worth of properties for various builders across Bangalore through our promotions. - Completed own service apartment project in Bangalore. - Recently launched our second project which is a small budget villa project in Sarjapur Road, Bangalore. - Marching ahead with a “Best Company of the Year“ award from Karnataka Small and Medium Business Association and "Most Influential Women in the Property Market of the Year" In India's Top 50 emerging Icon awards. - 50% of the revenue is from property promotion services and 50% is from development projects. - Completed 2 projects last year and this year, we have ongoing projects which are yet to be completed, resulting in a drop in revenue.

Business was started with diamond sales and now expanded to include gold, diamond, silver and fashion jewellery. - We manufacture our own jewellery and we also deal with other designers' jewels. - We have a retail outlet and participate in jewellery shows and exhibitions across the world. - 50% of the revenue is from the retail store and 50% is from exhibitions. - We have a database with over 3,000 customers in Thailand and most of them are long time customers. - Participated in jewellery shows in the Middle East, Hong Kong, Thailand, Singapore, USA. - In a year we participate in 20-35 exhibitions across the world.

A food manufacturing business that manufactures snacks and grocery items. - Have a company owned manufacturing unit in Bhadrak, Odisha. - Have over 20 different products that we manufacture. - Products are sold under our own brand name. - Products are sold to over 50 distributors and wholesalers who further sell the products in Odisha and West Bengal.